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Credit Card Thread V5, (added FMB website to 1st post)
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temptation1314
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 Jan 30 2009, 02:40 PM
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QUOTE(davidlow7 @ Jan 30 2009, 01:59 PM) I am also awaiting their response but the person told me it will take sometimes cause Chinese New Year I was abit mad at the sales rep because he took my application all on mid of december and he only call me last week to confirm some particulars and he told me he not yet submit due to on-leave. He got a bom for me and I told him he should not leave his tasks behind while on leave without a backup. But anyway, I wasn't angry cause I am holding quite a number of CC now and not in rush. It is just the attitude. I have always called them and get connected to their CS though my experience is the waiting time has been too long. Keep waiting and awaiting and it is no good for customer who has their hp credit dries up. But it seems these 2 weeks I am not really experiencing this already. Hye, I guess you were routed to the "call back" queue because you choose on the application status. Next time just try other menu and I am sure they will ask you press "0" to speak directly to CS ... Well they haven't call me yet.. not to confirm anything yet also.. I apply using my current CC only.. Hope it'll approve.. not urgent use.. but thinking to do some balance transfer from my current credit. |
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davidlow7
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Jan 30 2009, 03:14 PM
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QUOTE(temptation1314 @ Jan 30 2009, 02:40 PM) Well they haven't call me yet.. not to confirm anything yet also.. I apply using my current CC only.. Hope it'll approve.. not urgent use.. but thinking to do some balance transfer from my current credit. I just received a call from them 10minutes ago Maybe you can call them to check. If not direct contact the sales rep who applied for you. If not, then just go and re-apply and get another free-gift. Haha |
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wirelessdude
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Jan 30 2009, 03:19 PM
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QUOTE(kei18kun @ Jan 30 2009, 12:28 PM) for me its Citibank, few years ago applied failed applied last month due to want to get the free mp4 also failed, lol other banks credit card no problem  I applied for Citibank AirAsia classic card exactly a year ago but was rejected because they didn't recognize a freelancer without business reg., although my bank statements clearly showed I have good income every month. Last week, I applied for Citibank AirAsia online but the gold card this time, using my 1 yr old HSBC gold card to support. I received the card today (pretty fast right?!) and they gave a CL of RM20k. |
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tishaban
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Jan 30 2009, 03:46 PM
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Damn, have to rant about American Express today. For some stupid reason all my Amex cards got declined yesterday. Malaysian based cards at Giant, US based cards on the iTunes store. Called up customer support multiple times, they were very polite, not sure why the charges were being declined and said they'd make sure everything go through, however trying again still triggered another decline so I used my Visa/MC. On top of that my 5x bonus points went down to 2x this month!
End of rant. Amex you suck!
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he-sham
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Jan 30 2009, 03:47 PM
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any agent want to assist me to apply for YouNique Alliance Bank ??..
lazy want to go to bank....or anyone know if they have any booth promoting their cards ??
This post has been edited by he-sham: Jan 30 2009, 03:49 PM
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mukhlisz
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 Jan 30 2009, 03:50 PM
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Hi everyone, Looks like my thread got merged here..  Since i got my Visa from Maybank that day, i've been getting calls from these guys about being in a Recommendation Programme for a Prestige Platinum Card and my name's in the list or something..  I don't recall signing up for anything of the sort so i told them twice that i don't want it. But they're still keep on calling me even to this day!  So i just wanted to know what is this Prestige Platinum Card about? do i need it? i don't really use my CC that often. i try to use cash whenever it's possible. any feedback is appreciated. thanks.  This post has been edited by mukhlisz: Jan 30 2009, 04:22 PM |
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zenwell
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Jan 30 2009, 03:57 PM
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QUOTE(he-sham @ Jan 30 2009, 03:47 PM) any agent want to assist me to apply for YouNique Alliance Bank ??.. lazy want to go to bank....or anyone know if they have any booth promoting their cards ?? there's a forumer here promoting you-nique b4. try flip back few pages before this. the fellow PM me before. anyway, need to meet up in PJ so far, which I rather go to the bank near my place or just apply online  |
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temptation1314
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Jan 30 2009, 04:00 PM
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Lol.. guess what, Eon back also called me just now for verification.. They just start working today?  |
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davidlow7
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Jan 30 2009, 04:10 PM
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QUOTE(temptation1314 @ Jan 30 2009, 04:00 PM) Lol.. guess what, Eon back also called me just now for verification.. They just start working today? That's good I received another call from Maybank offer me the MayBank Petronas Gold Card + TnG Zing. I accepted their offer for Petronas card & rejected TnG Zing card. I provided them my particulars. Now I am abit worried cause I am afraid that could be a scam from unknown numbers. Hopefully it isn't. But they greet me with my name first so I guess they know my name thru their system. |
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temptation1314
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Jan 30 2009, 04:16 PM
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QUOTE(davidlow7 @ Jan 30 2009, 04:10 PM) That's good I received another call from Maybank offer me the MayBank Petronas Gold Card + TnG Zing. I accepted their offer for Petronas card & rejected TnG Zing card. I provided them my particulars. Now I am abit worried cause I am afraid that could be a scam from unknown numbers. Hopefully it isn't. But they greet me with my name first so I guess they know my name thru their system. For the lulz... Even they greet you with the name first... It's better to take precaution. Some companies like telco - might sell/trade our info with 3rd party, e.g. company that do debts collecting (bad debts, etc) |
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davidlow7
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Jan 30 2009, 04:42 PM
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QUOTE(temptation1314 @ Jan 30 2009, 04:16 PM) For the lulz... Even they greet you with the name first... It's better to take precaution. Some companies like telco - might sell/trade our info with 3rd party, e.g. company that do debts collecting (bad debts, etc) Yeah this is what worrying me now too. I tried call their customer service but of course they all also don't know. Maybe till I free tonight I will push them. |
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zenwell
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Jan 30 2009, 05:50 PM
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QUOTE(davidlow7 @ Jan 30 2009, 04:10 PM) That's good I received another call from Maybank offer me the MayBank Petronas Gold Card + TnG Zing. I accepted their offer for Petronas card & rejected TnG Zing card. I provided them my particulars. Now I am abit worried cause I am afraid that could be a scam from unknown numbers. Hopefully it isn't. But they greet me with my name first so I guess they know my name thru their system. Even if you reject the TnG Zing card you will still receive it in your mailbox. When I applied for MBB petronas last year. I almost fight with the CS because they keep forcing me to take Amex & TnG. i remembered they call at least 3 times to persuade me to take amex as well beside the petronas. End up I screamed at them and said "just send me the damn petronas card or else just cancel my application". Why they always have to make things difficult for ppl. Everytime I have to create big drama when dealing with all these ppl. In the end I still see the TnG Zing card arrive at my doorstep with the petronas cc, but of course without the Amex.  |
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temptation1314
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Jan 30 2009, 06:04 PM
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Prepare Scissor and Cut!!  Tell that CS that u have a lot of scissor @ home la.. |
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SUSDavid83
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Jan 30 2009, 06:22 PM
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QUOTE(zenwell @ Jan 30 2009, 05:50 PM) That doesn't happen to me. For all my MBB cards application, I didn't tick Zing portion. At the end of the day, I didn't see it reaches my mailbox. |
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J'Daniel
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Jan 30 2009, 07:02 PM
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For TnG Zing card, any way to avoid being charge RM2.00 ? Its gonna charge if the TnG below RM50 right ?
So I need to keep topup using CC before my balance reach Rm50 ?
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kei18kun
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Jan 30 2009, 07:37 PM
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QUOTE(J'Daniel @ Jan 30 2009, 07:02 PM) For TnG Zing card, any way to avoid being charge RM2.00 ? Its gonna charge if the TnG below RM50 right ? So I need to keep topup using CC before my balance reach Rm50 ? no way to avoid the RM2. the only thing i can suggest is put the topup to RM300 the max so that at least its worth ur money just cancel it and get ur own TNG card, everytime u reload only RM0.50 |
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cute_boboi
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Jan 30 2009, 07:54 PM
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QUOTE(David83 @ Jan 30 2009, 06:22 PM) That doesn't happen to me. For all my MBB cards application, I didn't tick Zing portion. At the end of the day, I didn't see it reaches my mailbox. Same with me. I have two additional MBB cards applied separately. There is Zing option, but I untick or write there don't want. MBB never send me. |
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SUSDavid83
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Jan 30 2009, 08:01 PM
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RM 2 per each Zing auto topup is little expensive.
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J'Daniel
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Jan 30 2009, 08:05 PM
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Yeah agreed RM2 is kinda expensive .... However there is no other choice to topup TnG using credit card. Most of the petrol station accept cash only Lol sorry a lil offtopic |
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wirelessdude
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Jan 30 2009, 09:20 PM
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Hey guys, is it easy to ask for annual fee waiver from Citibank? Is there a minimum number of card usage that will automatically waive the fees?
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