QUOTE(tinkerbel @ Aug 2 2008, 06:42 PM)
Gold cards are just an excuse to make money. It costs more than classic, and has none of the prvileges of platinum or infinite Credit Card Thread V4, Plastic Money @ World Access
Credit Card Thread V4, Plastic Money @ World Access
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Aug 2 2008, 06:44 PM
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All Stars
14,990 posts Joined: Jan 2003 |
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Aug 2 2008, 09:07 PM
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All Stars
10,912 posts Joined: Feb 2006 |
QUOTE(tishaban @ Aug 2 2008, 12:07 PM) Almost everything there was just minyak for the month ~RM570 and a round of shopping at Ikea. Not a whole lot. previously i have done my auto-debit using my HSBC at Kedau Telekom. it's FOC. Has anyone done auto debit for your utilites on the credit card? Is it possible to put a limit on each auto debit, eg. I don't want my electricity bill to be more than RM200 per month, if it is then something's wrong and I don't want it to go to my credit card first. about the RM200 limits, not sure, but each time bills come, it will be auto paid by CC. -------------- btw, today i went to Midvalley MBB TreatFair. applied Petronas MBB card. it mention 60 minutes approval. 4.35pm applied. 5.35pm back to counter collect, but were told 6.00pm come back to collect. 6.02pm i got sms saying my card is approved. 6.15pm reach at the counter, passed by IC. 6.35pm only got my temporary card. The Temporary card i got now is only valid for the Maybank TreatFair Events only. the only free gift is travelling bag but need to spend RM50 in the event. but i walked over the place, nothing is suite me. anyways, my actual card will be arrived within 1 week at the branch tht i identified. |
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Aug 2 2008, 09:21 PM
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Senior Member
903 posts Joined: Jan 2006 |
guys
my birthday coming next thursday lulz can i send my application on monday ? can get my 1st card in 5 dasys ah |
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Aug 2 2008, 09:24 PM
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All Stars
52,874 posts Joined: Jan 2003 |
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Aug 2 2008, 09:26 PM
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Senior Member
903 posts Joined: Jan 2006 |
gonna 21 in few days lol
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Aug 2 2008, 09:31 PM
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All Stars
52,874 posts Joined: Jan 2003 |
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Aug 2 2008, 09:35 PM
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Senior Member
903 posts Joined: Jan 2006 |
hmm so my 21st is on next thursday .. can i apply monday and get it by thursday ?
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Aug 2 2008, 09:35 PM
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Junior Member
472 posts Joined: Oct 2007 From: Will be in your Heart |
SAY NO TO PLASTIC CARD~~~~ dont FALL into CC DEBT
apply DEBIt CARD :S |
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Aug 2 2008, 11:02 PM
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Senior Member
6,462 posts Joined: Nov 2004 From: [Latitude-N3°9'25"] [Longitude-E101°42'45"] |
This Sat morning went down to have porridge at Petaling Street before going over to MV. Still early, plenty of parking space.
Changed my ATM card to "Cherry" Debit Card This time has the most laptop bags, luggage bags than previous years. But too bad I have enough bags already Thought of looking for a mini water-kettle jug I saw last year, but not available this year Not enough points to exchange for an LCD/Plasma TV of any size Nothing specific to buy/exchange. Maybe I am too kiamsiap. Actually nothing in my mind to exchange at the moment. In the end, it's my friend who buy and I swipe my Amex Credit Card for 2x point. Then I sponsor some items with my TP. Redeem some stuff from Gift counter and play the wheel-of-TP. Got back 850 TP (which will be credited within 2 month) and some hooks Overall, I would say the fair is getting better, there are quite a lot of goods. Just too bad I don't have anything in mind to exchange, so I'll keep the points for next year. Parking RM7 max. BTW, I'll be visiting CIMB Fair at KLCC next week also to survey Some facts: 1) MBB Petronas 5x is extended to Dec'08 as mentioned earlier in this thrad. I just pumped Petronas today and will know by Mon/Tue whether it is still 5x. MBB will officially announce it soon. 2) Those on the spot approval + free "onion bag" are for NEW MBB CC applicants only. 3) For those using MBB Amex Charge Card and spent above RM1k, you'll get some nice leather stuff. For those using MBB Amex Credit Card like me, you'll get "onion bag" 4) New MBB Amex Credit Card applicants will have 2 years annual fee waiver. 5) Saw two purple "sponge-bob-square-pants" wondering around. I nearly wrestle it down on the ground, until a SYT pass me the BR flyer Sekian, terima kasih. |
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Aug 3 2008, 12:20 AM
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VIP
13,495 posts Joined: Dec 2006 From: KL, Malaysia |
@sentro2020,
The banks will NOT approve ur application before Thursday - U need to be full 21 years old before the bank can issue U a CC (as principal holder). There is NO possible way for U to be able to obtain a physical CC by ur birthday. |
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Aug 3 2008, 12:39 AM
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Senior Member
1,232 posts Joined: Sep 2005 |
QUOTE(cute_boboi @ Aug 2 2008, 11:02 PM) Overall, I would say the fair is getting better, there are quite a lot of goods. Just too bad I don't have anything in mind to exchange, so I'll keep the points for next year. Parking RM7 max. wah you shop till paying RM7 parking maximum oohBTW, I'll be visiting CIMB Fair at KLCC next week also to survey Some facts: 1) MBB Petronas 5x is extended to Dec'08 as mentioned earlier in this thrad. I just pumped Petronas today and will know by Mon/Tue whether it is still 5x. MBB will officially announce it soon. 2) Those on the spot approval + free "onion bag" are for NEW MBB CC applicants only. 3) For those using MBB Amex Charge Card and spent above RM1k, you'll get some nice leather stuff. For those using MBB Amex Credit Card like me, you'll get "onion bag" 4) New MBB Amex Credit Card applicants will have 2 years annual fee waiver. 5) Saw two purple "sponge-bob-square-pants" wondering around. I nearly wrestle it down on the ground, until a SYT pass me the BR flyer Sounds like the maybank fair isnt great So would you encourage people to apply maybank cc on the spot? Added on August 3, 2008, 12:40 am QUOTE(wenjie86 @ Aug 2 2008, 09:35 PM) cant say no, too addicted to cc Added on August 3, 2008, 12:42 am QUOTE(David83 @ Aug 2 2008, 09:31 PM) yeah people with RM1000+ salary also can get gold cardAdded on August 3, 2008, 12:45 am QUOTE(vin_ann @ Aug 2 2008, 09:07 PM) btw, today i went to Midvalley MBB TreatFair. applied Petronas MBB card. Petronas card good huh? the petrol transactions can get points?it mention 60 minutes approval. The Temporary card i got now is only valid for the Maybank TreatFair Events only. the only free gift is travelling bag but need to spend RM50 in the event. but i walked over the place, nothing is suite me. anyways, my actual card will be arrived within 1 week at the branch tht i identified. This post has been edited by muscaa: Aug 3 2008, 12:45 AM |
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Aug 3 2008, 12:55 AM
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VIP
13,495 posts Joined: Dec 2006 From: KL, Malaysia |
@muscaa,
Max charges for parking @ MV during the weekends is RM9 not RM7. If U haf intentions of getting a MBB CC and happen to be at the TreatFair, no harm putting in ur application. Y do U say ur addicted to CCs? It's usually not a good sign U know. I don't think those whose salary is below RM2k will and can qualify for a Gold card. The MBB Petronas CC gives 5x reward points for Petronas - the promotion's been apparently extended till Dec 08. |
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Aug 3 2008, 01:02 AM
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Senior Member
6,462 posts Joined: Nov 2004 From: [Latitude-N3°9'25"] [Longitude-E101°42'45"] |
QUOTE(muscaa @ Aug 3 2008, 12:39 AM) wah you shop till paying RM7 parking maximum ooh Sounds like the maybank fair isnt great So would you encourage people to apply maybank cc on the spot? Yes, but only 1) if they are going to use it inside the fair. After all, they still need to wait for the actual CC before can use outside. 2) You don't have any MBB CC. Otherwise, MBB won't give you instant 1 hr approval and ask you to swipe the existing MBB CC Added on August 3, 2008, 12:45 am Petronas card good huh? the petrol transactions can get points? Only when you use the MBB Petronas Visa at Petronas stations, you will get 5x TP until 31 Dec 2008. You can get 5x TP if you purchase Syntium engine oil there also, which I did. |
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Aug 3 2008, 01:03 AM
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VIP
13,495 posts Joined: Dec 2006 From: KL, Malaysia |
@cute_boboi,
Are the stuffs realli cheap?! Also, is it a must to use MBB CC to make purchases? Can use cash or not? |
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Aug 3 2008, 01:09 AM
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Elite
1,269 posts Joined: May 2005 From: Kuala Lumpur |
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Aug 3 2008, 01:12 AM
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Senior Member
6,462 posts Joined: Nov 2004 From: [Latitude-N3°9'25"] [Longitude-E101°42'45"] |
tinkerbel,
If you mean purchase e.g. LCD/Plasma TV with cash outside at Ah Seng Electrical Shops, etc. I'm sure they can give better discount/promo/free gifts. But if for points comparison with other banks, you can take this example. Sony booth will accept 8,500 TP for RM50. I believe it is better than my other Citibank card which requires in the range of 12,500 points for other RM50 voucher. Well, I did not see anyone pulling out any CC other than MBB Some items can only be purchased with cash. Some item have options to exchange 100% TP, or TP + $, or pure $ Some items only TP, cannot cash. |
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Aug 3 2008, 01:13 AM
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VIP
13,495 posts Joined: Dec 2006 From: KL, Malaysia |
@Putraskyline,
I don't know if the bank will need proof of income. I suppose if U happened to be @ MV and came across the Fair, U wouldn't be carrying ur salary slip with U right?! U could perhaps TRY *shrugs* |
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Aug 3 2008, 01:14 AM
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Senior Member
6,462 posts Joined: Nov 2004 From: [Latitude-N3°9'25"] [Longitude-E101°42'45"] |
QUOTE(Putraskyline @ Aug 3 2008, 01:09 AM) I have worked for 4 month but now I have post my salary slip to my brother for applying loan to invest in property. Suddenly, I saw MBB Treatsfair at midvalley. So if I want to apply for credit card, can I just use my offer letter ? Standard is 3 months salary slip. Even though you post your salary slip to your brother, you should keep each month copy with you. Photostat another set to submit to bank.Frankly, with just an offer letter, I think most banks will reject it. |
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Aug 3 2008, 01:32 AM
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VIP
13,495 posts Joined: Dec 2006 From: KL, Malaysia |
@cute_boboi,
Lol - I figured that too cause if U pay cash, the price is d same as the list price [at least from the catalogue MBB sent!]. So there realli isn't much to purchase huh?! Ah well.. so are U off to check out the PC Fair tomorrow?! |
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Aug 3 2008, 01:39 AM
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Senior Member
6,462 posts Joined: Nov 2004 From: [Latitude-N3°9'25"] [Longitude-E101°42'45"] |
tinkerbel,
I would advise not to purchase cash at MBB TP Fair, unless it is something you really want and can't find else where. That's the place to spend all the TP only. I've already went to PC Fair on Fri Nothing much there, as I don't have anything in my mind to purchase also, except the item I just mentioned. |
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