Sorry..I know nothing about cash advance..
You need to wait other people answer you but now already 1AM

Hey guys,

Lets say i wanna purchase an item from Amazon.com worth USD 720.

Using HSBC Visa to purchase, any idea on how much will i be charged? I'm aware of the 1% additional charge from the 1st page.

Current exchange rate from www.xe.com is 3.22. Not sure about HSBC exchange rate.

Pls help as its urgent!

Follow HSBC exchange rate + 1%

i cant find hsbc exchange rate from their web.

Mind to share?

Call a branch or call centre.

Really, dude.

they can't give you an answer
the exchange rate will be based on WHEN the transaction is posted, not when you make the purchase

Well. If i were to make transaction now, would they be able to at least tell me the approximate rate?

Any approximation i can use?

I can find MBB forex exchange rate table from their web if dat helps..it shows the buy/sell rates as well.

This post has been edited by dantwt: Apr 13 2010, 10:10 AM

Does it mean that even if i make transaction in USD today, the charges wont be credited immediately?

correct me if I'm wrong.. I think either 1 r 2 working days before you will know

Don't quite understand ur statement actually.

Mind to elaborate?

To simplify the answer ... if today's forex rate is 3.25. You need to roughly calculate based on 3.35-3.38.
The rate are calculated based on VISA/MC rate on the day the transaction is posted. (Plus the bank's admin fee)
So if you need a definite answer ... try calling VISA/MC international - good luck in trying. You can call the bank and they will tell you the same thing.

Bro ... if you are so worried, I would suggest you to buy something cheap off the net and check your statement after that. The personal experience will tell you the answer that you want on its own since you don't understand our explanation.

If you're buying something online with your local card, you're basically at the bank's mercy on rate and fees. Just give it a 5% cushion to be safe.

Noted.

Thanks for the explanation guys.

That'll do for now.

hi any alliance bank agent? I'm interested in applying Alliance card to use its

"Balance Transfer Flexi Lifetime Plan 6%". pls PM me and explain it more to me. like is the 6% reducing type?

location Bandar Utama. office has no fax machine. Although I did have alliance visa, just terminated 2 months ago.

Interest charged at FLAT RATE.

Any one know which card has best rate for bt now?

term?

PB & CIMB/DA 0% for 6 months.

any 12month 1?

affinbank 12month 0%

Did they offer such a good rate?
Can only find 12months for 2% here