QUOTE(babana @ Mar 13 2009, 04:44 PM)
frankly, i had wanted to invest in properties since last yr but dint really had the time to look around nor made much research. went to see a few properties around dsara perdana area but dats just about it...didnt enquire abt the nitty gritties like loan repayments, diff btwn commercial n residential land title, etc. as my peers are mostly still in the studying / clubbing phase of life while i'm still eons away from settling down, there wasnt any pressure yet for me to get a crib of my own...just dat i'm always intriguied with the idea of investing in real estate. but den again, still not really a reason for me to be so noob la...HAHA
actually, i found out abt zest only around 1am on monday! researched it online till the wee hours of the morning and went to the site and sales office twice in the afternoon and evening. n presto, i landed myself a unit there! pretty funny actually how fast i made my decision and the circumstances which led to it but am having no regrets

so yea taurus...techincally i've only started intensively researching and absorbing all the terms u said above from tuesday onwards!
wah...i think ur working place very near tat sales office right?go twice a day..haha...
Yesterday i been the sales office have a nice chat with my agent. i saw the selling table..left 71units not yet sold. around 30%.so fast...now only soft launch oredi have good response, no shows unit tim...haha....

Added on March 13, 2009, 10:05 pmQUOTE(sk_lim_taurus @ Mar 13 2009, 06:01 PM)
This is a loan calculator that i used to check the schedule of payment for my 30 yrs loan. u can trace normal payment schedule, schedule with advance payments etc.
http://mortgages.interest.com/content/calc..._calculator.aspsorry that didn't share early cos i'm not sure whether useful for u or not. just I'm curious to know how much will be the interests n premium that I pay evy month.
hope can be ur reference as well la.

Added on March 13, 2009, 6:03 pmJust my example:
With interest rate of 3.45%, started April 2009
- Extra payment of 200 per month: 8 yrs earlier (April 2031)
- Extra payment of 2000 yearly: 7 yrs earlier (April 2032)
thanks taurus..nice calculator for me...
This post has been edited by cedrickang_8: Mar 13 2009, 10:05 PM