Usually big developers do. I know Sunway accepts CCard for downpayment

Between Amex Gold Credit Card & Maybankard 2 Cards, which one has a better look on it?

@thtan

Don't generalize just so happen you don't have a use for high limit. If you don't need it then just downgrade your CL and have you done so?
If you have done so then I'll take my hat off and if you had retained your limit then ... you are no different from what you have described yourself people with high CL.
There are people who genuinely need the high limit and I couldn't understand your negative attitude.

@UltraConductor_41
You need to be responsible for your card either way ... both retail and online purchase. Always be aware of where your physical card is to avoid retail fraud and buy online from respectable websites. Safeguard information about your card and don't let it "float" around.
No such thing as pushing the responsibility to the bank entirely. It will not be an issue if you are careful and smart enough. Problems can still happen but these are rare incidences.

This post has been edited by hye: Jan 21 2011, 04:48 AM

I have terminated my DA Platinum at last.

visa or master better? i once told by hlb officer that visa were more accepted at oversea. true?

some house developer do accept credit card payment.

2008 i bought proton saga blm for my dad, swipe full amount at proton. no problem.

no harm u have high credit limit but dont spend high. its free what?

many people here have a card with 6-figure cl but only use 1 or 2 figure amount each month

This post has been edited by erry-: Jan 21 2011, 08:47 AM

Adios ~~
I can't leave yet as there are a few insurance flexi payments still in force.

depends on where u go.

example, giant jurong singapore only accept visa (2006 long ago. now might accept mc as well?).

This post has been edited by erry-: Jan 21 2011, 08:50 AM

It's a matter of personal preference.


Not quite true.


Yeah ... simply waltz in here and broadcast to the whole world that his/her credit cards have high credit line

Does it have a pin for all the cards you mentioned?

im once a ccard slave b4.... no matter high or low CL , if u dun know how to manage?!?! u're dead... even a 3 to 5k CL will need to take 2 years to settle it... manage manage manage !!!!!!

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Added on January 21, 2011, 9:23 ami prefer citi or hsbc that my current ccard i have.... or pbank

This post has been edited by wayne78: Jan 21 2011, 09:23 AM

Did you pay the amount in FULL or partial payment (such as booking fee or downpayment) via cc? I know most car dealers would accept cc payment for booking fee or downpayment only. If you want to pay more via cc, they would impose a surcharge.


I was in Shanghai a few month ago. Some ticket counters at tourist spots only accept VISA or UnionPay.

just curious, for those who have preference of MC than Visa, mind to share here?

I see quite a lot of ppl here want to wait for MBB MC in April..

explain plz?

for me mc and visa is almost the same. a lot of shop are accepting it already compare to last time. for internet transaction, visa and mc are widely accepted. i got mc already, so i dont mind getting visa here

Finally, finished my article and review on Maybanard 2 Cards for my blog at http://creditcardsmalaysia.blogspot.com/

Below is the main gist of the entire article and for those not wanting to waste time reading it at my blog:

Benefits of Maybankard 2 Cards which I feel is worth repeating:

I) 2 Credit Cards for a single GST of RM50 or shall we say RM25/each.

II) Free Lifetime Annual Fees - no conditions, no need to swipe minimum times or spend a minimum amount annually.

III) Travel Insurance - this is great as can use the card to purchase tickets and get 5X rewards points and 5% cash rebate (max RM50 but still better than nothing).

IV) 5X Treats Points anywhere in the world plus monthly cap of RM50 cash back for every Saturdays and Sundays. Note that it was mentioned Principal card holder only, better check if Supp cards also enjoy the 5% cash back when you apply for it.

V) The Visa or MasterCard,you can keep in your drawer as it only gives 1X point for every Ringgit. (But if you want 0% installment plans by merchants, then this card may be of use).


Comparison between Maybank 2 American Express Card and OCBC Titanium MasterCard

MBB 2 Amex gets 5X Reward Points Everyday, Anywhere and Anytime vs. OCBC TMC Nothing, Nil, None, Zero;

MBB 2 Amex Free Lifetime Annual Fees vs. OCBC TMC need to swipe 12 times;

MBB 2 Amex GST must pay (but with 5X points only need to spend RM2K to get 10,000 Treats Points to offset GST ) vs. OCBC TMC must pay but auto waived if spend RM10K annually;

MBB 2 Amex 5% cash back on weekends anywhere vs. OCBC TMC 5% cash back anytime but not everywhere;

MBB 2 Amex offers Travel Insurance vs. OCBC none; and last but not least

MBB 2 Amex overseas transactions are subjected to 2.5% Admin Charge but with 5X maybe this is acceptable vs. a lower overseas conversion rate with OCBC TMC (do note again that the RM50 cap which may limit the usefulness of OCBC Titanium MasterCard for overseas spending).

BOTH MBB 2 Amex and OCBC Titanium cash rebate is capped at RM50/month


Please be warned that my entire article is kind of long with lots of other stuff unrelated to Maybankard 2 cards. So if you have the time to spare or just want some leisure reading over the weekend, click below link to go directly to my post on Maybankard 2:

Click here to read my review of Maybankard 2 Cards.

I do need the high credit limit, but some merchants/institutions just don't accept credit card for large transactions.
I merely came to highlight the lack of card acceptance for bigger transactions. How is that negative?

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Added on January 21, 2011, 10:16 amNo intention to brag to the world what limits I have. I just said it is pretty high(in my opinion), not extraordinarily high. If I wanted to brag, probably I'll state the figure and mention what card it is. Don't understand how you guys jump into that conclusion.

Some people keep on harping repeatedly how many premium cards(World Mastercard / Visa Infinite) they own. I don't do that.

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Added on January 21, 2011, 10:29 amIt's dangerous if you drop the card/get robbed/fraud. Banks may not absorb the losses due to the reasons mentioned, don't assume that(depending on the situation).
It doesn't matter if the limit is high or not. If someone earning 1.5k/month income having 6k charged to his card, he will be in for some tough time.
So what I do is - I keep some cards at home.

This post has been edited by thtan: Jan 21 2011, 10:48 AM

Do you book air ticket online? If so, i'm afraid it is not entitled to 5% cashback because someone here mentioned online trxn is not Retail trxn. And it is stated by MBB that the cashback is for retail trxn only.

Anyone here applied Maybankard 2 by emailing them?

If yes, which email ya?

Application can be emailed to MBB, said MBB CS.
The email is mbbcardservices@maybank.com.my