No more petrol rebate for CIMB Direct Access? T__T

how do i ask for a higher limit for my credit card? I applied my cards 2 years ago with RM1.8k basic salary and i only get RM3k limit for my cards. Now i wanna cancel all my cards and stick to only 1 card with RM7 or 8k limit, izzit possible? currently i am holding 3 cards. RM3k each. Now My basic salary is 2.3k SGD which is equivalent to RM5.5k. Seriously RM3k means nothing to me now coz its less than 1 month of my salary. I can just simply buy a Macbook for around RM4k++ and i can't use the card to swipe. Worst thing is the bank ask me to use RM10k a year so waive the gov tax, how am i suppose to hit that amount when my card's limit doesn't allow me to do so.

how do i ask for a higher limit for my credit card? I applied my cards 2 years ago with RM1.8k basic salary and i only get RM3k limit for my cards. Now i wanna cancel all my cards and stick to only 1 card with RM7 or 8k limit, izzit possible? currently i am holding 3 cards. RM3k each. Now My basic salary is 2.3k SGD which is equivalent to RM5.5k. Seriously RM3k means nothing to me now coz its less than 1 month of my salary. I can just simply buy a Macbook for around RM4k++ and i can't use the card to swipe. Worst thing is the bank ask me to use RM10k a year so waive the gov tax, how am i suppose to hit that amount when my card's limit doesn't allow me to do so.

how do i ask for a higher limit for my credit card? I applied my cards 2 years ago with RM1.8k basic salary and i only get RM3k limit for my cards. Now i wanna cancel all my cards and stick to only 1 card with RM7 or 8k limit, izzit possible? currently i am holding 3 cards. RM3k each. Now My basic salary is 2.3k SGD which is equivalent to RM5.5k. Seriously RM3k means nothing to me now coz its less than 1 month of my salary. I can just simply buy a Macbook for around RM4k++ and i can't use the card to swipe. Worst thing is the bank ask me to use RM10k a year so waive the gov tax, how am i suppose to hit that amount when my card's limit doesn't allow me to do so.

AMEX is so common adi, even cosway also accept it.

can use everywhere include all petrol stations??

yesterday i went to one utama with my gf and i was surprised that quite lot of shop there accept AMEX card. i wonder if all the petrol station accept AMEX card or not.

AMEX is so common adi, even cosway also accept it.

I just received my CT bank premier miles card.. benefits look good
got rebate petrol
rebate shopping
and somemore can earn point

Shell and Esso/Mobil - yes

Not all Petronas.

Not sure about the Caltex and BHP

if in big shopping mall, yes, common already.

...and dont forget, 2nd year onwards, annual fee is rm600!

if you guys want to choose one cc. which one you will choose? AMEX gold card or PBB Esso/Mobil cc?

i'm using both. i calculated my usage for 2 years and still earn profit via cashback after deduct gst (for 2 years)

2 eh? but i only can use one. if i apply 2 then i have 4 credit cards!! crazy.. lolz..

i'm using 5 cards

but its depend on ur needs.

just calculate usage for each card or all card then see if can cover gst for each/all or not.

like me, mbb give me 10k tp to redeem gst. so no cost for gst at all for my mbb plat visa

well.. for current, i have one EON GSC and HSBC Amanah and both is 1 year old card already. thinking of getting third card actually. just not sure which one to get. AMEX which is good if you use a lot and can get cash back later on by redeem their points and PBB Esso/Mobil card is good for me also because i always pump Esso petrol and not to mention they got 0.5% cash back.. hmm.. headache..

for eon, if u spend rm5k/year, eon will give u rm50 to offset the gst.

or, if u can really save rm50/year with that card to watch movie, then stay.

while for hsbc amanah, it is same like pbb esso/mobil, u need to spend 10k/year (exclude petrol) to get rm50 cashback to cover the gst.

u do ur homework la

spend 10k exclude petrol? why exclude petrol?