so nice, too bad Subang area doesn't have this kind of promotion
i only took 2 tissue box so far

Well some of you guys did not get the OCBC email for the internet rebate.

Today I got invitation from OCBC to attend Exclusive OCBC CC Event Privileges at Rolex Boutique Pavillion by Swiss Watch Galley on 1st Dec 7pm. It says with OCBC CC gets preferential retail rate, lucky dip with purchase and up to 18 months 0% instalment. Too bad I not into watches. FYI, I don' have any account with OCBC except for the Titanum card.

And how to qualify for SG OCBC CC considering I don't work there ? And also I will be paying for conversion rate when I make payment from here. Actually I did thought of opening an account in SG and get a SG Debit Card but the interest rate for Savings Account is just too low. Actually the cheapest way to save on conversion is to go to our local money changer and use cash in SG.

Yup, I also do the same. The mind needs to do a quick analysis to decide which card to use at the merchant. Sometimes the best card to use was being left in the freezer. Can't afford to go back and take it.

your welcome



thanks guys ~

and i did it again this evening! for paying my maxis bill ~
my bill just out today, rm270+.
i went to maxis at warta bangi. swipe rm100 x2 then sms x2. got rm10 x2 rebates!
(i left another rm70 carry forward to next bill )

now, each rm100 get min rm10 rebates! thats equal to 10% ~!! haha.
(of coz need to pay 15sen + 30sen for sms. still, i get back rm9.55).

tomorrow (today actually, friday) planning to swipe another rm100 x2.
i wish can get cash back rm50 or rm100!!! pray for me!!!

note: this HSBC SMS & Win Promo will end 21-Nov. hurry!

This post has been edited by erry-: Nov 19 2010, 12:33 AM

Based on your detail description, even if you didn't say you stay in kajang, it is obvious that you stay around there. Swipe at pump also can, just show them your receipt.

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Added on November 19, 2010, 12:29 amNot bad, man. I heard my sis said most of the time she can get at least RM10 but she's actually aim for RM100.

This post has been edited by ck3lam: Nov 19 2010, 12:29 AM

bcoz only those stations stated at the ads board. btw i'm a litte bit lazy to go inside. hehe

WOW, how lucky you are.... Great ... great... cooooolll...

i also aim for rm100!!!

edited previous post: accidenly hit 6, it should be rm9.55

This post has been edited by erry-: Nov 19 2010, 12:34 AM

wah,the promo really can persuade people to use ccard more, i think maybe they will extend the promo, i just got once the rm10 cash rebate, btw im not big spender, make sure to swipe at morning, i think weekdays got high chance to get the rm10 rebate compared to weekend

By making a huge deposit into your account there in Singapore


If you change your mind one day, go for the DBS VISA debit card. It is annual fee free and the design of the card is so nice


This is definitely one of the best promotions from HSBC so far. It is just so easy to get the free cash Too bad i did not put much attention into it when the promotion started last month. Spent so much in the last few weeks and i did not send in a single sms at all

Gotta bring my RM50 receipt to Mobil and claim my tissue box then!
Just pray that promo is applicable to all Esso Mobil stations.

Actually it is only valid for the selected esso stations only unless the cashier didn’t check closely.

Sigh...
never mind, no harm asking :S

The token uses the same basic security feature as the TAC, which is the 2-factor authentication: what you know and what you have. You know your login ID and password (factor 1). You have your handphone/token (factor 2).

AFAIK it doesn't interact with the bank's system, it generates a code with relation to your account and the current time. That's why you cannot generate many codes to be used later because the time does not match, and you cannot use other people's token for your login. BTW, I've never had my HSBC token run out of sync despite pressing it many times to test it and write down numbers.

between citibank, cimb and hsbc, which one is the best for oversea transaction ?

Hey ! I've done this before too

This post has been edited by MilesAndMore: Nov 19 2010, 09:40 AM

I see... so its not preset number then... still amazed that I need to reset mine almost each and every time I wanna use it...

Hi,

Anyone here encountered wrong transaction amount reflected in the statement while actual swipe amount is another figure?

I pumped RM30 at Esso two days ago, and this morning found out it was reflected as RM40! What do I do now?

Is it printscreen and bring d trxn slip to Mobil and ask for reimbursement?

Thank you very much...very useful information for me too! AMEX Gold CC 5x MR (2.5%) plus Smiles 3% (1.5% x 2) = 5.5%. Now, if someone would start a fuel thread and update the list...

call cs see can resolve the problem or not
otherwise, fill in a dispute form & a copy of your transaction slip as proof