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 Credit Card v14, Please read the 1st post before posting

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zenquix
post Jan 20 2011, 07:56 PM

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QUOTE(pandazhun @ Jan 20 2011, 07:39 PM)
thx mate, that's bcoz I have no idea how to check the Code given by OCBC, Just received my card today so wondering how do I check my statement online?
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You need to get your PIN number first. Then you can register for the online account.

The code given by OCBC? If it is the merchant category code you mean, we can't see it. It is assigned to the merchant's machine by the banks (Visa/Mastercard) and is not visible to consumers.
erry-
post Jan 20 2011, 08:17 PM

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wah away for 2 days too, already extra 6 pages biggrin.gif

QUOTE(Gen-X @ Jan 20 2011, 12:47 AM)
no matter how many card you have with MBB, the CL for all cards are combiined and not just for the Maybankard 2 cards (where these 2 cards share a single statement).

For exmaple, I got MBB Petronas Visa, MBB Plat Master Card and American Express Gold CC (without MBB log) and all these 3 cards have separate statements and different due date but they share the same combined limit.
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my sis-in-law normal maybank petronas and maybank ikhwan petronas got diff credit limit.
maybe bcoz different of maybank & maybank islamic?

QUOTE(fahrur_07 @ Jan 20 2011, 12:04 PM)
hi
currently i have EPP with cimb card?
can i pay more than my statement balance so that the extra money can cover for next month EPP?
is there any penalty charge to me for that?
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cimb, if u pay more than statement balance, it will deduct to recent transaction.
but if u didnt swipe at all till next statement, then yes, it will deduct the next month installment amount.

QUOTE(winner @ Jan 20 2011, 01:35 PM)
No complimentary lounge access for both Maybankard 2 Amex Platinum and Platinum MC/VISA for the time being, this was what the CS officer told me earlier. Or else, they should have already highlighted in the advertisement and website.
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agree. if have the priviledges, it should shows in the website to attract more cust.

QUOTE(mustang @ Jan 20 2011, 05:02 PM)
Just a note to members who recently had their DA CC upgraded from Gold > Plat. I already have the card for around 1 year and managed to view the CC in CIMB Clicks until few days ago when the CC is disjoin from CIMB Clicks. I called CS and after some troubleshooting, they let me know the card does not have a pin and I asked I have been able to view the card in CIMB Clicks for the past 1 year and they replied they are doing some sort of system upgrade and I have to go through the hassle of applying the pin again  rclxub.gif  shakehead.gif
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i got my da upgrade from gold to plat too before. but no problem with cimbclicks. even my discontinued (cancelled) gold and cancelled visa plat still there.


Added on January 20, 2011, 8:25 pm
QUOTE(erry- @ Jan 18 2011, 11:09 PM)
btw, mbb webmaster doing copy paste work.
at plat page at top shows "Minimum annual income:RM60,000" but at bottom shows "Malaysians and expatriates with a minimum annual income of RM30,000" (must be copied from gold page. haha)
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mbb fixed this already tongue.gif


This post has been edited by erry-: Jan 20 2011, 08:25 PM
kei18kun
post Jan 20 2011, 08:39 PM

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QUOTE(pandazhun @ Jan 20 2011, 07:39 PM)
thx mate, that's bcoz I have no idea how to check the Code given by OCBC, Just received my card today so wondering how do I check my statement online?
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just key in pin no. u get
Alec.Yong
post Jan 20 2011, 08:47 PM

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QUOTE(erry- @ Jan 20 2011, 08:17 PM)
wah away for 2 days too, already extra 6 pages biggrin.gif

my sis-in-law normal maybank petronas and maybank ikhwan petronas got diff credit limit.
maybe bcoz different of maybank & maybank islamic?

cimb, if u pay more than statement balance, it will deduct to recent transaction.
but if u didnt swipe at all till next statement, then yes, it will deduct the next month installment amount.

agree. if have the priviledges, it should shows in the website to attract more cust.

i got my da upgrade from gold to plat too before. but no problem with cimbclicks. even my discontinued (cancelled) gold and cancelled visa plat still there.


Added on January 20, 2011, 8:25 pmmbb fixed this already tongue.gif
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Maybank and Maybank Islamic come with different CL, I m holding Maybank credit cards and Maybank Islamic credit card.
johnnyc
post Jan 20 2011, 08:48 PM

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QUOTE(erry- @ Jan 20 2011, 08:17 PM)

my sis-in-law normal maybank petronas and maybank ikhwan petronas got diff credit limit.
maybe bcoz different of maybank & maybank islamic?
I have called and speak with the CS, and he confirmed that if i'm gonna apply for maybankard 2, i will get separate credit limit.

However, this CS when i ask him for conversion of my islamic amex to maybankard 2, he said it was not possible at the moment and he suggest to apply new one and cancelled the present amex when the new one is approved.

I think to call and ask again to see his version is tally with the next CS.
erry-
post Jan 20 2011, 09:19 PM

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QUOTE(Alec.Yong @ Jan 20 2011, 08:47 PM)
Maybank and Maybank Islamic come with different CL, I m holding Maybank credit cards and Maybank Islamic credit card.
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yes. just replied to Gen-X "no matter how many card you have with MBB, the CL for all cards are combiined..."

QUOTE(johnnyc @ Jan 20 2011, 08:48 PM)
I have called and speak with the CS, and he confirmed that if i'm gonna apply for maybankard 2, i will get separate credit limit.

However, this CS when i ask him for conversion of my islamic amex to maybankard 2, he said it was not possible at the moment and he suggest to apply new one and cancelled the present amex when the new one is approved.

I think to call and ask again to see his version is tally with the next CS.
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for me, mbb should have no prob upgrade mbb amex (amex with TP, not MR) such as pantai to this maybankard 2 amex.

ikhwan might not possible coz this maybankard 2 is not under maybank islamic.
so, the easiest way is as suggested - apply new maybankard 2 and cancel the current ikhwan.

This post has been edited by erry-: Jan 20 2011, 09:23 PM
pmtan
post Jan 20 2011, 10:29 PM

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Would like to ask, does anyone know what credit card can approved instants?
I need a credit card that can be ready by 2-3 days.
TSMilesAndMore
post Jan 20 2011, 10:33 PM

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QUOTE(pmtan @ Jan 20 2011, 10:29 PM)
Would like to ask, does anyone know what credit card can approved instants?
I need a credit card that can be ready by 2-3 days.
Go to Citibank main branch in Jalan Ampang. Credit card can be approved within an hour. Alternatively, if you earn at least RM200k per annum. You can apply for a CIMB/DA World MasterCard or VISA Infinite at CIMB Bank credit card service centre at Pavillion, Sunway Pyramid or Damansara Heights and you can get your card within an hour too just like Citibank.

This post has been edited by MilesAndMore: Jan 20 2011, 10:34 PM
winner
post Jan 20 2011, 10:36 PM

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QUOTE(erry- @ Jan 20 2011, 09:19 PM)
for me, mbb should have no prob upgrade mbb amex (amex with TP, not MR) such as pantai to this maybankard 2 amex.
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The CS officer advised me that the fastest way is to download the application form from M2U website and fax it directly to MBB Card Centre.

This post has been edited by winner: Jan 20 2011, 10:48 PM
pmtan
post Jan 20 2011, 10:41 PM

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QUOTE(MilesAndMore @ Jan 20 2011, 10:33 PM)
Go to Citibank main branch in Jalan Ampang. Credit card can be approved within an hour. Alternatively, if you earn at least RM200k per annum. You can apply for a CIMB/DA World MasterCard or VISA Infinite at CIMB Bank credit card service centre at Pavillion, Sunway Pyramid or Damansara Heights and you can get your card within an hour too just like Citibank.
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For CIMB card, is it only applicable for CIMB/DA World MasterCard or VISA Infinite?
How about normal Gold card?
winner
post Jan 20 2011, 10:42 PM

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QUOTE(pmtan @ Jan 20 2011, 10:41 PM)
For CIMB card, is it only applicable for CIMB/DA World MasterCard or VISA Infinite?
How about normal Gold card?
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I heard it is possible to get instant platinum card at DA Card Centre in Damansara Heights. I would suggest you to contact the centre first before you decide to apply for CIMB/DA card.

This post has been edited by winner: Jan 20 2011, 10:47 PM
pmtan
post Jan 20 2011, 10:49 PM

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Thanks for the tips.. tmr have to try my luck..
stacko
post Jan 20 2011, 11:10 PM

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QUOTE(sweetpea123 @ Jan 20 2011, 10:26 AM)
Can anyone clarify this? Has anyone paid their insurance premiums with Amex b4? Thanks.
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QUOTE(MilesAndMore @ Jan 20 2011, 10:42 AM)
No. No insurance company accepts AMEX.
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I actually paid AIA premiums over the counter with Amex at Menara Axis, PJ last November, but I'm not sure whether this is applicable to all AIA offices.
TSMilesAndMore
post Jan 20 2011, 11:41 PM

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QUOTE(stacko @ Jan 20 2011, 11:10 PM)
I actually paid AIA premiums over the counter with Amex at Menara Axis, PJ last November, but I'm not sure whether this is applicable to all AIA offices.
This is definitely news !

johnnyc
post Jan 21 2011, 12:34 AM

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QUOTE(erry- @ Jan 20 2011, 09:19 PM)

for me, mbb should have no prob upgrade mbb amex (amex with TP, not MR) such as pantai to this maybankard 2 amex.

ikhwan might not possible coz this maybankard 2 is not under maybank islamic.
so, the easiest way is as suggested - apply new maybankard 2 and cancel the current ikhwan.
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You might correct as i just called again and the lady CS' words tallys with previous CS. i guess that i will follow the suggested way that to apply new maybankard 2 and cancel the ikhwan plus ask them to transfer the TP after has been approved. hmm.gif
jonuslee
post Jan 21 2011, 12:58 AM

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i might wait for the maybankard 2 mastercard. Guess i have to wait until april.
chemistry
post Jan 21 2011, 01:07 AM

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QUOTE(jonuslee @ Jan 21 2011, 12:58 AM)
i might wait for the maybankard 2 mastercard. Guess i have to wait until april.
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Has "your friend" checked out Maybankard 2? I believe you must have told him/her.
Is he/she gonna keep or cut his/her directAccess card?
jonuslee
post Jan 21 2011, 01:21 AM

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QUOTE(chemistry @ Jan 21 2011, 01:07 AM)
Has "your friend" checked out Maybankard 2? I believe you must have told him/her.
Is he/she gonna keep or cut his/her directAccess card?
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He said he gonna stick with his DA card.I have told him d. but he stick to DA. as for me, i might wait for the maybankcard 2 mastercard and planning to cancel my maybank petronas gold since it s benefits cannot compare to these maybankard2.
thtan
post Jan 21 2011, 01:30 AM

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I have some credit cards with pretty high limit, but then again I really cannot think of how it is going to be useful to me.

I ever asked if I could pay even the downpayment for a house using CC, they said no. Cars dealers as afaik, they don't accept it.

I wanted to invest with an international investment company, also they don't accept credit card.

What's the use of bank assigning high credit limit? I don't buy expensive luxury items, I don't survive on credit card. The high credit limit doesn't seem to serve its purpose. Except for some ppl who might want to have a boost on their ego...
UltraConductor_41
post Jan 21 2011, 01:31 AM

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i wondering anyone deal with this before??

For maybank 2 amex card, they stated this at amex web site.
Online Fraud Guarantee:
Shop online with confidence. You will not be held responsible for unauthorised online purchases.

But in the term & condition, they mention this. So... mean we need responsible if the card was stole and being used in retail purchase but not online purchase?

The Cardholder shall take all reasonable precautions to prevent
loss or theft of the Credit Card. If the Credit Card is lost or stolen,
the Cardholder shall notify Maybank by telephone, telegram
or telex immediately upon the discovery of such loss or theft
and confirm the same in writing to Maybank. Until and unless
such written confirmation have been received by Maybank,
the Cardholder shall remain liable for all charges incurred prior
thereto by the use of the Credit Card whether authorised by the
Cardholder or not.

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