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 Credit Card Thread V4, Plastic Money @ World Access

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jtcs87
post Aug 1 2008, 11:37 AM

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QUOTE(tinkerbel @ Aug 1 2008, 11:29 AM)
@jtcs87,
U lazy bum!  The banks U listed have several different cards - to know the exact requirement, just get onto their websites and browse through the different cards U want.

This is NOT the place for us to do ur homework for U!
*
Don't scold me so fast! cry.gif

Actually got what kind of different for the types? cry.gif As i know is classic / gold / platinium... My friends want know the basic one! Really noob at here! icon_question.gif
tinkerbel
post Aug 1 2008, 11:41 AM

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@jtcs87,
First, U should stop calling urself a n00b. You're 21 and it's time U took some initiative to look for information.

Besides the usual Classic/Gold/Platinum card there are also co-branded cards. There are just too many to mention here.

The most basic requirement before U can apply for a CC is that U need to be >21 years old. Income requirement at the v most basic is RM24k p/annum. Different cards from different banks have different criterias so U still need to go through the many different websites.
TSvin_ann
post Aug 1 2008, 12:51 PM

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QUOTE(jtcs87 @ Aug 1 2008, 11:37 AM)
Don't scold me so fast!  cry.gif

Actually got what kind of different for the types?  cry.gif  As i know is classic / gold / platinium... My friends want know the basic one! Really noob at here!  icon_question.gif
*
do ur homeworks.

dun know? go Google lol... you thinks can know all these? we got do our homeworks ma...

for your level, you only need to know Classic card. other than that, no need at movement.
Underhill
post Aug 1 2008, 03:27 PM

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Got my CIMB DA. Pretty fast. Applied last Friday. Hmm, no info received on online statement, there is no such thing?

Let's say my combined limit is 8k, it means I can still charge 8k to one card right?

This post has been edited by Underhill: Aug 1 2008, 03:31 PM
SUSDavid83
post Aug 1 2008, 03:52 PM

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QUOTE(Underhill @ Aug 1 2008, 03:27 PM)
Got my CIMB DA. Pretty fast. Applied last Friday. Hmm, no info received on online statement, there is no such thing?

Let's say my combined limit is 8k, it means I can still charge 8k to one card right?
*
For online statement, you need to apply for PIN (ATM access) and perform CIMBClicks Internet Banking registration.
tinkerbel
post Aug 1 2008, 04:02 PM

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@Underhill,
How many cards did U receive from DA? Combined CL usually refers to the principle card + supplementary cards. You normally will get 2 separate CLs if the bank gave U a Visa & a MasterCard biggrin.gif



SUSDavid83
post Aug 1 2008, 04:32 PM

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QUOTE(tinkerbel @ Aug 1 2008, 04:02 PM)
@Underhill,
How many cards did U receive from DA?  Combined CL usually refers to the principle card + supplementary cards.  You normally will get 2 separate CLs if the bank gave U a Visa & a MasterCard biggrin.gif
*
Maybe they follow MBB system. Multiple cards share one combined CL.
hye
post Aug 1 2008, 04:38 PM

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@tinkerbel

Not in the case of CIMB DA. If you applied for 2 cards then they both share the same credit limit.
SUSDavid83
post Aug 1 2008, 04:41 PM

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QUOTE(hye @ Aug 1 2008, 04:38 PM)
@tinkerbel

Not in the case of CIMB DA. If you applied for 2 cards then they both share the same credit limit.
*
As I expected. Thank you for clarification.
muscaa
post Aug 1 2008, 04:42 PM

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QUOTE(jtcs87 @ Aug 1 2008, 11:37 AM)
Don't scold me so fast!  cry.gif

Actually got what kind of different for the types?  cry.gif  As i know is classic / gold / platinium... My friends want know the basic one! Really noob at here!  icon_question.gif
*
apa lah so lazy??
I still remember there was a PDA shop in 1 utama few years back. I asked one of their staff regarding the difference between the various PDA they displayed. The staff asked to do a survey in the internet. What the f**k? Customer was asked by the staff to do survey on his own?? rclxub.gif

Of course the shop 'chap lap' (closed shop) not long after that.
tinkerbel
post Aug 1 2008, 04:51 PM

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@hye,
AHhHHh.. that sure is weird but if that's how it works that's how it works smile.gif
TSvin_ann
post Aug 1 2008, 08:51 PM

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QUOTE(muscaa @ Aug 1 2008, 04:42 PM)
apa lah so lazy??
I still remember there was a PDA shop in 1 utama few years back. I asked one of their staff regarding the difference between the various PDA they displayed. The staff asked to do a survey in the internet. What the f**k? Customer was asked by the staff to do survey on his own?? rclxub.gif

Of course the shop 'chap lap' (closed shop) not long after that.
*
different things la... bro.

u ask about PDA, the seller is earning $$$, if he can sell to you.

while here, we din get commission le...
SUSDavid83
post Aug 1 2008, 08:58 PM

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MBB Petronax 5x TP is over already right?

No more extension I believe. M2U is not updated with this if there's really an extension.

Today is already 1 August!
zenquix
post Aug 1 2008, 11:23 PM

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QUOTE
MBB Petronax 5x TP is over already right?


I asked the people at the fair and they said it has been extended to Dec 31.

Did not notice any waiver offers. Do highlight if anyone got one... might pick up an Amex if the offer is good.

This post has been edited by zenquix: Aug 1 2008, 11:33 PM
tinkerbel
post Aug 2 2008, 01:33 AM

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@zenquix,
I thought someone mentioned MBB's giving a 1 year waiver on annual fees for the Amex cards. The other cards get 3 years.
SUSDavid83
post Aug 2 2008, 07:16 AM

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I called MBB CS and they said the MBB Petronas 5x TP has been extended to end of the year.
tishaban
post Aug 2 2008, 09:19 AM

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I just got my first Amex statement today, no RM50 charge for turbo points, no charge for supplementary card and I get 4x bonus points. Spent RM723 this month and ended up with 3615 points already. Not a bad deal I must say.

tinkerbel
post Aug 2 2008, 09:24 AM

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@tishaban,
oOh! U signed up for Amex too?! *damn* sad.gif And.. just to check; did U haf to 'enrol' for Turbo points?! I read on their website that Turbo points was till March 2008; we're definitely way past that date now.

4x bonus points?! HmMm....... that's nice. And I've absolutely NO idea how U people spend so much! I was out to din again last night but again that restaurant doesn't accept Amex *siGh*
jchong
post Aug 2 2008, 10:04 AM

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QUOTE(tishaban @ Aug 2 2008, 09:19 AM)
I just got my first Amex statement today, no RM50 charge for turbo points, no charge for supplementary card and I get 4x bonus points. Spent RM723 this month and ended up with 3615  points already. Not a bad deal I must say.
*
Are u using MBB Amex?
tinkerbel
post Aug 2 2008, 10:47 AM

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@jchong,
Yes he would be cause MBB bought over Amex in MY biggrin.gif

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