Yes. it's PBebank channel.

hi..i am a newbie here.i just received my cimb cc.i already activate the cc.so can i use the cc already or i need to request for pin no?any expert can help me?thanks...

Once activated, it's ready to use. No PIN required like in Europe.

PIN is only needed for ATM transaction like cash advance and registration to CIMBClicks.

how come not even a single kind soul can answer my question one?

How much if late payment for 1 day? Thanks. All cash deposit offline. Thanks.

5 bucks

Should be no problem, it's just an additional card.

I was wondering would it be easier for me to apply for another bank's platinum card if i have a platinum card for a year? even though the platinum card holder criteria for both banks r different??

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Added on December 8, 2008, 3:07 pmand for the SC character card, i dont think u can get another character card because i think its available for mastercard onli....n u cannot have 2 gold mastercard from the same bank.......correct me if i am wrong here..

This post has been edited by andy_lhc: Dec 8 2008, 03:07 PM

Should not be a problem for you to apply for another platinum card.

In the case of character card ... yes, you are right. SCB won't allow you to hold 2 VISA or 2 Mastercards. Hiya .... it's a very obvious answer to a simple question.

is it? Regardless the amount? Thanks.

edit: got it at HLB website, Late payment charge
1% of current balance due, subject to a minimum of RM10 and a maximum of RM100.

This post has been edited by mitodna: Dec 8 2008, 04:37 PM

thanks, i was wondering about that too as someone from the bank called me up a long time a go and asked me to submit only my ic and payslip (i declined then as i didnt believe in using credit cards then). but when i decided to apply and went to the damansara bank, the officer asked for my statement (which i had) and BE form (wich i dont have), sigh...so i do hope the blank bits in the form i filled would not become an issue.

For your case it's will be min of RM 10 to a max of RM 100. Take 1% of your outstanding and do the maths.

for prompt card application , most bank accept at minimum 15k CL to qualify for their plat card except few like HSBC 30k , MBB 25k , CITI 20k.. currently the highest CL requirement is HSBC card AFAIK. very normal to get plat card nowadays.

ic....i actually planned to apply for the HSBC platinum in the future.. but didnt realise their CL requirement is tat high....

with 2~3k salary, possible get platinum ke ?

@sentro - i dont think so.....

you need to earn at least 100k p.a for platinum card (apply for most of the card). CIMB DA is offering platinum card with min req 84k p.a.

btw, I am confuse with late payment charge. It stated "... enjoy interest free period 20 days from the statement date for all your retail purchases. If the preceding month outstanding balance has been fully settled."

Is it mean, I just pay for the amount I used if I settle within 20 days of the date in statement bill?

your total limit will still the same if u have 10 diffrent card from one bank

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Added on December 8, 2008, 10:17 pmmeans u must pay all outstanding balance for the current month in order to get the 20 days free interest for next month. if u only pay partial or min, u will be charge the interest of the next month + ourstanding balance.

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Added on December 8, 2008, 10:19 pmif currentlyn using any credit card the bank only need the photocopy of your credit card only.. no need those statemenet, payslip etc

This post has been edited by eviljonz: Dec 8 2008, 10:19 PM

Yes. That is also known as "Interest Free Period" on retail purchase for PBB card members (excluding Cash Advance, Balance Transfer and other credit plans).

If i appy Maybank CC, is it i have to pay RM150 joining fee? Any maybank CC holder can help me?