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 Credit Card v10

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JJBerry
post Jun 24 2010, 12:38 PM

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QUOTE(MilesAndMore @ Jun 24 2010, 11:10 AM)
Yet another new credit card product offering from Citibank.

[attachmentid=1643049]
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It's a Visa Signature card.
Annual income requirement is only RM60,000.
talfred
post Jun 24 2010, 12:51 PM

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that is surprisingly low ? Isn't signature suppose to be higher than Platinum where the req is 100k annum

This post has been edited by talfred: Jun 24 2010, 12:51 PM
jocelyn88
post Jun 24 2010, 12:54 PM

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anyone know how to print credit card merchant machine settlement?
i'm currently install 1 unit of merchant, is hypercom t7 ..
what is the step to print out settlement of this machine ?
Thanks you.
maru
post Jun 24 2010, 12:58 PM

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QUOTE(talfred @ Jun 24 2010, 12:51 PM)
that is surprisingly low ? Isn't signature suppose to be higher than Platinum where the req is 100k annum
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This card like those lower class like platinum cash back level only....60k / annual

This card almost similar to enrich miles cc....

Those who travel a lot benefit from it, other than that its kinda useless

This post has been edited by maru: Jun 24 2010, 01:01 PM
talfred
post Jun 24 2010, 01:07 PM

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and you get free PriorityPass membership....
JJBerry
post Jun 24 2010, 01:23 PM

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QUOTE(maru @ Jun 24 2010, 12:58 PM)
This card like those lower class like platinum cash back level only....60k / annual

This card almost similar to enrich miles cc....

Those who travel a lot benefit from it, other than that its kinda useless
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I think everyone can get a Visa Signature from Citibank.
The AF is truely match a premium CC which is RM600.
Visa Signature? Higher than platinum level?
I don't think so from now on with the issuance of Visa Signature from Citibank.
The requirement is super low for a premium CC, truely disappointed
maru
post Jun 24 2010, 01:34 PM

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last time few years back, when u get platinum, ppl salute u...

but nowadays, its everywhere, 15k CL u can prompt platinum already

even my fren work in cimb as officer, they got staff CC. guess how much is her CL ? 15k lolx

i help her prompt platinum card edi last year smile.gif


siutimtim
post Jun 24 2010, 03:18 PM

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QUOTE(winner @ Jun 24 2010, 11:58 AM)
I have decided not to submit my application for this card. I read the T&Cs carefully, the campaign of RM50 cash back (service tax reimbursement) will run until 30-6-10. Anyway, I will forgo the Samsonite luggage.
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why you dun wan to apply already leh? not good? or because citibank new card lower visa signature standard.. too bad


Added on June 24, 2010, 3:27 pm
QUOTE(JJBerry @ Jun 24 2010, 01:23 PM)
I think everyone can get a Visa Signature from Citibank.
The AF is truely match a premium CC which is RM600.
Visa Signature? Higher than platinum level?
I don't think so from now on with the issuance of Visa Signature from Citibank.
The requirement is super low for a premium CC, truely disappointed
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just checked their website.. haha really rm60k to get the card.. lower than platinum leh.. who say visa signature is higher standard than platinum ahhh... aiyo.... downgrade my dad only..

This post has been edited by siutimtim: Jun 24 2010, 03:27 PM
TSMilesAndMore
post Jun 24 2010, 03:48 PM

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QUOTE(JJBerry @ Jun 24 2010, 12:38 PM)
It's a Visa Signature card.
Annual income requirement is only RM60,000.
Yes it is. There are now two VISA Signature issuing banks in Malaysia.

winner
post Jun 24 2010, 04:14 PM

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QUOTE(siutimtim @ Jun 24 2010, 03:18 PM)
why you dun wan to apply already leh? not good? or because citibank new card lower visa signature standard.. too bad
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The newly launched Citibank VS is not my cup of tea. And it doesn't fit my requirement either.
JJBerry
post Jun 24 2010, 04:17 PM

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QUOTE(MilesAndMore @ Jun 24 2010, 03:48 PM)
Yes it is. There are now two VISA Signature issuing banks in Malaysia.
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The requirement and standard for this Citi Visa Signature card are totally unacceptable. doh.gif
mrportable
post Jun 24 2010, 04:35 PM

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i have question regarding easy installment payment. two situations here:
1) swipe cc upon buying and later call the bank to apply for easy installment payment for that purchase
2) shops providing installment payment

I know very few about the second method.
for first option, lets say the credit limit is 6k, and swipe 3k for an item, 3k make it installment payment, the available balance will be 3k until the payment is cleared after the installment period.
my question is, are both methods similar in terms of remaining available balance?
maru
post Jun 24 2010, 04:40 PM

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QUOTE(mrportable @ Jun 24 2010, 04:35 PM)
i have question regarding easy installment payment. two situations here:
1) swipe cc upon buying and later call the bank to apply for easy installment payment for that purchase
2) shops providing installment payment

I know very few about the second method.
for first option, lets say the credit limit is 6k, and swipe 3k for an item, 3k make it installment payment, the available balance will be 3k until the payment is cleared after the installment period.
my question is, are both methods similar in terms of remaining available balance?
*
This question been answer earlier...

anyway as for both method the calculation is simple :

let say CL 6k, installment 3k, so u left 3k to buy other stuffz

so for the first month u pay rm300 for installment, ur maximum leftover credit limit that u can swipe is 3k + 300 = 3300






mrportable
post Jun 24 2010, 05:00 PM

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QUOTE(maru @ Jun 24 2010, 04:40 PM)
This question been answer earlier...

anyway as for both method the calculation is simple :

let say CL 6k, installment 3k, so u left 3k to buy other stuffz

so for the first month u pay rm300 for installment, ur maximum leftover credit limit that u can swipe is 3k + 300 = 3300
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huh, is it so? the available balance will increase? last time i read the thread, forumers say the available balance for 12 mths(example) will be the same leftover credit limit from the beginning. or is it applied to 2nd situation only?
maru
post Jun 24 2010, 05:41 PM

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Both situation is same...

i think he/she is wrong....

Once u pay up, ur available balance will increase directly with the amount u goin to pay

If the available balance wont change, ppl holding 6k CL CC can go installment 10k LCD TV edi smile.gif
feralee
post Jun 24 2010, 06:16 PM

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QUOTE(winner @ Jun 24 2010, 11:58 AM)
I have decided not to submit my application for this card. I read the T&Cs carefully, the campaign of RM50 cash back (service tax reimbursement) will run until 30-6-10. Anyway, I will forgo the Samsonite luggage.
*
wat luggage?
from EBB?

hye
post Jun 24 2010, 06:41 PM

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QUOTE(JJBerry @ Jun 24 2010, 04:17 PM)
The requirement and standard for this Citi Visa Signature card are totally unacceptable. doh.gif
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Quite ironic ... a couple of posts ago I said CL requirement too low people complain no class. Too high also people complain coz cannot apply the card. Sigh blink.gif


Added on June 24, 2010, 6:46 pm
QUOTE(mrportable @ Jun 24 2010, 05:00 PM)
huh, is it so? the available balance will increase? last time i read the thread, forumers say the available balance for 12 mths(example) will be the same leftover credit limit from the beginning. or is it applied to 2nd situation only?
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Actually it depends on the bank.
Some banks policy is to release the CL back and some withheld it until you completely pay.

My advise if you could not recover the CL until you finish paying to take it as a sign not to increase debt. (It is a good thing also) I don't understand why people making a fuss about this question coz it has been asked many times.

This post has been edited by hye: Jun 24 2010, 06:46 PM
winner
post Jun 24 2010, 07:18 PM

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QUOTE(feralee @ Jun 24 2010, 06:16 PM)
wat luggage?
from EBB?
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You will receive a Samsonite luggage if you are among the first 1000 Eon Bank Visa Signature cardholders who spend RM3k before 30-9-10.
mrportable
post Jun 24 2010, 08:25 PM

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QUOTE(hye @ Jun 24 2010, 06:41 PM)

Actually it depends on the bank.
Some banks policy is to release the CL back and some withheld it until you completely pay.

My advise if you could not recover the CL until you finish paying to take it as a sign not to increase debt. (It is a good thing also)  I don't understand why people making a fuss about this question coz it has been asked many times.
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yet the answers were different which make "PEOPLE" like me confused, sorry for being so daft and fussing all pro here.
and i asked it because I was uncertained about the differences between two methods not that I want to increase my debt,thanks for your advice.


@maru
clear now. thanks
hariz_ex5
post Jun 24 2010, 08:50 PM

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hi, i have some question..my parents give credit card to me..they give to me after get from bank..all this time i used the card to pump fuel for my car..can i used the card to buy at shopping complex...thanks

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