hi every1,

i curious why need 2 use cc? i still student...if i apply Mol Freedom card..is worth? oso got cash rebate 0-15%??

MOL freedom card is a debit card and this is a thread for credit card. Wrong discussion thread my friend.

Just received my 1st month Ikhwan AMEX statement. It's seperated from my other two MBB CC statements. This one is under Maybank Islamic.

bro, as the name suggest, it's a separate entity. tht's why got 2 statement.

just got a CC and now decided not to take it. how should I cancel the card. should I just cut the card or I have to inform them

This post has been edited by cenkudu: Nov 22 2008, 05:42 PM

try look at de beginning of this topic, u'll find a template letter for that purpose..

Simply cutting it wont make any diff, especially if it comes with annual fees.. Calling them to cancel de card also not sufficient, its either u come to their place n hav it cancelled or send a letter to them asking for cancellation.. Then maybe u can convert de cc into a keychain or somtin later on..

This post has been edited by fikrie: Nov 22 2008, 10:02 PM

I'm only holding my HSBC Credit Card for 11 mths.... is there anyone had managed to do the card to card application and successfully received the card with an existing card that is less than 12mths...

i know all the banks required 12 mths old card for that...dun quote me for that....

but i'm only asking if there is special case that anyone managed to do it even without 12 mths....

You may need to submit more supporting documents. I usually will attach along payslip.

if I'm working in Singapore le?

i dun see any problem where you work at... unless if the payslip is a few months old

Who want apply EON bank Credit card can just direct contact me,i am one of the personal banker in EON bank,and as my knowledge,EON bank credit card is free for life,which mean there are no annual fee will be charge in your credit card statement.Besides that,the user will feel easy to make the payment because there are so many branch in Malaysia,and for EON bank' housing loan still the lowest interest at up to BLR-2.2%.

^EON CC are 'free for life' with terms and condition.

The new AmBank CreditCard with free for life as well is it good?

Pls give some feed back . . . for those good in this field

This post has been edited by Colaboy: Nov 23 2008, 01:40 PM

hmm...
i kinda expect this kind of situation

I just got the job and applied for maybank petronas but the application been rejected .. . damn.. I fulfill the min requirement .. Maybe I do not have enough payslips (but I already gave the degree transcript and offer letter).

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Added on November 23, 2008, 2:39 pmlet say the form asking for gross annual income, and in my offer letter, there is a contractual bonus ... say my pay is rm3k per month .. should I put RM36k or RM39k gross annual income?

I also have fixed allowances such as transport and shift. It is not included OT that I work on public holiday. how should I state my gross annual income here?

This post has been edited by Seng_Kiat: Nov 23 2008, 02:39 PM

have you considered CIMB direct access? No idea whether Maybank accepts offer letter and transcript as supporting documents but I've heard direct access does.

on contractual bonus, no idea but when in doubt why don't you break it up say write 36k then at the bottom "not inc 1 month contractual bonus". the forms are processed by humans anyway.

This post has been edited by zenquix: Nov 23 2008, 03:02 PM

yup .. already applied for cimb da a week ago .. still waiting the status .. ..

i really disappointed with maybank petronas .. i was waiting for 3 weeks and know that my application been rejected .. ..

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Added on November 23, 2008, 3:26 pmyup .. already applied for cimb da a week ago .. still waiting the status .. ..

i really disappointed with maybank petronas .. i was waiting for 3 weeks and know that my application been rejected .. ..

This post has been edited by Seng_Kiat: Nov 23 2008, 03:26 PM

How long you have been working at the current company? 2 months?

Maybank ah biasa la. their processing is very slow man. If fast 3 weeks, or else you have to wait for months. Slow is another problem. but plus the approving rate so low, you will feel sick of them and never want to apply card from them anymore. if your salary is not above 2.5k then be patient but to wait or you can always choose other bank to apply.

For my experience, CIMB bank is one of the fastest i could tell. I apply on Monday and by next monday they send the card to me. For Cimb DA, i think their customer service is quite lousy. There were once I tried to call them up, if i am not mistaken about 10 times, but just cant get through and cant get a person to talk to. I have no choice but to write an email to them and then have their personnel to call me back. So, lets say you want to check your card application status or request anything from them, i think it is better for you to shoot an email to them instead wasting time calling because the line was always busy. good luck for your application.

This post has been edited by betatestar1: Nov 23 2008, 07:01 PM