googled and found this CCRIS report sample...
it shows status of installment in arrears for the last 12 months

https://cdn-cms.pgimgs.com/static/2019/03/s...cris-report.png

from that link,....
3. What documents are required to opt for the RA Packages?

while waiting for real life experienced responses,
i got this from the web.
hope it can provide some info while you wait for responses

How do I inform AKPK after making a settlement with some of the banks?
Customers can apply for a facility settlement in their DMP via the Customer Portal as follows:

How do I inform AKPK after making a full loan settlement with all the banks?
Customers can apply for full settlement from DMP via the Customer Portal as follows:

https://www.akpk.org.my/akpk_faq/?lang=en&l...ic=dmp_services

AKPK’s Scam Alert: Third Party Agent – Don’t Be Duped –
https://theiskandarian.com/akpks-scam-alert...duped-part-one/

AKPK: Beware of fake debt management agents
https://www.thestar.com.my/news/nation/2020...nagement-agents

https://www.google.com/search?q=akpk+scams&...sclient=gws-wiz

This post has been edited by MUM: Nov 12 2021, 11:14 AM

try contact them for assistance?

(a little effort spend is better than the possibility of being conned/scammed in the process of easier passage)

This post has been edited by MUM: Nov 12 2021, 11:39 AM

very good topic....
i maybe wrong/missed it, but i have not read posting about this scenario...

while waiting for value added and informative replies,...

my current bet on this issue will be "no, cannot auto debit since the bank will cut off the credit line"....
just my bet,...thus can be wrong.

Not sure if this can work with Yr situation.... Previously there are postings mentioning "pledged credit" card..... Something like if you put RM5k pledged with the bank, they will provides you a card with a RM5k credit limits...

If, if, they allows you to negotiate a new repayment plan (like paying double), your current repayment amount,.....
Then mathematically, I think it should be more beneficially then putting that extra amount in FD to accumulates, as akpk charges more than FD....
But, make sure your current income stream n current income amount are sustainable. Else if "default"... Then very bad liao
If not sure,... Better put in FD to accumulates while continue with the current "easy" repayment amount.... Better to loses some % of interest than kena default...
Just my 2 sen

hope you did not realised that you are asking a 12+ yrs old posting
while waiting for his response,....
hope you can try check this out for some info while you wait for responses....

How to enroll into DMP?
https://www.akpk.org.my/akpk_faq/?lang=en&l...enroll_into_dmp

btw,...do beware of 3rd parties telling you that they can help you secure agreement with AKPK....
for they maybe scams...

many stories about that in ,....
https://www.google.com/search?q=akpk+scams&...sclient=gws-wiz

This post has been edited by MUM: Jan 25 2022, 12:58 PM

WOW,...that is about 36% discount...
if you did not do the early settlement,....how many more months/years need to do repayment to Maybank?

try post 3251, page 163

Looks very unlikely from akpk... Worst could even be a scam to ask for money in advance

Thinking can afford to pay loan >>> Take Loan >>> problem paying loan >>> Go into akpk dmp >>>> thinking can afford to pay loan >>> wanting to get a loan to replace akpk dmp loan repayment arrangement >>> 🤔🤔🤔🤔

Once you are in akpk dmp,... Very highly unlikely to get a new loan approved especially with lower interest rate.

This post has been edited by MUM: Feb 23 2022, 01:26 AM

If your "accident" = death.
Then according to akpk,....the akpk will ends.
(So I guess no need to pay akpk anymore)

Under what circumstances DMP come to end?
TERMINATED due to non-payment
SETTLED upon early or normal settlement
WITHDRAWN when requested by the borrowers or
WITHDRAWN upon notification of borrower’s bankruptcy or death

https://www.akpk.org.my/content/198-debt-ma...t-programme-dmp

But,....
Here’s What Happens to Your Debt When You Pass On.
https://loanstreet.com.my/learning-centre/w...bts-after-death

Credit card, personal loans and debts of a deceased
https://www.lawyerment.com/answers/question...s-of-a-deceased

Previously some mentioned,... They got it after 1 month

While waiting for responses, (I think you had posted almost similar question in Mar 2021 n again in Oct 2021).
I could be wrong, but if for me, I would proactively inform akpk about the status and ask them to follow up on the documents that are "inside" the portal.
For they may need someone or incidents to trigger them to check your account with them for the documents.

This post has been edited by MUM: May 11 2022, 08:06 AM

While waiting for responses,
Jfi, last month, a forumer just shared his experience.


Attached thumbnail(s)

👍That is good news.
Compared to 4 months, but my guess is maybe the different of loan amount, the types of bank or finance providers, the interest rate etc etc.
Anyway 4 months is his experience...
Hope you could update yours when you got yours approved👍👍

previously a forummer posted

"I managed to get my car loan approved 1 month after I withdrawn. They also supplemented me with credit card as well."

AKPK, debt issue, anyone got a question to ask them?
https://forum.lowyat.net/topic/876712/+3140?hl=akpk
post 3145, page 158