Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed

Outline · [ Standard ] · Linear+

 Credit Card Thread V4, Plastic Money @ World Access

views
     
aeronlim
post Jul 31 2008, 07:19 PM

Casual
***
Junior Member
370 posts

Joined: Mar 2007
QUOTE(cute_boboi @ Jul 31 2008, 06:31 PM)
All these while, I mention about my CC application being rejected by HSBC.  doh.gif  Today I got a call from HSBC Medan Pasar telesales offering me Visa Gold without any documentation, as they refer to my PV account which is where my company banks in my monthly salary.  sweat.gif

- 5 years annual fee waiver.
- Free HSBC Limited edition Lion Pocket Watch*
  *subject to RM300 spending

I think not going to apply for it, as:
1) I'm consolidating points with MBB CC at the moment.
2) MBB 2x Amex, 5x Petronas has better TP
3) I feel MBB CC benefits/rewards are better overall.

Anyone want to convince me on HSBC CC benefits/rewards ?
e.g. sometimes Citibank CC are allowed to buy-1-free-1 Coffee Bean drinks.

Or just hold on to it since 5 years free ?  rclxub.gif
*
You may apply both of it because of HSBC has their different promotion season of the card holder, May is Fashion get discount, and now is swipe 7 times free you an air ticket to changi airport. For Maybank, you can get free petrol when you pump your oil at Petronas. So, i have conclude that, go shopping and dinning use HSBC, go pump oil and easy payment use MBB (cause most merchant got EPP for MBB)

Cheers mate
aeronlim
post Aug 6 2008, 12:24 AM

Casual
***
Junior Member
370 posts

Joined: Mar 2007
@Reventon

Yes, agree with you, most of the Paypass merchant (especially KFC) prefer CIMB Mastercard. Quite happy until now for my CIMB Petronas 2% rebate, at least it not like Citibank Shell VISA, which must be over RM 20 then can get rebate from your bill.

@Sawamura
I think the most probably is the PC fair people don't want to use your card because they have to pay the bank some processing fee, but this is my assumption only, because i'm also using the CIMB Mastercard for half year already, but it never get any transaction rejected so far....
aeronlim
post Aug 15 2008, 01:25 PM

Casual
***
Junior Member
370 posts

Joined: Mar 2007
@vin_ann

Is it true? Means that only Citibank Generic Card can get the annual fee waiver and the co-brand (Shell, Giant, AA) can't be waived at all?
aeronlim
post Sep 5 2008, 10:18 PM

Casual
***
Junior Member
370 posts

Joined: Mar 2007
Want to ask currently Citibank card holder some thingy....

Wanna ask some question here, how do Citibank call you when your card is being process?
Call to home tel? Office tel? or Handphone for verification?

According my boss is said that they call to home, but not that believe, so i want to make sure. I want to apply for one but i don't have home tel.... sad.gif
aeronlim
post Sep 23 2008, 11:52 PM

Casual
***
Junior Member
370 posts

Joined: Mar 2007
Want to know more detail about CIMB DA.

1) I know that DA has 2% petrol rebate on all petrol station, is it has Bonus Point collection as well?

2) If the answer at (1) is yes, can i get 2% rebate and Bonus Point at same time? (example: pump RM 50 at Petronas, get RM1 rebate + 49 or 50 bonus point....)

3) I'm using CIMB Petronas Mastercard now, may i know is there any way to change it to DA directly without closing my CIMB Petronas CC and apply again for DA? Planning change after the 3% petronas cash rebate promotional period. I want to save time....

TY.

p/s : Although I'm doing CC sales, I've no idea with CIMB CC coz i'm not promoting it, Thanks for the help...
aeronlim
post Oct 9 2008, 01:30 PM

Casual
***
Junior Member
370 posts

Joined: Mar 2007
All CIMB CC user, Want to ask something here, how long it takes for the bank to increase your credit limit? I used half year already, the CL still the same, i hope can get 5K then next year i can str8 away to get a gold card.

Thanks
aeronlim
post Oct 9 2008, 11:22 PM

Casual
***
Junior Member
370 posts

Joined: Mar 2007
@hye

Thanks for the sharing, actually i heard that Citi will people says increase your CL every half year, why they didn't do it, i also don't know.....whoa 2-3 years, have to wait so long meh? very ma fan 1, coz i want to get a gold card with more privilege mah.

@wirelessdude
Unbelievable, you CL raised to RM 40K in one year.... So nice, can apply and get most of the Platinum card.

@for myself
Still have a long way to go, just wait and see end of this month, if not i will complaint to CIMB. haiz, so funny, last time dial to their CS, they looks like lazy to entertain you 1, it makes me very unhappy with it. Thanks for the suggest and discussion!! smile.gif
aeronlim
post Oct 16 2008, 08:44 AM

Casual
***
Junior Member
370 posts

Joined: Mar 2007
So sad, Citibank reject me twice already, when they make verification at my home address, my mother answer the phone, but why they reject it?

The document provided is enough, pay slip, IC, KWSP, employment letter, true information, salary over RM 1500 per month... still get rejected?

Lose confident to them already
aeronlim
post Oct 17 2008, 01:27 PM

Casual
***
Junior Member
370 posts

Joined: Mar 2007
@hye

Thanks for the advise at Page 104, i think i have to make some tries for Citibank CC.

@ All

Any ideas with IEM DA Card? I heard it is a MasterCard ONLY for IEM members... the privilege is same as conventional DA card, you can check the details at IEM mainpage

www.iem.org.my
aeronlim
post Nov 5 2008, 06:51 PM

Casual
***
Junior Member
370 posts

Joined: Mar 2007
I've applied for Maybank Petronas VISA but didn't receive any phone call for 3 weeks, today i check my M2U.com account found that there is a Petronas VISA Credit Card account inside it, so strange, no one calling me for verification but the card approved already? Or it will be disapear from my M2U account if they fail to make the verification? Anyone has the same experience before?

By the way, my UOB card get rejected, may i know can i appeal instead of submit all the document again (I'm applying using pay slip...Don't want to submit again)?
« Next Oldest · Finance, Business and Investment House · Next Newest »
 

Topic ClosedOptions
 

Change to:
| Lo-Fi Version
 0.0470sec    0.90    7 queries    GZIP Disabled
Time is now: 30th November 2025 - 11:13 AM
All Rights Reserved © 2002- 2025 Vijandren Ramadass (~unite against racism~)
Removal Request
Powered by Invision Power Board © 2025  IPS, Inc.