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 American Express® Cards v3, Treatpoints & Membership Rewards™

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ronnie
post Jan 25 2011, 10:03 AM

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QUOTE(pokgaizai @ Jan 25 2011, 09:45 AM)
The 0% easy payment from previous card can brought to the new card but as one lump sump with interest charged..
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What type of interest will be charged ???
pokgaizai
post Jan 25 2011, 10:08 AM

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QUOTE(ronnie @ Jan 25 2011, 10:03 AM)
What type of interest will be charged ???
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with the mbk2 8.88%

This post has been edited by pokgaizai: Jan 25 2011, 10:08 AM
erry-
post Jan 25 2011, 12:15 PM

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QUOTE(pokgaizai @ Jan 25 2011, 09:45 AM)
called Maybank CS regarding the balance transfer from old card to new maybankard2,  the outstanding may not transfer as difference interest rate.
The 0% easy payment from previous card can brought to the new card but as one lump sump with interest charged..
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QUOTE(pokgaizai @ Jan 25 2011, 10:08 AM)
with the mbk2 8.88%
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why u want to transfer ur current 0% installment from old card to mbk2 then get charged 8.88% p.a?
if u leave the installment with old card, no interest at all.
and old card also may charge u with penalty fee for early termination of installment?

sweat.gif

This post has been edited by erry-: Jan 25 2011, 12:16 PM
pokgaizai
post Jan 25 2011, 03:03 PM

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Thought of cancel the old card before the annual GST charged.... tongue.gif:P
Nope, no penalty for Maybank 0%, just need to write a letter to them.

For SCB, penalty RM100 for early settlement!
erry-
post Jan 25 2011, 04:07 PM

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QUOTE(pokgaizai @ Jan 25 2011, 03:03 PM)
Thought of cancel the old card before the annual GST charged.... tongue.gif:P
Nope, no penalty for Maybank 0%, just need to write a letter to them.
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oh ok.

gst rm50.
if ur 1 lump sum balance of the installment + 8.88%/year <rm50 then good.
if >rm50 then better stay with old card laugh.gif

ronnie
post Jan 25 2011, 04:07 PM

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QUOTE(pokgaizai @ Jan 25 2011, 03:03 PM)
Thought of cancel the old card before the annual GST charged.... tongue.gif:P
Nope, no penalty for Maybank 0%, just need to write a letter to them.

For SCB, penalty RM100 for early settlement!
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Earlier you said 8.88% interest charged if transfer remaining 0% Easy-Payment Installment balance.
Unless we fully settle the payment in the old card without any early-exit payment.
nokia2003
post Jan 26 2011, 01:16 AM

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quick question, is there any monetary penalty/fee for replacing damaged/lost/stolen AMEX cards (both charge and credit)

thanks!
ronnie
post Jan 26 2011, 01:30 AM

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QUOTE(nokia2003 @ Jan 26 2011, 01:16 AM)
quick question, is there any monetary penalty/fee for replacing damaged/lost/stolen AMEX cards (both charge and credit)

thanks!
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RM50 per card... stolen gets a waiver with a police report.
winner
post Jan 26 2011, 08:46 AM

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QUOTE(ronnie @ Jan 26 2011, 01:30 AM)
RM50 per card... stolen gets a waiver with a police report.
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You can request for full waiver and Amex is willing to consider your request.
lara_
post Jan 26 2011, 09:35 AM

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Maybank card centre is very efficient! I fax in Maybankard 2 application yesterday afternoon. After 15 minutes somebody call me to verified my application. He said I will get the cards in 2 weeks time. Btw, I am new MBB credit card applicant.
pokgaizai
post Jan 26 2011, 09:48 PM

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QUOTE(ronnie @ Jan 25 2011, 04:07 PM)
Earlier you said 8.88% interest charged if transfer remaining 0% Easy-Payment Installment balance.
Unless we fully settle the payment in the old card without any early-exit payment.
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Oh ya sorry what i meant was, the 0% balance become one lump sump to the outstanding, and total outstanding balance will follow the new interest rate.

Penalty is like SCB, if early exit payment. You 0% total balance will become one lump sump to the oustanding, plus another RM100 charge.

This post has been edited by pokgaizai: Jan 26 2011, 09:49 PM
SUSStupidGuyPlayComp
post Jan 26 2011, 11:14 PM

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QUOTE(lara_ @ Jan 26 2011, 09:35 AM)
Maybank card centre is very efficient! I fax in Maybankard 2 application yesterday afternoon. After 15 minutes somebody call me to verified my application. He said I will get the cards in 2 weeks time. Btw, I am new MBB credit card applicant.
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sweat.gif They call me yesterday, unfortunately my phone no battery............today no more receive call, alamak
Gen-X
post Jan 26 2011, 11:20 PM

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QUOTE(StupidGuyPlayComp @ Jan 26 2011, 11:14 PM)
sweat.gif They call me yesterday, unfortunately my phone no battery............today no more receive call, alamak
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haha, you can always call them back.
SUSStupidGuyPlayComp
post Jan 26 2011, 11:28 PM

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QUOTE(Gen-X @ Jan 26 2011, 11:20 PM)
haha, you can always call them back.
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sweat.gif If i not call how ar? application rejected?
Gen-X
post Jan 26 2011, 11:35 PM

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QUOTE(StupidGuyPlayComp @ Jan 26 2011, 11:28 PM)
sweat.gif If i not call how ar? application rejected?
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no harm calling. You can try 1 800 88 9559 Tol Free, which is for AMEX card. Use land line or DiGi (i got sms from DiGi than 1 800 now free but 1 300 no).
SUSStupidGuyPlayComp
post Jan 26 2011, 11:37 PM

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QUOTE(Gen-X @ Jan 26 2011, 11:35 PM)
no harm calling. You can try 1 800 88 9559 Tol Free, which is for AMEX card. Use land line or DiGi (i got sms from DiGi than 1 800 now free but 1 300 no).
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alright, i try call tomorrow, my phone got free call.....................thanks

sweat.gif rushing for the new card, existing card almost reach the GST paying time
guanteik
post Jan 27 2011, 06:57 AM

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I can see my Maybankard 2 Visa/Amex in M2U now... seems they process the card pretty fast (applied last week).


Added on January 27, 2011, 6:57 amI can see my Maybankard 2 Visa/Amex in M2U now... seems they process the card pretty fast (applied last week).

This post has been edited by guanteik: Jan 27 2011, 06:57 AM
TSzenquix
post Jan 27 2011, 08:01 AM

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It's a bit confusing... is the 5% cashback up to RM50 shared with all the cards (principal + supplementary) or is a feature of the principal only?

the language they use doh.gif
Gen-X
post Jan 27 2011, 08:41 AM

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QUOTE(zenquix @ Jan 27 2011, 08:01 AM)
It's a bit confusing... is the 5% cashback up to RM50 shared with all the cards (principal + supplementary) or is a feature of the principal only?

the language they use  doh.gif
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ya lah, I also confuse wheather Supp entitled to the 5% cash back or not. Since I kiasu, also got my wife to apply for her own Maybankard 2 Cards.
sidanos
post Jan 27 2011, 09:46 AM

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Hi all, just wanna ask, I currently have a MBB cc, and if I apply for the 2 card, will the credit limit be shared or can have a seperate credit limit for the cards?

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