Good to hear. I see an oppurtunity.

Wow!! your definition of survive = having high salary. I wonder what are the majority of the people like me, earning average salary are doing? hibernating? just kidding.

i think you are generalizing everything based on what your friend has said. If you say Malaysians without certs, can earn high salary by climbing the corporate ladder. Why not in HK?

haa, no la, i am just reading the previous post in this thread, all are talking about cert la, salary la..etc la

in malaysia, unless become boss, Everythings Just FAKE

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Added on June 14, 2012, 3:08 pmHowever, everywhere in this world, certificate will give you a jump start, doesn't it?

This post has been edited by Dhivyamaaran Anparasan: Jun 14 2012, 03:09 PM

Having more certificates will definitely give you advantage over other candidates. However, IMHO, certificates complements your working experience and not the other way round unless you are in the education industry.

how much salary at sg?

u sure ur fren didn't bluff u ?

not to say that isn't possible, but for a freshgrad?

I agree.

I also don't believe it

i think u got the wrong idea. i was not talking about qualification or certificates but his attitude.

One can have all the qualifications or experience, but everything comes to nought if you don't get that lucky break/chance.

Yes yes, traveling within SEA once a year, and overseas traveling 2-3 times a year (mainly Europe).

I hate the traveling part THE MOST but this year I'm blessed with Pregnancy

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Added on June 15, 2012, 11:05 amYes yes, traveling within SEA once a year, and overseas traveling 2-3 times a year (mainly Europe).

I hate the traveling part THE MOST but this year I'm blessed with Pregnancy

This post has been edited by sweeboon: Jun 15 2012, 11:05 AM

Sure.. Thanks

Rm10k a month in oversea such as australia is not hard at all and hence there are many fresh graduates getting that rate.

but the cost of living is very high too(especially big city like melbourne and sydney)
rent can cost you $800 per month(RM2.5k)
1 meal $10(if you don't cook)(RM32)
electricity and water- $110 per month(RM350)
internet and mobile - $100 per month(RM320)
income tax can kill 20-30% of your salary too
etc etc etc...all in AUD$

Actuarial Science degree doesn't mean anything. Anybody can be an actuary,it's a profession, not tied with degree. A degree is needed, but an AS degree is surplus (of course if you can have it, better, but not necessary). So I say doesn't mean anything.

completing an A-level won't give you good income now
I mean is, if money is your only main concern, you SHOULDN'T STUDY NOW!! go work, earn, invest, business, capital growth and return. way faster than you finish a degree. but riskier, well, the hunger your risk appetite, the greater the income realised when success.

Nicely said. But I really don't agree that it doesn't mean anything, who will hire someone for actuary job without the degree, 1 out of 1million?
And one more... i think one should know well about the economics (degree in economics even actuarial helps too) to invest, business, capital growth and return One can do it with basics.. but chances to end up as a millionare is low...

This post has been edited by Dhivyamaaran Anparasan: Jun 15 2012, 04:56 PM

Wages in AU
Minimum wage per week = A$589.30 http://www.fairwork.gov.au/pay/national-mi...es/default.aspx

Minimum wage per month = A$589.30 * 52 / 12 = $2553.63 * 3.16 = MYR8069.48

Average wage per week in Sydney = A$1047 http://www.abs.gov.au/ausstats/abs@.nsf/mf/6302.0

Average wage per month = A$1047 * 52 / 12 = $4537 * 3.16 = MYR14336.92

On the other hand
http://www.heraldsun.com.au/business/break...o-1226392974871

This post has been edited by bysquashy: Jun 15 2012, 07:22 PM

Anybody can be an actuary,it's a profession, not tied with degree. A degree is needed, but an AS degree is surplus (of course if you can have it, better, but not necessary)

millionaire? there are a LOT of millionaires out there without even have a formal education up to SRP level (equivalent PMR)
there are a LOT of the first-class graduates out there not even have a proper income.
relative.

if you tie salary = education, you are so wrong.
some job don't need your high education, they still pay you well. because pay package is not only consider 1 factor, which you care the most, education, and which the bosses care the less, education as well. Why?
cases:
if you are the boss from a electric cable contractor, both candidate age 24, 1 (school drop out) have 8 years experience deal with all sort of cabling, and 1 is first class graduate from well known university. after interview, who you choose, and why?

we discuss salary, but please don't think edu level = salary.

maybe you are right.. however LOT of low educated people become millionares.... but MOST (everyone would agree I think) of the millionare have high education background.. (at least degree) i am not thinking that money=education but education can increase the possibilities for me to become millionare one day as the statistic clearly shows up there.
i think the boss will hire both and the one with degree (who have higher thinking capabilities.. and lower practical skills) will become the supervisor maybe his job will be to think of how to improvise the cable conductor and the school dropout will given the chance to go from house to house to fix the cables as he is expert in it and I am sure with his 8 years experience he will able to fix it fast and perfect..

This post has been edited by Dhivyamaaran Anparasan: Jun 16 2012, 06:06 PM