AKPK, debt issue, anyone got a question to ask them?
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 Feb 22 2023, 05:46 AM
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#121
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All Stars
14,873 posts Joined: Mar 2015 
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QUOTE(metalgearash1987 @ Feb 22 2023, 03:45 AM) Can we even apply for cc during AKPK? If failed, then the back will be keeping tabs on us? I could be wrong, I think he meant, ... Can one under akpk, get a credit card using FD pledging route? (Cc limits will be equivalent to the amount of FD pledged) |
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Mar 14 2023, 01:22 PM
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#122
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14,873 posts Joined: Mar 2015
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QUOTE(13aby @ Mar 14 2023, 12:58 PM) Apply cc via fd can still get if under akpk? I cannot confirm, but I would place my bets on a "yes, can"https://www.google.com/search?q=fd+pledge+c...mobile&ie=UTF-8 |
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Mar 23 2023, 10:32 PM
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#123
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14,873 posts Joined: Mar 2015
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Mar 24 2023, 06:44 PM
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#124
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14,873 posts Joined: Mar 2015
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QUOTE(zamnrul @ Mar 24 2023, 05:54 PM) After 1 month withdrew from akpk i got cc and PL approved.My PL around 100k and cc 7k Those credit facilities are from the same banks that was in your akpk dmp too? |
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Apr 5 2023, 12:15 PM
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#125
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14,873 posts Joined: Mar 2015
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QUOTE(Darkcloudz @ Apr 5 2023, 11:06 AM) hi, may i ask if i have late payment for my financing and credit card for 2-3 months, my CCRIS report also showing 2 now. How will my ccris report show if i apply for AKPK? While waiting for real value added responses, I googled and found this. Hope it can provides you with some info while you wait.will it be park under SAA or? https://www.bluebricks.com.my/akpk-status-r...0credit%20score. Attached thumbnail(s) 
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Apr 13 2023, 02:46 PM
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#126
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All Stars
14,873 posts Joined: Mar 2015
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QUOTE(puifoo @ Apr 13 2023, 11:55 AM) Hi all, apply DMP is confirm approve or still need review first? While waiting for value added responses, perhaps you can read this for some added info.The Process https://www.akpk.org.my/debt-management-programme |
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May 23 2023, 12:53 PM
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#127
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14,873 posts Joined: Mar 2015
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Just a note, just a note.
AKPK: Online services restored, customers required to change passwords Tuesday, 23 May 2023 https://www.thestar.com.my/tech/tech-news/2...hange-passwords |
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May 31 2023, 01:54 AM
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#128
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14,873 posts Joined: Mar 2015
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2. There is time limitations to your debt This means companies must initiate legal claims within a certain time frame. After that time frame has passed, a borrower is no longer obliged to repay their debt. The time frame is 6 years from the date of providing the loan, after which companies can no longer take any action. For example: (Read for more) https://www.comparehero.my/debt-management/...%20any%20action. But then, ... ASKLEGALFINANCECAN MALAYSIAN BANKS COME AFTER YOU TO COLLECT YOUR DEAD RELATIVE’S HUTANG? Spoiler: The debt will not be wiped out https://www.google.com/amp/s/cilisos.my/in-...ers-debt/%3famp https://www.google.com/url?sa=t&source=web&...HYPfZ5AgbZZNIWx https://rockwills2u.com.my/is-the-executor-...deceased-debts/ chaosneo liked this post
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Jun 27 2023, 12:59 PM
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#129
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14,873 posts Joined: Mar 2015
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QUOTE(Gaultier @ Jun 27 2023, 12:53 PM) Hi Sifus, Check with the bank that you wish to apply the supplementary CC.I have scenario here: Lets say, a person (my wife) used to be under AKPK but she has lapsed it and now the bank starts to chases her to pay and she now pays to the bank at an agreed amount. My question is: is she eligible for a supplementary card if I apply for her? Thank you in advance! Perhaps the terms as in the attached image would be applied Attached thumbnail(s) 
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Sep 17 2023, 08:28 PM
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#130
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QUOTE(gky8 @ Sep 17 2023, 08:16 PM) Oh. I think i almost get scam then. Not yet pay money but i have sent them my CTOS report. How ah, it has all my personal information. What should i do? 😞😞 While waiting for value added advise.My kaypoh comments ate, ... Since those data had already been sent to them, ...cannot do much already. Those data does not hv access to your banks accounts or contacts of your friends or families. If they were to call you, tell them that your parents had offered to settled it with the credittors/ banks already. Click here if you want to hv confirmation that akpk does not engage 3rd party or agents for its service. Scammers had been successful in scamming people by saying they are from akpk. https://www.google.com/search?q=akpk+does+n...e&ie=UTF-8#ip=1 gky8 liked this post
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Mar 22 2024, 01:19 PM
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#131
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14,873 posts Joined: Mar 2015
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QUOTE(Zen-X @ Mar 22 2024, 01:13 PM) How to register for AKPK? While waiting for responses, if you are in a hurry to know, try contact them?I tried online but not succeed i dont know why. |
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Mar 23 2024, 10:27 AM
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#132
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All Stars
14,873 posts Joined: Mar 2015
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QUOTE(Zen-X @ Mar 23 2024, 08:34 AM) Do you have any contact number? Googled and found this, I tried the hotline one but i cant speak to the person. All machines. https://www.akpk.org.my/ms/contact-us https://www.akpk.org.my/ms/branches https://www.semakan.my/senarai-akpk-agensi-kaunseling/ This post has been edited by MUM: Mar 23 2024, 10:34 AM |
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Mar 23 2024, 02:51 PM
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#133
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14,873 posts Joined: Mar 2015
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QUOTE(Fyeahitsme @ Mar 23 2024, 01:19 PM) can i enroll in akpk even my cc n pl is still under 1 year? Perhaps this??https://www.akpk.org.my/node/428 Attached thumbnail(s) 
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May 4 2024, 08:48 PM
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#134
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14,873 posts Joined: Mar 2015
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QUOTE(Angrycitizen12 @ May 4 2024, 08:20 PM) Hi everyone, can I just walk in to AKPK or need to do appointment? I just submitted my doc online, I need to tell the officer something While waiting for responses, ...since you had submitted your documents online, my take is just wait for them to contact you to attend their scheduled appointment to discuss your submitted case, then you can "tell the officer something" during the meeting. |
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May 4 2024, 09:38 PM
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#135
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14,873 posts Joined: Mar 2015
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QUOTE(Angrycitizen12 @ May 4 2024, 09:34 PM) Do you know normally how long it takes for them to call? Cause I’m quite urgent and I’m worried they send letters to home No idea.But I guess it depends on the case load of the branch nearest to your contact address? Email or contact them by phone to check? Googled and found this Info as per image....from https://www.akpk.org.my/faq-details/16 This post has been edited by MUM: May 5 2024, 12:40 AM Attached thumbnail(s) 
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May 12 2024, 12:35 PM
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#136
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14,873 posts Joined: Mar 2015
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QUOTE(Jeff9293 @ May 12 2024, 11:02 AM) Hi Sifu sifu here.I'm would like to seek for your advise. While waiting for value added responses, I googled and found these. Hope they can provides some info while you waits.Recently completed DMP(AKPK) plan.My last bank is Ambank,this account have issued a legal case before and have record in my CCRIS.I just received the settlement/released letter from Ambank in last month April 2024. My question is : 1)when the CCRIS and CTOS will update/remove in their system? 2)Need advise do I need to call Ambank ask to update in CCRIS and CTOS? For your question 1. The attached images are from https://ctoscredit.com.my/learn/how-often-i...report-updated/ https://www.propertyguru.com.my/property-gu...-malaysia-12199 For your question 2. I think it is much better if you do that. Attached thumbnail(s) 
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May 14 2024, 02:59 PM
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#137
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All Stars
14,873 posts Joined: Mar 2015
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Been warned by akpk already.
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Jul 13 2024, 10:36 AM
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#138
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All Stars
14,873 posts Joined: Mar 2015
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QUOTE(JazzTanYeeMei @ Jul 13 2024, 09:12 AM) I got a question, if we are not declared bankrupt, can we also apply for AKPK's help? While waiting for value added responses to your query, I google and found thisHope it can provides up with some info while you wait for responses https://www.akpk.org.my/faq-details/16 Attached thumbnail(s) 
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Aug 10 2024, 08:47 AM
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#139
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14,873 posts Joined: Mar 2015
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Sep 5 2024, 06:37 PM
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#140
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14,873 posts Joined: Mar 2015
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QUOTE(phythia79 @ Sep 5 2024, 05:45 PM) Received the email from AKPK that I'm now under their DMP. Have made the first payment. Now waiting for the time to no longer receive calls from banks. Is the interest rate in DMP is fixed? If i have extra cash in some months..can i pay extra into the DMP account? or just pay these extras into the banks that i have loans/CC with. (No, i'm not able to settle in full yet). TQ Hv you built up your emergency fund yet? If hv some extra cash for months, just build that emergency funds for raining days. As it is very bad if you hv to default yr agreed repayment under DMP arrangement |
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