Credit Card Thread V5, (added FMB website to 1st post)
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 Nov 9 2008, 02:00 PM
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Moderator
3,395 posts Joined: Dec 2007 From: 서울, South Korea 
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QUOTE(lil`pumpkinz @ Nov 9 2008, 01:06 PM) do you all receive calls from the menara kad people asking for your card info and telling that they wana send you some sort of member cards recently? This scam has been repeatedly mentioned in this forum. You should say no and not to reveal them any info despite being asked. Take note they may seem to know your details but actually they are scamming you. |
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Nov 9 2008, 02:01 PM
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Senior Member
869 posts Joined: Jan 2008  
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QUOTE(hye @ Nov 9 2008, 02:00 PM) This scam has been repeatedly mentioned in this forum. You should say no and not to reveal them any info despite being asked. Take note they may seem to know your details but actually they are scamming you. luckily i did not reveal any info to them  |
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Nov 9 2008, 02:14 PM
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All Stars
52,874 posts Joined: Jan 2003
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Can we file a police report or what on this kind of scam? Any appropriate authority?
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Nov 9 2008, 03:14 PM
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Senior Member
1,206 posts Joined: Jan 2008
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Is there any other hidden charge if we apply for balance transfer plan? plan to settle outstanding balance in previous card ASAP. looks like it is much more cheaper to use balance transfer plan instead of pay to the bank bit by bit (interest much more higher)
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Nov 9 2008, 03:18 PM
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(cenkudu @ Nov 9 2008, 03:14 PM) Is there any other hidden charge if we apply for balance transfer plan? plan to settle outstanding balance in previous card ASAP. looks like it is much more cheaper to use balance transfer plan instead of pay to the bank bit by bit (interest much more higher) Balance transfer has:1. Lower one time interest charged (depending on the offer from the bank) 2. Some sort like a installament plan 3. Has minimum amount. 4. Has maximum transfer (3 for most generic) 5. Has processing fee. |
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Nov 9 2008, 05:01 PM
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VIP
9,137 posts Joined: Jun 2007 From: Wouldn't be around much, pls PM other mods.
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QUOTE(ernest2020 @ Nov 9 2008, 10:24 AM) With effect from next year, rates for credit cards may increase to 24% p.a. (2% per month), Usually there have to be a circular from BNM before any other financial institutions have the information.currently 18% p.a. (1.5% per month). Minimum payment will also increase to 10% - 15%, currently is 5%. These information leaked out from one of the financial institution. One of the reason why many banks are promoting their Debit Cards. We shall wait and see, just get prepared. Try to minimize your card usage for daily expenses. Keep your outstanding balances as low as possible, so that can easily settle when time comes. I would treat that as unfounded rumours for now because there haven't been any circular or talks between ABM and BNM which I've known of. QUOTE(lil`pumpkinz @ Nov 9 2008, 01:06 PM) do you all receive calls from the menara kad people asking for your card info and telling that they wana send you some sort of member cards recently? Like advised, better don't entertain any calls which ask for one's card information. There's lots of scam out there. |
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Nov 9 2008, 05:04 PM
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All Stars
10,912 posts Joined: Feb 2006
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QUOTE(David83 @ Nov 8 2008, 06:51 PM) Ikhwan Visa Gold: http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards why suddenly want to get islamic credit card?Ikhwan Visa Platinum: http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards Ikhwan Amex Gold: http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards Ikhwan Amex Platinum: http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards |
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Nov 9 2008, 05:22 PM
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(vin_ann @ Nov 9 2008, 05:04 PM) why suddenly want to get islamic credit card? I'm only interested with the AMEX. |
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Nov 9 2008, 06:16 PM
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Junior Member
48 posts Joined: Oct 2004 
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EON credit card agent pls pm me..
i wanna to apply Eon Matta Card thanks |
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Nov 9 2008, 06:21 PM
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Moderator
9,301 posts Joined: Mar 2008
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QUOTE(cenkudu @ Nov 8 2008, 10:35 AM) MBB consider local or international? :-) Of course MBB is a local bank. The founder of MBB is the late Mr. Khoo Teck Puat.international:OCBC,HSBC,UOB,Citbank,SC |
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Nov 9 2008, 07:32 PM
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Senior Member
869 posts Joined: Jan 2008
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QUOTE(b00n @ Nov 9 2008, 05:01 PM) Usually there have to be a circular from BNM before any other financial institutions have the information. My colleague received the same call. She said that fella asked from which bank the credit cards she's using and the expiry date. She told them already I would treat that as unfounded rumours for now because there haven't been any circular or talks between ABM and BNM which I've known of. Like advised, better don't entertain any calls which ask for one's card information. There's lots of scam out there. Do you think it will do any harm?? |
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Nov 9 2008, 10:11 PM
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Moderator
9,301 posts Joined: Mar 2008
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QUOTE(David83 @ Nov 9 2008, 05:22 PM) I'm only interested with the AMEX. Should consider the charge card as well if you pay full each month. It comes with 3 years annual fee free now. I'm using the MBB Gold AMEX now and is considering migrating to the charge card.P.S. Still no news about my Ikhwan VISA Gold application yet  |
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Nov 9 2008, 10:26 PM
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(MilesAndMore @ Nov 9 2008, 10:11 PM) Should consider the charge card as well if you pay full each month. It comes with 3 years annual fee free now. I'm using the MBB Gold AMEX now and is considering migrating to the charge card. My salary doesn't qualify for AMEX charge card.P.S. Still no news about my Ikhwan VISA Gold application yet |
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Nov 9 2008, 10:37 PM
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All Stars
10,912 posts Joined: Feb 2006
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QUOTE(David83 @ Nov 9 2008, 05:22 PM) I'm only interested with the AMEX. QUOTE(David83 @ Nov 9 2008, 10:26 PM) My salary doesn't qualify for AMEX charge card. wei, it's conflicting la... what u wan try to tell? i ask u, y u wan apply, tht islamic amex card, u give me another 1 pulak... |
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Nov 9 2008, 10:47 PM
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(vin_ann @ Nov 9 2008, 10:37 PM) wei, it's conflicting la... what u wan try to tell? The Ikhwan AMEX I applied is a credit card; not charge card.i ask u, y u wan apply, tht islamic amex card, u give me another 1 pulak... |
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Nov 9 2008, 11:28 PM
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All Stars
10,912 posts Joined: Feb 2006
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QUOTE(David83 @ Nov 9 2008, 10:47 PM) The Ikhwan AMEX I applied is a credit card; not charge card. my question is what's so special compare to other MBB card which attract you to apply? |
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Nov 9 2008, 11:28 PM
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(vin_ann @ Nov 9 2008, 11:28 PM) my question is what's so special compare to other MBB card which attract you to apply? 2x TP. |
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Nov 10 2008, 08:13 AM
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Moderator
9,301 posts Joined: Mar 2008
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David83, you forget to mention the Ikhwan card is "FREE FOR LIFE"
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Nov 10 2008, 08:21 AM
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(MilesAndMore @ Nov 10 2008, 08:13 AM) David83, you forget to mention the Ikhwan card is "FREE FOR LIFE" You need to reach minimum annual swipe of 12. |
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Nov 10 2008, 04:03 PM
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Moderator
9,301 posts Joined: Mar 2008
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QUOTE(David83 @ Nov 10 2008, 08:21 AM) You need to reach minimum annual swipe of 12. Which is a piece of cake. Just spend on petrol alone will do  |
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