Since you already got your card then maybe you want to try it out first. Some folks here speak well about one bank but another may have a bad experience.

If you ask me, UOB not much priviledges and the current preferred platinum product has this no-preset limit thing. (Plus now some of the forummers reported that they charge RM50 for cancelling the card. I don't support this fee/bank since no other banks does.) If you realise this is more or less to offset their CL upgrade inflexibility problem. 

It is entirely up to you actually whether you want to use it. Except for the bad experience related to my CL incident, they are quite OK. It is just that I travel quite a bit and I need flexibility on my credit limit. Oh yes, I always practice carrying 2 cards from different banks where ever I go. I think you should be well experienced yourself to decide which card suits you and which one don't.

anyways, for procedures terminate UOB card, u can request them to e mail u cancellation form. filled in and fax back to them. while the physical card need to send to them by mail or pass to customer service at branch.

failure to return the card will be charge RM25.

haha. 

that's was my experience. the cancellation form states will charge RM25.

the result is i never return the ugly blue UOB Master CC to UOB. 1st i was faxed the cancellation in and going to send back the card, whose know after tht i got call from UOB and they offered me VOX master card.

after tht i din bother to send back.

Anyways, im going to cancel my UOB again. let's see this time how the reaction.

@MilesAndMore,
I've enough CC's.  Am thinking, perhaps I should move from my Amex Platinum to Amex Gold for next year - don't want to be paying the additional RM800 - this year was fine since I managed to get the watch and well the rest of the other benefits; which honestly isn't too much.

Thing is - I have accumulated close to 350k points on my Amex card - if I make a switch will I lose all the points or will they be transferred?!  Anyone can help me?

@RockIron,
PB is not v keen on giving out CCs.  Y don't u put in another application to another bank?

No issue, as it depends on usage. I used to pump Esso/Mobil and hate Petronas for no reason. But petrol is petrol, sometimes the contract-tanker fetch fuel from same distribution centre.    But due to 5x TP, I applied for the MBB Petronas CC. I thought if no more 5x TP, I'll switch back to MBB Amex Credit Card and Esso/Mobil Smiles.

It all depends on individual usage/spending and lifestyle, if the CC suits you to provide the best benefit or not. 

still MBB card is the BEST for Carrefour. 5% on normal days, 10% on Tuesday !

Its of notable interest, that of late, there's been lots of request for ways to increase credit limits etc. Anyway, just to give some advise to those who may succumb to the debt trap, financial institutions normally capped your limit to about 33% of your yearly income as a rule of thumb. This is to ensure the healthy functionality of the industry overall and not lead to a bubble eg. sub-prime market etc. Further, if you are indeed requiring such a high limit or be in a position to justify such limits, it will be forthcoming as its a business after all. On the contrary, if you are not capable of sustaining such a limit, it would do more harm than good. Cheers