Outline ·
[ Standard ] ·
Linear+
Credit Card Thread V5, (added FMB website to 1st post)
|
SUSsassyset
|
 Nov 18 2008, 10:32 AM
|
|
QUOTE(suiteng @ Nov 18 2008, 10:30 AM) ... why the idiotic shi++ybank upgraded my card to gold card  damm... Wonder what's the difference now. I tot clear card have more discounts or promotions than gold card. » Click to show Spoiler - click again to hide... « Perhaps I should just cancel it. eh? they did it again? zzzz thinking of applying for the maybank credit card, so that i can apply for the zing touch n go card. no need to worry about my tng balance  |
|
|
|
|
|
SUSsassyset
|
Nov 18 2008, 12:14 PM
|
|
|
still, the best way is to call them up.
|
|
|
|
|
|
SUSsassyset
|
Nov 19 2008, 03:18 AM
|
|
|
QUOTE(vin_ann @ Nov 18 2008, 08:52 PM) if u dun wan, just dun activate it.... and even got citibank people call u to persue you to upgrade. best is CUT the gold card...  Citi always did!! it's normal, else it's wont be Citibank...  pls beware that, the Zing Card, every time reload RM100 will charge RM2.00 when ur Zing card balance falls under RM50. meaning to say they charge 102 la? noted  thank you  |
|
|
|
|
|
SUSsassyset
|
Nov 19 2008, 10:34 AM
|
|
|
QUOTE(killingspree @ Nov 19 2008, 10:21 AM) harlow, i am thinking to get one credit card due to my nature of work. since i just join this company about one month and i need to travel a lot in the future, maybe. so i want a credit card just to use for the outstation which means only for work or company purposes. i dun need it for personal purposes. i am consider about cimb direct access. is it suitable for me? what if i dont need to travel let say for a year so i dun need to use it, is there any charges, interest or what so ever, or is there any requirement to swept at least once per year?... i dun want to be charges when im not using the credit card.(remember this is only for cimb direct access) thanks to credit card expert.... in advance.. hmm... okay kot. am using direct access. as far as the interest goes, it's 18% per annum, or 1.5% per month. swipe once per year... perhaps. if your nature of work requires a lot of traveling, i think there are better cards out there. but if you're looking at the most lenient pre-requisite, direct access ftw lor ^_- |
|
|
|
|
|
SUSsassyset
|
Nov 19 2008, 10:51 AM
|
|
|
QUOTE(fikrie @ Nov 19 2008, 10:43 AM) at de moment, cimb DA does fit you.. Especially if you're a univ graduate.. free for life with no min swipe requirements.. n high CL (for me 8k is pretty high), .. but dont get too tempted or u might ended having too much debt.. plus, petrol rebates.. u may juz browse this topic for more info.. i'm sure all de feedback n infos available are very much sufficient.. i got 6k only ._. gonna ask to increase to 8k later next month |
|
|
|
|
|
SUSsassyset
|
Nov 19 2008, 11:11 AM
|
|
|
QUOTE(fikrie @ Nov 19 2008, 11:04 AM) really? i thought CL for DA is standard for all new applicants.. stay prudent once u got ur raise, o'wise u might end up strangled wit ur own debt.. got a couple of financial advisors looking after me (and one of them very garang oso  ), so no worries about that. besides, i only use the card to pay bills and insurance |
|
|
|
|
|
SUSsassyset
|
Nov 19 2008, 04:40 PM
|
|
|
yeah. i called their customer service and asked how to increase. permanent increase need 3 months salary
|
|
|
|
|
|
SUSsassyset
|
Nov 19 2008, 05:05 PM
|
|
|
can. do refer to the application form. i think they got say for situation like yours.
|
|
|
|
|
|
SUSsassyset
|
Nov 20 2008, 04:30 AM
|
|
|
QUOTE(arsenal @ Nov 19 2008, 09:12 PM) my DA gave me 10k credit limit....  you're my agent oso after i got my card never contact nemore zzz  i wanted to increase my CL. not that i'm going to spend much anyway, but at least if got emergency, the exit is there  QUOTE(Scopio @ Nov 19 2008, 09:44 PM)  Hi guys, until now i still haven get my 1st statement after i apply for the CIMB CC, y ne??? can i go on9 check?? So scare they will charge me outstanding.. got mine today  but will need to ask the CS on how the points thingy work... |
|
|
|
|
|
SUSsassyset
|
Nov 20 2008, 10:15 AM
|
|
|
QUOTE(Optiplex330 @ Nov 20 2008, 10:04 AM) It's happening again. 18-Oct. BNM rate 6.1108. DA rate 6.102 28-Oct. BNM rate 5.5856. DA rate 5.56 11-Nov. BNM rate 5.6031. DA rate 5.621 As you can see, only the last conversion rate is normal, aka above the wholesale rate. And only marked up by 200 base point whereas bank normal marked up by 400 to 500 base point. It seems it's actually cheaper to use DA credit card than buying GBP bank draft. I simply couldn't figure it why. http://www.bnm.gov.my/index.php?ch=12&pg=6...ype=Mid&unit=rmis that good or bad? |
|
|
|
|
|
SUSsassyset
|
Nov 20 2008, 11:36 AM
|
|
|
QUOTE(victorboy @ Nov 20 2008, 11:30 AM) sassy.. the limit that you having now is just right for you.. no need to increase so much... care to elaborate? |
|
|
|
|
|
SUSsassyset
|
Nov 20 2008, 12:32 PM
|
|
|
QUOTE(victorboy @ Nov 20 2008, 11:45 AM) affraid that you will have hard time for paying those amount... event you are paying installment but the interested rate very high... you will never finish paying up until you pay full of the amount...  point taken, but being the stubborn person i am, still going ahead. dun worry vboi, i got 2 great financial advisors to refer to QUOTE(Asus @ Nov 20 2008, 12:17 PM) anyone use credit card with paypal? can we sent money to someone normal account with our paypal? using the cc of course...and whats the charge? yeah, interested to know as well |
|
|
|
|
|
SUSsassyset
|
Nov 22 2008, 08:24 AM
|
|
|
i'd apply for it if it has cat pictures  |
|
|
|
|
|
SUSsassyset
|
Nov 23 2008, 08:22 AM
|
|
|
i dun see any problem where you work at... unless if the payslip is a few months old  |
|
|
|
|
|
SUSsassyset
|
Nov 23 2008, 01:58 PM
|
|
|
QUOTE(Yunice Ho @ Nov 23 2008, 12:09 PM) Who want apply EON bank Credit card can just direct contact me,i am one of the personal banker in EON bank,and as my knowledge,EON bank credit card is free for life,which mean there are no annual fee will be charge in your credit card statement.Besides that,the user will feel easy to make the payment because there are so many branch in Malaysia,and for EON bank' housing loan still the lowest interest at up to BLR-2.2%. QUOTE(MakeYouHappy @ Nov 23 2008, 01:28 PM) ^EON CC are 'free for life' with terms and condition. QUOTE(Colaboy @ Nov 23 2008, 01:39 PM) The new AmBank CreditCard with free for life as well is it good? Pls give some feed back . . . for those good in this field hmm... i kinda expect this kind of situation |
|
|
|
|
Quote
0.0476sec
0.47
7 queries
GZIP Disabled