QUOTE(pokgaizai @ Jan 25 2011, 09:45 AM)
The 0% easy payment from previous card can brought to the new card but as one lump sump with interest charged..
What type of interest will be charged ???American Express® Cards v3, Treatpoints & Membership Rewards™
|
|
Jan 25 2011, 10:03 AM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur |
|
|
|
|
|
|
Jan 25 2011, 10:08 AM
|
![]() ![]() ![]() ![]()
Senior Member
684 posts Joined: Jun 2005 |
|
|
|
Jan 25 2011, 12:15 PM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
2,323 posts Joined: Nov 2004 From: Smallville |
QUOTE(pokgaizai @ Jan 25 2011, 09:45 AM) called Maybank CS regarding the balance transfer from old card to new maybankard2, the outstanding may not transfer as difference interest rate. The 0% easy payment from previous card can brought to the new card but as one lump sump with interest charged.. QUOTE(pokgaizai @ Jan 25 2011, 10:08 AM) why u want to transfer ur current 0% installment from old card to mbk2 then get charged 8.88% p.a?if u leave the installment with old card, no interest at all. and old card also may charge u with penalty fee for early termination of installment? This post has been edited by erry-: Jan 25 2011, 12:16 PM |
|
|
Jan 25 2011, 03:03 PM
|
![]() ![]() ![]() ![]()
Senior Member
684 posts Joined: Jun 2005 |
Thought of cancel the old card before the annual GST charged....
Nope, no penalty for Maybank 0%, just need to write a letter to them. For SCB, penalty RM100 for early settlement! |
|
|
Jan 25 2011, 04:07 PM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
2,323 posts Joined: Nov 2004 From: Smallville |
QUOTE(pokgaizai @ Jan 25 2011, 03:03 PM) Thought of cancel the old card before the annual GST charged.... oh ok.Nope, no penalty for Maybank 0%, just need to write a letter to them. gst rm50. if ur 1 lump sum balance of the installment + 8.88%/year <rm50 then good. if >rm50 then better stay with old card |
|
|
Jan 25 2011, 04:07 PM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur |
QUOTE(pokgaizai @ Jan 25 2011, 03:03 PM) Thought of cancel the old card before the annual GST charged.... Earlier you said 8.88% interest charged if transfer remaining 0% Easy-Payment Installment balance.Nope, no penalty for Maybank 0%, just need to write a letter to them. For SCB, penalty RM100 for early settlement! Unless we fully settle the payment in the old card without any early-exit payment. |
|
|
|
|
|
Jan 26 2011, 01:16 AM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
5,786 posts Joined: Nov 2007 From: VIC - The Place To Be |
quick question, is there any monetary penalty/fee for replacing damaged/lost/stolen AMEX cards (both charge and credit)
thanks! |
|
|
Jan 26 2011, 01:30 AM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur |
|
|
|
Jan 26 2011, 08:46 AM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
2,221 posts Joined: Apr 2008 |
|
|
|
Jan 26 2011, 09:35 AM
|
![]() ![]()
Junior Member
139 posts Joined: Apr 2006 |
Maybank card centre is very efficient! I fax in Maybankard 2 application yesterday afternoon. After 15 minutes somebody call me to verified my application. He said I will get the cards in 2 weeks time. Btw, I am new MBB credit card applicant.
|
|
|
Jan 26 2011, 09:48 PM
|
![]() ![]() ![]() ![]()
Senior Member
684 posts Joined: Jun 2005 |
QUOTE(ronnie @ Jan 25 2011, 04:07 PM) Earlier you said 8.88% interest charged if transfer remaining 0% Easy-Payment Installment balance. Oh ya sorry what i meant was, the 0% balance become one lump sump to the outstanding, and total outstanding balance will follow the new interest rate.Unless we fully settle the payment in the old card without any early-exit payment. Penalty is like SCB, if early exit payment. You 0% total balance will become one lump sump to the oustanding, plus another RM100 charge. This post has been edited by pokgaizai: Jan 26 2011, 09:49 PM |
|
|
Jan 26 2011, 11:14 PM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
All Stars
13,681 posts Joined: Mar 2006 |
QUOTE(lara_ @ Jan 26 2011, 09:35 AM) Maybank card centre is very efficient! I fax in Maybankard 2 application yesterday afternoon. After 15 minutes somebody call me to verified my application. He said I will get the cards in 2 weeks time. Btw, I am new MBB credit card applicant. |
|
|
Jan 26 2011, 11:20 PM
|
|
Elite
8,601 posts Joined: Jan 2003 From: KL |
|
|
|
|
|
|
Jan 26 2011, 11:28 PM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
All Stars
13,681 posts Joined: Mar 2006 |
|
|
|
Jan 26 2011, 11:35 PM
|
|
Elite
8,601 posts Joined: Jan 2003 From: KL |
|
|
|
Jan 26 2011, 11:37 PM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
All Stars
13,681 posts Joined: Mar 2006 |
QUOTE(Gen-X @ Jan 26 2011, 11:35 PM) no harm calling. You can try 1 800 88 9559 Tol Free, which is for AMEX card. Use land line or DiGi (i got sms from DiGi than 1 800 now free but 1 300 no). alright, i try call tomorrow, my phone got free call.....................thanks |
|
|
Jan 27 2011, 06:57 AM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
2,656 posts Joined: Jan 2003 |
I can see my Maybankard 2 Visa/Amex in M2U now... seems they process the card pretty fast (applied last week).
Added on January 27, 2011, 6:57 amI can see my Maybankard 2 Visa/Amex in M2U now... seems they process the card pretty fast (applied last week). This post has been edited by guanteik: Jan 27 2011, 06:57 AM |
|
|
Jan 27 2011, 08:01 AM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
2,552 posts Joined: Jan 2008 |
It's a bit confusing... is the 5% cashback up to RM50 shared with all the cards (principal + supplementary) or is a feature of the principal only?
the language they use |
|
|
Jan 27 2011, 08:41 AM
|
|
Elite
8,601 posts Joined: Jan 2003 From: KL |
QUOTE(zenquix @ Jan 27 2011, 08:01 AM) It's a bit confusing... is the 5% cashback up to RM50 shared with all the cards (principal + supplementary) or is a feature of the principal only? ya lah, I also confuse wheather Supp entitled to the 5% cash back or not. Since I kiasu, also got my wife to apply for her own Maybankard 2 Cards.the language they use |
|
|
Jan 27 2011, 09:46 AM
|
![]() ![]()
Junior Member
200 posts Joined: Jul 2008 From: Selangor |
Hi all, just wanna ask, I currently have a MBB cc, and if I apply for the 2 card, will the credit limit be shared or can have a seperate credit limit for the cards?
|
| Change to: | 0.0282sec
0.31
6 queries
GZIP Disabled
Time is now: 30th November 2025 - 05:00 AM |