can i half way withdraw my akpk and deal directly with bank ?

i am not sure,
i did fill in the AKPK online form, then they say will call for counselling session instead of me going there since  they work from home .

then AKPK agent call to follow up i say i want to cancel, dont want for them to call me for counselling session.

suddenly my uob cc is blocked, other banks still can use.

I need to follow up with akpk how did this happen.

i never missed payment with uob card,
in fact i have overpaid rm 700+ currently in the card,
called UOB customer service,
the CS says because i liased with AKPK so they temporarily blocked my card,
i told them i didnt even join AKPK all i did was enquired about AKPK,

CS says even if i enquiry its in their record,
ask me to ask AKPK send email to UOB that i am clear from AKPK.

very troublesome as i didnt even join AKPK program.

Hi. I've been enrolled in AKPK DMP for about 2 years now. I have credit card, personal loan, and hire purchase loan in my DMP program. Now i am planning to fully settle my credit card first. Then im planning to terminate my DMP and pay my personal loan and hire purchase normally to bank (because i already can afford to pay original amount to bank).

So my question is, by doing this, will my credit score increases as im no longer in AKPK?

Meaning even i terminate AKPK, i still cant make loan? Need to settle all the debt first?

I enrolled into tele counselling at 3pm today, but they never call so i call to their hotline and ask about it. They say allow five days to wait for the counselor to call, anyone encounter this before?

I called in AKPK hotline, they say I have made the appointment today 3pm, its just that I will need to give 5 days for the counselor to call me back lol

to all sifu, i'm planing to apply the AKPK debt management programme. is that true for this programme, if we do early settlement (after 1 year). we will enjoy 30% rebate of the outstanding principal amount ?

if apply under AKPK program, my name will kena blacklist or not? can i still travel to overseas?

Guys, I have recently opted out from AKPK as I can afford the monthly installments. Thus, since then I cant make any move to purchase anything from the bank. All applications are rejected, now I am deciding to settle the loan which brought me to AKPK. My situation now is I can afford to pay a new loan which I am about to take but no banks want to entertain my request. I am looking to buy a property which I love but I cant make a move. Can someone enlighten me what can I do? or any bankers can help me?

Still need to go to Bank Negara to get the first time user pin, correct?

i will have to find the thread then. but since this is v personal matter, how then BNM know the person is legit? afaik, have to use IC and thumbprint or something at the kiosk to get the pin

AKPK office got one machine can do on the spot right?

Can I borrow 100k from you and then pay you back one month later? Actually can I pay you back 80k one week later? I pay back early right so I think it’s right that you give me discount for early settlement.

Nah I’m not going to pay back next month too. Will just not pay for 5 years and let you beg me to pay you back then I will offer to pay you back 70k after 5 years. If you don’t accept I will say if your family know you could get back 70% but you rejected then your head will roll if they found out. I mean getting back 70% is better than 0% right?

i won't have to accept the renegotiated terms....your failure to comply with the agreed terms of loans will be subjected to legal consequences as stipulated in the legal loan agreement.

And herein comes my point. So many people in this thread feels like it’s their right to get discount from the banks after screwing them over of their agreed payments. Already a beggar yet feel so entitled.

Anyone have contact for CIMB bank coordinator?

anyone with bank rakyat contact number i can call?

Dear Sifus,

I have outstanding with AKPK around rm11k now. If I clear the outstanding one off, can I get a car loan ? My car break down last month and my job nature need me to have a car. Thinking of using year end bonus to clear AKPK.

Normally how soon we can get car loan after release from AKPK ? Tq to all sifus.