does name to be appeared on card have to be exactly same to the name on IC? if my name is XXX YYY ZZZ, and I want my last name to be shown in initial like YZ XXX, is it possible?

@whitewing @David83 @Lineage
Thanks for the info

is it ok to request for credit limit increase for cc less than a year(almost a year)?

i have question regarding easy installment payment. two situations here:
1) swipe cc upon buying and later call the bank to apply for easy installment payment for that purchase
2) shops providing installment payment

I know very few about the second method.
for first option, lets say the credit limit is 6k, and swipe 3k for an item, 3k make it installment payment, the available balance will be 3k until the payment is cleared after the installment period.
my question is, are both methods similar in terms of remaining available balance?

huh, is it so? the available balance will increase? last time i read the thread, forumers say the available balance for 12 mths(example) will be the same leftover credit limit from the beginning. or is it applied to 2nd situation only?

yet the answers were different which make "PEOPLE" like me confused, sorry for being so daft and fussing all pro here.
and i asked it because I was uncertained about the differences between two methods not that I want to increase my debt，thanks for your advice.


@maru
clear now. thanks

is it using local issued credit card overseas the interest will be higher? if apply 0% interest installment payment provided by the retail shop, is it same like buying in malaysia?
lets say an item costs rm1k in msia, and $428 in singapore. the value is actually the same in both country but when using local cc to buy, is it more worthy buy locally or it is the same?

oh thanks for the info. but does it mean easy installment plan offered by the bank itself doesn't apply to any purchase done overseas as well?