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 Credit Card v13

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SUSpersistence85
post Dec 15 2010, 09:01 PM

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QUOTE(zenquix @ Dec 15 2010, 08:59 PM)
even online shopping dun need PIN tongue.gif
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That is for certain banks only like EON bank. They just changed their system.

You need the pin for online shopping, then u can change the pin through "secure code verified by visa&mastercard"
TSMilesAndMore
post Dec 15 2010, 09:02 PM

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QUOTE(chemistry @ Dec 15 2010, 08:43 PM)
I converted all my savings account to basic type to avoid annual fees.  smile.gif And I do not hold any debit card but regular ATM card.
I had a basic savings account with EON Bank last time and they didn't offer us the annual fee free ATM card then. They only started giving this option a few months back. There is a short notice in their website about this change.


QUOTE(persistence85 @ Dec 15 2010, 08:46 PM)
RM50 Vouchers X 2 pieces = RM4 x 2 = RM8

Yes, the redemption for the voucher charge should be in my credit card statement, not debit card/saving account statement.  vmad.gif

"E-Debit purchases (ATM)" - that was the transcation details and i am explained by Customer Service and EON bank's staff that was for the voucher.
What ? If i am not mistaken, you will only be charged RM8 if the vouchers are shipped separately. Otherwise, it should just be RM4. Anyway, may be EON Bank is just different ... rclxub.gif


QUOTE(persistence85 @ Dec 15 2010, 08:46 PM)
"E-Debit purchases (ATM)" - that was the transcation details and i am explained by Customer Service and EON bank's staff that was for the voucher.

The Reason they charged into my Debit card is because i open my saving account together with my debit card first.

It was a weird reason, thus i make a decision to terminate my debit card with immediate effect to prevent any un-authorized transcations in future. Prefer a normal ATM card anyway.
They really told you so ? What a weird reason doh.gif Somehow, it doesn't make sense.

chemistry
post Dec 15 2010, 09:04 PM

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QUOTE(zenquix @ Dec 15 2010, 08:55 PM)
you do not need a PIN to use the card. Only for cash advance. Normal purchases and retail is signature based.
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I misunderstood already.
However, PIN number is needed for registration of internet banking account.
Cardmembers are advised to monitor cc transactions at certain intervals.
SUSpersistence85
post Dec 15 2010, 09:09 PM

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QUOTE(MilesAndMore @ Dec 15 2010, 09:02 PM)
I had a basic savings account with EON Bank last time and they didn't offer us the annual fee free ATM card then. They only started giving this option a few months back. There is a short notice in their website about this change.
What ? If i am not mistaken, you will only be charged RM8 if the vouchers are shipped separately. Otherwise, it should just be RM4. Anyway, may be EON Bank is just different ...  rclxub.gif
They really told you so ? What a weird reason  doh.gif   Somehow, it doesn't make sense.
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Agree with you.

RM4 per voucher x 2 vouchers = RM8 (totally insane) - Shipment at one go vmad.gif vmad.gif

Maybe they don't know what reasons to give anymore since it's system failure, i told them i want to file a dispute, then the staff at bank also call customer service and spoke in the phone for half hours... mad.gif That is why i terminate the Debit card, somehow the debit card doesn't have any benefits for me as i didn't use it, not even for once i used it. whistling.gif

This post has been edited by persistence85: Dec 15 2010, 09:10 PM
chemistry
post Dec 15 2010, 09:14 PM

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QUOTE(persistence85 @ Dec 15 2010, 09:09 PM)
Agree with you.

RM4 per voucher x 2 vouchers = RM8 (totally insane) - Shipment at one go vmad.gif  vmad.gif

Maybe they don't know what reasons to give anymore since it's system failure, i told them i want to file a dispute, then the staff at bank also call customer service and spoke in the phone for half hours...  mad.gif  That is why i terminate the Debit card, somehow the debit card doesn't have any benefits for me as i didn't use it, not even for once i used it.  whistling.gif
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Perhaps you may want to terminate the EON cc as well to avoid any future disappointment/dispute.
jonuslee
post Dec 15 2010, 09:15 PM

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QUOTE(chemistry @ Dec 15 2010, 08:38 PM)
Most of the time when a cc applicant gets call from the bank to verify some details, there's good chance of approval.
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icic. you also have the same situation when you apply for DA?The CS call you and get verification from you?
SUSpersistence85
post Dec 15 2010, 09:18 PM

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QUOTE(chemistry @ Dec 15 2010, 09:14 PM)
Perhaps you may want to terminate the EON cc as well to avoid any future disappointment/dispute.
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They upgrade my card to Gold card in 3 months period. I won't terminate because they give the free upgrade gold card to me tongue.gif

I will terminate it only if there is something wrong with my transaction again smile.gif
TSMilesAndMore
post Dec 15 2010, 09:22 PM

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QUOTE(chemistry @ Dec 15 2010, 09:04 PM)
However, PIN number is needed for registration of internet banking account.
Cardmembers are advised to monitor cc transactions at certain intervals.
Speaking of needing the PIN number for the registration of online banking access. It's been more than 2 months since i received my first credit card from Citibank but there is still no sign of my PIN number. I requested a new PIN number to be sent to me twice already (because i assumed the first and second got lost in the mail) but it is still the same. I made the last request 2 weeks ago at their main branch in Jalan Ampang but still, i have not received the PIN number until today. It's driving me mad !!! vmad.gif

SUSpersistence85
post Dec 15 2010, 09:26 PM

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QUOTE(MilesAndMore @ Dec 15 2010, 09:22 PM)
Speaking of needing the PIN number for the registration of online banking access. It's been more than 2 months since i received my first credit card from Citibank but there is still no sign of my PIN number. I requested a new PIN number to be sent to me twice already (because i assumed the first and second got lost in the mail) but it is still the same. I made the last request 2 weeks ago at their main branch in Jalan Ampang but still, i have not received the PIN number until today. It's driving me mad !!!  vmad.gif
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You mean the PIN for online shopping? If it is, buzz them 24 hours per week until you get it.

If it is for cash advance, forget about it because you don't need the cash advance, i'd assume tongue.gif

LOL.. your pin number is lost in space brows.gif



chemistry
post Dec 15 2010, 09:33 PM

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QUOTE(jonuslee @ Dec 15 2010, 09:15 PM)
icic. you also have the same situation when you apply for DA?The CS call you and get verification from you?
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No, I did not receive call from DA for verification. The card has been with me for three years.
jonuslee
post Dec 15 2010, 09:34 PM

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QUOTE(chemistry @ Dec 15 2010, 09:33 PM)
No, I did not receive call from DA for verification. The card has been with me for three years.
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icic.Last time DA still under souhthern bank when you apply your DA?
chemistry
post Dec 15 2010, 09:35 PM

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QUOTE(persistence85 @ Dec 15 2010, 09:18 PM)
They upgrade my card to Gold card in 3 months period. I won't terminate because they give the free upgrade gold card to me  tongue.gif

I will terminate it only if there is something wrong with my transaction again  smile.gif
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I remember you mentioned EON Bank credited RM50 for you to offset GST. brows.gif
SUSpersistence85
post Dec 15 2010, 09:36 PM

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QUOTE(chemistry @ Dec 15 2010, 09:35 PM)
I remember you mentioned EON Bank credited RM50 for you to offset GST. brows.gif
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Yeap, that is for the classic card when i first get it.

Second card, classic ---> Gold = FOC brows.gif

This post has been edited by persistence85: Dec 15 2010, 09:37 PM
chemistry
post Dec 15 2010, 09:37 PM

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QUOTE(jonuslee @ Dec 15 2010, 09:34 PM)
icic.Last time DA still under souhthern bank when you apply your DA?
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No.
Three years ago it was already under CIMB.
jonuslee
post Dec 15 2010, 09:39 PM

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QUOTE(chemistry @ Dec 15 2010, 09:37 PM)
No.
Three years ago it was already under CIMB.
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icic. So no one call you for verification regarding your DA application. They just call you that your card has been approved, issit?
SUSDavid83
post Dec 15 2010, 09:41 PM

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QUOTE(jonuslee @ Dec 15 2010, 09:39 PM)
icic. So no one call you for verification regarding your DA application. They just call you that your card has been approved, issit?
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Same goes to me. They didn't call me if I remembered correctly.
chemistry
post Dec 15 2010, 09:42 PM

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QUOTE(jonuslee @ Dec 15 2010, 09:39 PM)
icic. So no one call you for verification regarding your DA application. They just call you that your card has been approved, issit?
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There were no calls at all. And I was not in hurry. It just arrived at my doorstep in 5 days.
SUSpersistence85
post Dec 15 2010, 09:45 PM

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QUOTE(chemistry @ Dec 15 2010, 09:42 PM)
There were no calls at all. And I was not in hurry. It just arrived at my doorstep in 5 days.
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I guess bank won't call if they trust you and will approve instantly and they will call u to collect card after it is ready

jonuslee
post Dec 15 2010, 09:46 PM

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QUOTE(David83 @ Dec 15 2010, 09:41 PM)
Same goes to me. They didn't call me if I remembered correctly.
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oh.icic.My fren got a call from cimb to verify his details. dunno he can successfully applied or not since he is in a hurry.Does any other forumer apply DA with receiving a call from cimb ?
chemistry
post Dec 15 2010, 09:47 PM

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QUOTE(persistence85 @ Dec 15 2010, 09:26 PM)
You mean the PIN for online shopping? If it is, buzz them 24 hours per week until you get it.
If it is for cash advance, forget about it because you don't need the cash advance, i'd assume  tongue.gif
LOL.. your pin number is lost in space  brows.gif
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Miles bro need the PIN to register internet banking --> monitor card trxn.

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