Just call their credit card centre and they will arrange everything for you.


You can either update your billing address at any CIMB Bank branch or just ring their calling centre up. If you choose to do it over the phone, they will ask you some questions such as your current billing address, mother's name, IC number etc.

tqvm MilesAndMore!

1. yes. u will get a new no.

2. yes.

3. nope. i tink u got to write in or go to the branch.

y i get same no for my replacement?

Billing address changes for CIMB Bank can be done over the phone.

Let's say your petrol fee is around RM350-RM400 each month,you would rather keep the CIMB Petronas which has 2% rebate or MBB Petronas with 5X treat points?

Kinda hard to make decision...

I personally prefer cash rebate credit card actually ...

yeah this card actually save quite some money for me...but I register all my utility bills(streamyx,TNB,maxis,astro,insurance) on MBB so that I could earn some points..Once I think I'm a smart consumer because I could maximize the value of every RM I spent,but the stupid policy now ruin my plan!

I just got my Direct Access credit card approved soon after the Budget announced the service tax for credit card..

Oh. Then cancel your CIMB Petronas Mastercard then. Teach them a lesson

1.u will get new replacement with new card number

2.to make it easy,just destroy your old card and call cs to ask for new replacement card and sent to your prefer address

3.yup,just call cs

This post has been edited by wcs2798: Oct 28 2009, 12:10 AM

this isn't bank decision wat..but what i can say is stupid tax to reduce buying power in such a "good" economy, malaysia boleh!

I think it might increase buying power... if bank impose rule like u need to spend xxx amount to get CC tax waiver...

Hurm, just to add a point. Banks will not like people who pay in full because your risk of default is low. Means they cant charge you interest on your remaining balance.

If you are someone who pays in full, my suggestion will be a debit card. They now come with Visa or Mastercard, and works just fine like a credit card.

Also, you dont need so many cards now, especially for petrol rebates and all. Most cards (for e.g. CIMB's Directaccess) offers 5% rebate on the first day of the month, and 2% rebate on remaining days for petrol. So the trick here is how to choose the best card for you, instead of 10 cards for 10 different uses.

Just my opinion.

does anyone using hongleong bank gold master card? im currently using it but so far i dont know whats their benefits as d sales person never told me bout this. Wish to know more about the rebate thingy.

Try searching their website. I just have this feeling you guys just sign up for cards without checking its actual details.

but then with immediate effect it will reduce bankcard applications and increasing cancellation, since card holder reduced, every one prefer using cash near the future or debit cards indeed, how long it takes for the economy to regrow ler..to make the economy drop can be fast, same as the new implementation of rm50 everyone canceling their cards furthermore it's another burden for bank wat. bank is suffering now, it's not like a good time for bank now. why give heavier burden to them ler..

Debit card will not be as good as credit card. For instance, debit card cannot be used for autobilling purposes in majority of the cases. Also, rewards points/rebates for debit card is for more lower than credit card

As said earlier, CIMB Bank is an easy target.



Some will definitely like those always pay in full because there are so many people that only pay minimum or partial of their total bills than those actually settle their bills in full. Those owe the banks a lot of money easily outnumbered those actually settle their credit cards bills in full every month. This mean one less people they have to worry about.


Debit card is not suitable for everyone especially those who travel overseas a lot. Many debit cards come with a daily maximum spending cap. RM20,000 might looks like a big number in Malaysia but it is considered a very small figure in cities such as Hong Kong, New York, Frankfurt, London etc. Charging RM20,000 or more into credit card is quite a norm and you can't do this with most debit cards currently offered in Malaysia.


Not to mention many discounts also do not available to debit card.

This post has been edited by MilesAndMore: Oct 28 2009, 02:18 AM

@tehliangseng:
Even if you settle in full, if you're a high transactor, banks will still like you. They can still earn monies when you swipe their cards