for HSBC Amanah home financing,can contact me, i'm working as a financial guide at HSBC Amanah...my contact is 012-7624526..we provide full flexi home finanacing,,,

Hey guys.

Need to refinance my properties (non landed, completed with strata) - both loan amount around 80k each only. No MRTA, no need for flexi, Islamic package preferred.

PM pls

OCBC Ideal Mortgage

Interest rates : 1st yr FIXED 2.5%
t/after MLR -1.3%

current MLR : 4.7%

Benefits :First year 2.5% (fixed rate)

:Short Lock-in (3 years)

:Low exit cost (2% on loan amount)

:Lower investment cost in first 3 years

For more details, please contact me.

T&C applys for the package above.

if u r lookin for flexi,
do u heard about flexi mortgage from uob?
if your loan amount is 1mil,
our flexi is BLR-2.0%,
but our flexi is different from other bank,
other bank flexi is "reducing balance"
we have a even green light.
it is hard to explain here,
if u don mind can u give me your email,
i can send the info to u!
o call me, 012-3181146!

it is good for investor or businessman.

hai please help me...wtb a 1.3million semi-d in bukit jelutong..whats the best home loan i could get?

my salary around 15-17k a month

other commitment:
asb loan 100k (420 monthly)
my house now 360k left (2170 monthly)
cars fully paid

im 26

or should i sell my house 1st?

kindly pm or email me(shychenko@yahoo.com)

shit..i'm jealous of you...

This post has been edited by interferens: Sep 6 2009, 04:58 AM

hi, my lock-in due on this upcoming Oct 24, when should i start to approach bank for refinancing? thks~

You may start asking your current bank to revise the rate. Tell them you going to refinance if they can't revise to better rate for you and see what they offer to you and compare with refinance to another banks.

Erm, Oct 25th?
Lol yes you should write in to your bank ask them to revise your rate, but at the same time also apply to some other banks see what you can get! Since after your lock-in period you don't get hit by penalty, no harm looking around elsewhere. Probably you can get better rate, at least 0.1-0.2% less from other banks EVEN if your existing bank revise your current rate.

i'm searching for any forumers here to help me....
i wanna buy a new house so anybody can guide n help me
to get house loan, ASAP!!!!
pls email me n sent over ur name n hp no.
i will call u after that....
thanks

Looking for a housing loan for amount of around RM230k. Preferably banks such as CIMB, Maybank, RHB, Hong Leong, Allianz, PBB .. mainly due to convenience of having the banks nearby my area.

Most importantly, i would like to get pre-approval first in the shortest period if possible.

Please email to platingirl [at] gmail.com. Urgent ! Thanks.

Also, what is the difference between MRTA and MLTA ..

You may read my post#72 HERE for MRTA and MLTA comparison.

Hi Onnying,

Thanks. Will read that.

Are you an agent for Hong Leong? What is the best rate being offered and is it possible to get pre-approval ? How many days does it take to process the actual loan application?

Thanks.

I'm a mortgage loan consultant. I can get the loan from any bank you like.
Pre-approval and the process time will depend on your doc. If your doc is complete, 3 to 5 days is not a problem.

Hi,

Do you have any MSN where i can chat with you? Would like to know more .. thanks

You may add me at onn88@hotmail.com
Anyone who need some mortgage loan advise or MLTA / MRTA quotation, feel free to add me too.

Hi. I added you, but you havent accepted ...

onnying is our lecturer here!
professional in mortage!

goooddd ......... u're young & rich but i don't think u're rich enough to buy 1.3mil house

better do other property inveestment 1st /

Preperty amount RM350k
Loan amount 150K
tenure 20 years.
OD 100K (so far no use yet, but may use within this few month for house renovation)
OD rate: BLR-0.75

History:
buy the under construction house on year 2007 with BLR-1.1
appeal the rate on year 2008 with BLR-1.5 from Public Bank.
now the house is complete with OC obtain.
would like to know is it worth or not to refinance with RM250k for tenure 20 years?

This post has been edited by hong0228: Sep 9 2009, 11:25 AM