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 Credit Card v10

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siutimtim
post Jun 23 2010, 01:02 PM

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anyone receive approval for EON bank visa signature card? Do they charge for government tax? I helped my dad to submit the form yesterday.. how long have to wait to check status?they will call my dad before process the application? anyone apply this card b4
zenquix
post Jun 23 2010, 01:04 PM

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QUOTE(siutimtim @ Jun 23 2010, 01:02 PM)
anyone receive approval for EON bank visa signature card? Do they charge for government tax? I helped my dad to submit the form yesterday.. how long have to wait to check status?they will call my dad before process the application? anyone apply this card b4
*
all credit and charfge cards are subjected to gov tax. The Eon bank Visa Signature shouldn't be any different.
SeanChang
post Jun 23 2010, 01:26 PM

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QUOTE(fiseel @ Jun 23 2010, 01:00 PM)
Hi,

just got my citibank statement, they charged me the RM50 service tax... any chance that i could call them to ask for a waiver? Are they likely to waive for me?

It's a citi - shell card tongue.gif

Any advise on how should i talk to the customer service ppl?
*
another option is redeem 10,000 point for the tax
Lineage
post Jun 23 2010, 01:43 PM

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QUOTE(hye @ Jun 23 2010, 06:36 AM)
If you don't have an existing card then the it comes back to basics ... 3 months payslip.
To the second question, it depends on the risk appetite of the bank ... companies which is deemed of better stability by the bank will more relaxed. (e.g If you are an employee of Shell vs. a small unknown company)

Just to add ... I personally do not normally subscribe to 2 cc from the same bank. Reason is if you intention is for backup purposes then it makes sense to have the secondary card from another bank than the same bank. However, if the merchant's terminal or the merchant's payment gateway is not working then whatever you do makes little impact to ensure payment does goes through.
*
My existing card only use for 3 months..and if use existing card apply another card, the existing card should with a good record right? how only consider good record? clear all every month or how? how only consider bad record?

example : I used 1000 this month, if I pay 300, consider good or bad? tongue.gif


Previously I applied MBB Card and I submitted my payslip..I'm working in MNC..It's well known company and have partnership with MBB..but still declined sweat.gif
hye
post Jun 23 2010, 02:36 PM

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QUOTE(Lineage @ Jun 23 2010, 01:43 PM)
My existing card only use for 3 months..and if use existing card apply another card, the existing card should with a good record right? how only consider good record? clear all every month or how? how only consider bad record?

example : I used 1000 this month, if I pay 300, consider good or bad?   tongue.gif
Previously I applied MBB Card and I submitted my payslip..I'm working in MNC..It's well known company and have partnership with MBB..but still declined  sweat.gif
*
If use existing card as referral ... card need to be at least 12 months. 3 months .... of course can't make it lah.
For good record ... not only you need to pay your bills every month (at least 5%) but to also pay it on time. Some people think it's good enough to just pay or pay on time any amount .... please don't make your rules. It is clearly stated in banks's T&C ... you need to pay on time and at least 5% of your bill.

If you apply a cc which has a high entry requirement and you can't make it ... it doesn't help if you are working in MNC or not. Banks will clearly state their entry requirements for their cc products. It is a bad thing also that sometime you'll see folks here saying their somehow 'bypass' that requirements - all I can say they got lucky and I'm quite sure not everyone will get equally lucky.

This post has been edited by hye: Jun 23 2010, 02:49 PM
Lineage
post Jun 23 2010, 02:40 PM

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QUOTE(hye @ Jun 23 2010, 02:36 PM)
If use existing card as referral ... card need to be at least 12 months. 3 months .... of course can't make it lah.
For good record ... not only you need to pay your bills every month (at least 5%) but to also pay it on time. Some people think it's good enough to just pay or pay on time any amount .... please don't make your rules. It is clearly stated in banks's T&C ... you need to pay on time and at least 5% of your bill.

If you apply a cc which has a high entry requirement and you can't make it ... it doesn't help if you are working in MNC or not. Banks will clearly state their entry requirements for their cc products. It is a bad thing also that sometime you'll see folks here saying their somehow 'bypass' that requirements - well all I can say they got lucky and I'm quite not everyone will get equally lucky.
*
Oh..every month pay minimum amount also consider good record? Now every month I pay at least 30-50% of total outstanding balance.. thumbup.gif
Then I think MBB require 2.5k basic salary and not gross income.. rclxub.gif
feralee
post Jun 23 2010, 02:59 PM

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QUOTE(siutimtim @ Jun 23 2010, 01:02 PM)
anyone receive approval for EON bank visa signature card? Do they charge for government tax? I helped my dad to submit the form yesterday.. how long have to wait to check status?they will call my dad before process the application? anyone apply this card b4
*
they will charge once recevied statement
however, if u use 3 times regardless any amount, it will rebate back the RM50 in your 3rd statement
icon_rolleyes.gif
siutimtim
post Jun 23 2010, 04:53 PM

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nobody from the forum apply this visa signature? how many days they normally call you? the customer service say not many people apply this card when I give her the form... wonder whether it will take 3 to 4 week to process.

dopp
post Jun 23 2010, 04:56 PM

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Which credit can pay TNB online above RM1K or rather any amount? beside Citibank
siutimtim
post Jun 23 2010, 05:07 PM

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which bank offer the best balance transfer plan now for term like 2 to 3 year?

my friend say alliance bank is the best 6% reducing balance. anyone better ?
cenkudu
post Jun 23 2010, 05:09 PM

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QUOTE(dopp @ Jun 23 2010, 04:56 PM)
Which credit can pay TNB online above RM1K or rather any amount? beside Citibank
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MBF and Standard Chartered Bank


Added on June 23, 2010, 5:12 pm
QUOTE(siutimtim @ Jun 23 2010, 04:53 PM)
nobody from the forum apply this visa signature? how many days they normally call you? the customer service say not many people apply this card when I give her the form... wonder whether it will take 3 to 4 week to process.
*
A pre-approved CC also took 1 week before they formally approved the card. BT can check MBB, they have an offer like 4.5 % per year for 2 years

This post has been edited by cenkudu: Jun 23 2010, 05:12 PM
maru
post Jun 23 2010, 07:00 PM

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BT currently Public Bank got promo....

refer to their websites for more info

http://www.public-bank.com/en/en_content/p...l/cards/bt.html

Interested can PM me....


Added on June 23, 2010, 7:01 pm[quote=cenkudu,Jun 23 2010, 05:09 PM]
MBF and Standard Chartered Bank


i'm not sure bout Standard Chartered....but if u interested welcome to pm me smile.gif

This post has been edited by maru: Jun 23 2010, 07:01 PM
enkabie
post Jun 23 2010, 08:50 PM

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How about AFFIN bank Maru i found quite interesting for BT program offered by AFFIN
maru
post Jun 23 2010, 08:55 PM

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i cant find much info bout BT by affin...

google around cant get also lolx

maybe some other bro here can guide smile.gif
gastacopz
post Jun 23 2010, 11:14 PM

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QUOTE(Lineage @ Jun 23 2010, 01:43 PM)
My existing card only use for 3 months..and if use existing card apply another card, the existing card should with a good record right? how only consider good record? clear all every month or how? how only consider bad record?

example : I used 1000 this month, if I pay 300, consider good or bad?  tongue.gif
Previously I applied MBB Card and I submitted my payslip..I'm working in MNC..It's well known company and have partnership with MBB..but still declined  sweat.gif
*
i pay full every month... icon_rolleyes.gif
jack2
post Jun 24 2010, 07:12 AM

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QUOTE(dopp @ Jun 23 2010, 04:56 PM)
Which credit can pay TNB online above RM1K or rather any amount? beside Citibank
*
besides MBF, SC, Ambank online banking offers many utilities payment through cc.
mustang
post Jun 24 2010, 08:34 AM

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Anybody managed to offset Maybank GST before? [without points redemption]
TSMilesAndMore
post Jun 24 2010, 11:10 AM

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Yet another new credit card product offering from Citibank.

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gastacopz
post Jun 24 2010, 11:38 AM

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QUOTE(mustang @ Jun 24 2010, 08:34 AM)
Anybody managed to offset Maybank GST before? [without points redemption]
*
please inform me if anyone succeed in this... biggrin.gif
winner
post Jun 24 2010, 11:58 AM

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QUOTE(siutimtim @ Jun 23 2010, 01:02 PM)
anyone receive approval for EON bank visa signature card? Do they charge for government tax? I helped my dad to submit the form yesterday.. how long have to wait to check status?they will call my dad before process the application? anyone apply this card b4
*
QUOTE(feralee @ Jun 23 2010, 02:59 PM)
they will charge once recevied statement
however, if u use 3 times regardless any amount, it will rebate back the RM50 in your 3rd statement
icon_rolleyes.gif
*
I have decided not to submit my application for this card. I read the T&Cs carefully, the campaign of RM50 cash back (service tax reimbursement) will run until 30-6-10. Anyway, I will forgo the Samsonite luggage.

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