Hello Gen-X, is the Alliance Visa Platinum rebate tiers like the Younique card? I just received mine today, actually I applied for Younique card, the card people called me and asked if I would prefer Platinum instead, I said yes (I thought it was Younique Platinum), but today I received the normal Alliance Visa Platinum instead... CL is 5K higher than what Citibank Platinum offered. Any disadvantages to this Alliance Visa Platinum? It has rebates and rewards points which do not expire, which was what I wanted originally with the Younique.

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Added on June 10, 2009, 11:24 amWhich PB card is this? Looked around their website but couldn't find 8% cash rebate.

This post has been edited by Dannyl: Jun 10 2009, 11:24 AM

actually.. i means is esave not esaver... esave is one company that help people who want to reinstallment monthly payment for cc user.. its more cheapest than monthly charge by cc bank... this is the link www.esave.com.my..

@lieck,
U mean it's a Balance Transfer (BT) tool?!

Look here

http://www.pbebank.com/en/en_content/perso...tions/real.html

I have no experience dealing with them but an honest opinion, why risk getting yourself attached to a non-financial institution ? Get financial products from a reputable bank or financial institution however good their offers are. You just don't know what will happen to you in the future. You can get BT from any reputable banks in Malaysia.

Note : I agree that we shouldn't be promoting BT, cash advance or anything similar coz that's the beginning of a bad financial spiral. However, everyone need a good advice as what to do and what not to do when using cc. (or anything linked to it)

Hello,
Want to know if I buy a handphone with credit card 12 month installment.
Did we need call the bank for 12 month installment?
Thank you.

My friend registered for AmBank cash rebate and then pumped the petrol... but he has received the statement but there were no rebate for the transactions made after the registration... why?

Alliance VISA Platinum rebates is only available for the 1st RM5k and no rebates will be given for retail use above RM5k. If you average out the tiers then the rebates are only 1.38% Apart than that, it is about the same just like any other Plat cc product. Oh yeah, if you are into the card designs - perhaps it is the ugliest Plat cards around but best cash rebates!

This post has been edited by hye: Jun 10 2009, 02:29 PM

@jack2,
If I'm not mistaken, a forummer in the past has already cautioned the AmBank cash rebate is up to RMX (RM100,000) if I'm not mistaken so perhaps it's oredi been utilised.

Am not too sure though so perhaps you could wait for someone else to respond.

@bingozero,
If the merchant you're getting it from is offering it to U then there's no need to contact the bank.

Hello,
Let say, now I swap a handphone, next month the statement show I have to pay full amount of the handphone no installment, so how do I know the merchant is cheating me while he swap my card, it is state on the receipt?
Thank you.

@bingozero,
If the shop you're buying from offers it, it will be on your invoice that you'll be making instalment payments.

Great to hear that

@bingozero,
Act, I never made an instalment purchase for handphones before but when I did sign one for a friend for her HP laptop purchase, it was stated in the invoice

I'm just assuming it'll be the same for other items. Nevertheless, U could always check with the shop you're making the purchase from.

it will actually be on the cc slip that you have to sign, showing 12 months installment for notebook or pc.

Thanks for your info, later go to check it out

Buy from proper HP or Dell shop for notebook. as they will NOT charge extra for 12 months installment... You can shop around in lowyat, some shops do NOT charge extra for installment.

I just call MBF to ask about their World Mastercard. Their CD says that now it only open to existing MBF card holder. They need at least RM200k per year of income & spending about RM100k per year to get an invite.

@GHz,
hMmm.... I don't have a problem with the RM100k spending but I've a big problem on the RM200k income p/year

Ah well.... am sure they'll be opening it to public soon; afterall when they introduced this, they were hoping they'll be able to make more $ Also, it will soon be just another card; look at how Platinum cards are being marketed today !

ok, you can spend 100k per month (claims on company?) but yet to get 200k pa for salary... wow, what kind of job is that? I also wanna work there hahaha

@inuyasha88,
Er... I don't spend >RM100k p/year in my CC bills, I'm just saying I wouldn't have problems doing that if I needed to I did use to make purchases for office but recently, not as much anymore *siGh*

This post has been edited by tinkerbel: Jun 10 2009, 03:17 PM