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 Credit Card v13

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chemistry
post Dec 16 2010, 12:06 AM

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QUOTE(erry- @ Dec 15 2010, 11:57 PM)
yes correct. in my case, it automatically link smile.gif
even before i received my plat card (previously) - auto upgrade from gold, the number already there biggrin.gif
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Same here nod.gif
fokerss
post Dec 16 2010, 02:53 AM

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hmm great info
rayfoo
post Dec 16 2010, 08:15 AM

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i have the card, havent swiped it much at all since i got it, just mainly applied for the free priority pass card so i can enter the airport lounges when i go for my overseas holidays next year, will cancel the card after b4 annivesary I think, the annual fees too high
QUOTE(rockefeller @ Dec 15 2010, 11:22 PM)
anyone using citibank visa premiermiles so far? how's the card benefits in general?
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tylerf
post Dec 16 2010, 09:38 AM

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any info on comparison between corporate credit cards?
ronnie
post Dec 16 2010, 10:47 AM

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OCBC Titanium gave me additional RM0.05 rebate (under the 5%).
Couldn't find the where the additional RM1 came from. thumbup.gif

I received 5% rebate from MPH in my latest DA statement... I thought the offer was over. Thank you DA/CIMB icon_idea.gif rclxms.gif

This post has been edited by ronnie: Dec 16 2010, 10:47 AM
Gen-X
post Dec 16 2010, 10:56 AM

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QUOTE(ronnie @ Dec 16 2010, 10:47 AM)
I received 5% rebate from MPH in my latest DA statement... I thought the offer was over. Thank you DA/CIMB  icon_idea.gif    rclxms.gif
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the offer until 31 Dec and you did get RM5 vouchers too from MPH using DA/CIMB MC?

In the first post, Best WMC for frequent flyers = MBB WMC but for non frequent flyers, best is CIMB/DA WMC where got many offers and free coffee.

my_cat
post Dec 16 2010, 10:56 AM

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QUOTE(ronnie @ Dec 16 2010, 10:47 AM)
OCBC Titanium gave me additional RM0.05 rebate (under the 5%).
Couldn't find the where the additional RM1 came from.  thumbup.gif

I received 5% rebate from MPH in my latest DA statement... I thought the offer was over. Thank you DA/CIMB  icon_idea.gif    rclxms.gif
*
May I how do u calculate the rebate? My own calculation result is exactly same as OCBC.
ronnie
post Dec 16 2010, 11:07 AM

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QUOTE(Gen-X @ Dec 16 2010, 10:56 AM)
the offer until 31 Dec and you did get RM5 vouchers too from MPH using DA/CIMB MC?

In the first post, Best WMC for frequent flyers = MBB WMC but for non frequent flyers, best is CIMB/DA WMC where got many offers and free coffee.
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I get the RM5 book-only voucher for every RM50 spend. Spend RM100 in one receipt get RM5x2 vouchers.
This was the only offer listed on DA/CIMB website.
Nevertheless, DA/CIMB rocks !!! Can get rebate, voucher + tax relief - best CC for Books

de.crystal
post Dec 16 2010, 11:10 AM

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I am now monitering the DA/CIMB's Smart Flexi Pay promotion, which ends on 31.12.2010. Hopefully, it will be extended like last time as i have alot of instalments which need to be done.
rayfoo
post Dec 16 2010, 11:14 AM

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got my ocbc statement for december, among the 5% rebate i got just to share

Jaring
First World Hotel - F&B
Starbucks - Genting
Hard Rock Cafe Sentosa - Singapore
Kenny Rogers - MValley
Chicken Rice Shop - Mvalley
Carrefour - Mvalley
San Francisco - Menara Citibank



ronnie
post Dec 16 2010, 11:15 AM

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QUOTE(my_cat @ Dec 16 2010, 10:56 AM)
May I how do u calculate the rebate? My own calculation result is exactly same as OCBC.
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Add all those amounts which get 5% rebate. Eg. RM1793.42
Take RM1793 x 5% = RM89.65... but OCBC gave me RM89.70 drool.gif cool2.gif
ronnie
post Dec 16 2010, 11:18 AM

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Merchants which get 5% Cash-back from OCBC
Bubba Gump Shrimp - The Curve
Hokkaido Ichiba - The Gardens
Papa John's Pizza - IOI Mall
O'Briens - Empire Shopping Gallery
Pizza Hut - Giant Bandar Puteri

my_cat
post Dec 16 2010, 11:26 AM

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QUOTE(ronnie @ Dec 16 2010, 11:15 AM)
Add all those amounts which get 5% rebate. Eg. RM1793.42
Take RM1793 x 5% = RM89.65... but OCBC gave me RM89.70  drool.gif  cool2.gif
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Round to 1 decimal place, may be.

BTW, I noticed the 1% has 2 decimal place and the 5% rebate got 1 decimal place.
ronnie
post Dec 16 2010, 11:30 AM

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QUOTE(my_cat @ Dec 16 2010, 11:26 AM)
Round to 1 decimal place, may be.

BTW, I noticed the 1% has 2 decimal place and the 5% rebate got 1 decimal place.
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Not true as I have received RM61.15 rebate (5% portion) before...
erry-
post Dec 16 2010, 11:36 AM

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QUOTE(ronnie @ Dec 16 2010, 10:47 AM)
I received 5% rebate from MPH in my latest DA statement... I thought the offer was over. Thank you DA/CIMB  icon_idea.gif    rclxms.gif
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so far the offer end at 31/12.

QUOTE(ronnie @ Dec 16 2010, 11:07 AM)
Nevertheless, DA/CIMB rocks !!! Can get rebate, voucher + tax relief - best CC for Books
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and dont forget da give 1 point for rm1 spend (except petrol) thumbup.gif

btw, how u get tax relief? hmm.gif

QUOTE(de.crystal @ Dec 16 2010, 11:10 AM)
I am now monitering the DA/CIMB's Smart Flexi Pay promotion, which ends on 31.12.2010.  Hopefully, it will be extended like last time as i have alot of instalments which need to be done.
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for me, it will be continue. but, maybe the 1 time upfront fee will be different. hopefully lower?

p/s: pbebank 12month 1 time fee is only 1.5%, while alliance is 0%! whistling.gif

This post has been edited by erry-: Dec 16 2010, 11:37 AM
de.crystal
post Dec 16 2010, 11:44 AM

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QUOTE(erry- @ Dec 16 2010, 11:36 AM)
for me, it will be continue. but, maybe the 1 time upfront fee will be different. hopefully lower?

p/s: pbebank 12month 1 time fee is only 1.5%, while alliance is 0%!  whistling.gif
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nope, there is nt processing fees for the Smart Flexi Pay (for insurance, hospital and tuisyen fees). which is why, i am still using and holding DA until they decide to cancel this promotion.



chemistry
post Dec 16 2010, 12:27 PM

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QUOTE(ronnie @ Dec 16 2010, 11:30 AM)
Not true as I have received RM61.15 rebate (5% portion) before...
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Last two months bill I managed to get accurate estimate. But this month my calculation doesn't tally with actual rebate.
wonder how the bank calculates rebates, really wonder.
sweetpea123
post Dec 16 2010, 12:28 PM

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5% rebate

CENTRAL HYPERMARKETQPS OLD KLANG ROAD KUALA LUMPUR MYS


Got my rebates exactly the way I calculated it RM95.90 rclxms.gif
chemistry
post Dec 16 2010, 12:33 PM

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QUOTE(erry- @ Dec 16 2010, 11:36 AM)

btw, how u get tax reliefhmm.gif
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Tax relief has no relationship with DA.
I think Ronnie just wanted to share the benefits of buying books which include TAX RELIEF.
Banek
post Dec 16 2010, 12:48 PM

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hi how the bank determined your credit allowed on c.c ? I thought i just apply for basic card with credit 2k and when i checked the amount way more..

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