Since you already got your card then maybe you want to try it out first. Some folks here speak well about one bank but another may have a bad experience.

If you ask me, UOB not much priviledges and the current preferred platinum product has this no-preset limit thing. (Plus now some of the forummers reported that they charge RM50 for cancelling the card. I don't support this fee/bank since no other banks does.) If you realise this is more or less to offset their CL upgrade inflexibility problem. 

It is entirely up to you actually whether you want to use it. Except for the bad experience related to my CL incident, they are quite OK. It is just that I travel quite a bit and I need flexibility on my credit limit. Oh yes, I always practice carrying 2 cards from different banks where ever I go. I think you should be well experienced yourself to decide which card suits you and which one don't.

anyways, for procedures terminate UOB card, u can request them to e mail u cancellation form. filled in and fax back to them. while the physical card need to send to them by mail or pass to customer service at branch.

failure to return the card will be charge RM25.

I found this old reply by vin_ann saying that you can terminate the UOB cc without any charges but must return the cc to the bank

I found this old reply by vin_ann saying that you can terminate the UOB cc without any charges but must return the cc to the bank

haha. 

that's was my experience. the cancellation form states will charge RM25.

the result is i never return the ugly blue UOB Master CC to UOB. 1st i was faxed the cancellation in and going to send back the card, whose know after tht i got call from UOB and they offered me VOX master card.

after tht i din bother to send back.

Anyways, im going to cancel my UOB again. let's see this time how the reaction.

So only UOB charge for cancellation? How about others?

Yeah... i'm going to cancel UOB cc too. I find that their cards are not attractive anymore. (Even though they allow rebate on the spot at BHP petrol station now)

So only UOB charge for cancellation? How about others?

A new list of CIMB latest promotion for CIMB and DA Mastercard cardholders:

10% rebate + 10% to 20% of discounts at participating merchants:

The list is available at: http://www.directaccess.com.my/pdf/CIMB%20...bate_041208.pdf

Promotion period: 1 December 2008 to 30 April 2009.

yep. i received their member priviledges and rewards mag couple of days ago..

its hard ler .. need to time yr purchase properly.. like 1st fri 2nd fri.. one monday.. etc.. its supposed to be more convenient.. ending up need to pre-plan yr expenses.. want to buy also need to wait till tat particular fri or so.. thn whn it reaches thn.. forgot di..

i think its rather troublesome. want to buy jus buy.. get discount.. wouldnt tat be easier..  patut cimb can get so many merchants discounts.

CIMB or DA user? New cardholder?

I didn't receive anything yet. Let's see if it comes in the upcoming statement most probably next week.

its hard ler .. need to time yr purchase properly.. like 1st fri 2nd fri.. one monday.. etc.. its supposed to be more convenient.. ending up need to pre-plan yr expenses.. want to buy also need to wait till tat particular fri or so.. thn whn it reaches thn.. forgot di..

i think its rather troublesome. want to buy jus buy.. get discount.. wouldnt tat be easier..  patut cimb can get so many merchants discounts.

A new list of CIMB latest promotion for CIMB and DA Mastercard cardholders:

10% rebate + 10% to 20% of discounts at participating merchants:

The list is available at: http://www.directaccess.com.my/pdf/CIMB%20...bate_041208.pdf

Promotion period: 1 December 2008 to 30 April 2009.

its hard ler .. need to time yr purchase properly.. like 1st fri 2nd fri.. one monday.. etc.. its supposed to be more convenient.. ending up need to pre-plan yr expenses.. want to buy also need to wait till tat particular fri or so.. thn whn it reaches thn.. forgot di..

i think its rather troublesome. want to buy jus buy.. get discount.. wouldnt tat be easier..  patut cimb can get so many merchants discounts.

it's wont interest me so much.
if, im so happened, i need to buy the particular item and so happened im at particular merchants, i will just go for it. even with rebate o without rebate.
yalo. you need to always to bring the leaflet with u all the time to remind of urself.

If I cancel a credit card from Citibank for example, Can I apply again any credit card from that bank a few years down the road?.
I heard someone says that if you cancel then you not eligible to apply any card again from that bank. Is it true?

Partially true. Some banks practice a temporary block out period for customers who cancels their card. This can varies from a few weeks to 6 months. But no, I do not know of any banks which permanently block you and if such permanent block exist means the person itself is blacklisted by all banks due to some reason. (Thanks to CCRIS, CTOS)