Latest mortgage rate for housing loan packages, All Mortgagers are welcomed to post...
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 Aug 3 2009, 05:39 PM
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#1
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Junior Member
337 posts Joined: Jul 2006  
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i got just get offer from these bank
Bank O tenure : 40 years 1st 5 years : BLR - 1.75 TA : BLR - 2.4 FMC Bank M tenure : 30 years WT : BLR - 1.7 FMC financier I WT : 4.85% fixed tenure : 30 years Non FMC which 1 shoud i take ? or should i negotiate further ? |
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Aug 4 2009, 02:13 PM
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#2
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Junior Member
337 posts Joined: Jul 2006
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QUOTE(onnying88 @ Aug 3 2009, 09:59 PM) » Click to show Spoiler - click again to hide... « May i know what's your loan amount and you interested with what type of loan? full flexi? semi flexi? term loan? For me, the 3rd option is not in my consideration. As 4.85% is too high for current market. Yes, fixed rate can be peace of mind, but it still way too high for me to consider for it. And you r compulsory to get the a insurance with them.  |
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Aug 6 2009, 05:30 PM
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#3
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Junior Member
337 posts Joined: Jul 2006
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ocbc
1st 5yrs: blr - 1.7 subsequent : blr - 2.4 Semi flexi loan tenure 40yrs. loan amount : rm121,500 maybank interest: blr - 1.7 full flexi loan tenure 30yrs. loan amount : rm121,500 *my 'gaji' bank ING interest: 4.85% (fixed) tenure 30 years loan amount : rm121,500 *not ZEC hsbc 1st yers : blr - 2.2 2nd - 5yrs: blr - 1.7 subsequent : blr - 1.9 full flexi loan tenure 30yrs. loan amount : rm121,500 which 1 should i take ? |
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Aug 9 2009, 12:08 AM
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#4
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Junior Member
337 posts Joined: Jul 2006
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QUOTE(imax80 @ Aug 8 2009, 11:55 PM) I have a question here..if let say the house price is RM150K but I want to borrow RM180K from bank..the extra RM20K wan to use for renovation after move in...can or not? appreciate answer why not ? a lot of people do like that...but u must 'kowtim' with seller and lawyer also.. |
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Aug 10 2009, 08:51 AM
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#5
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Junior Member
337 posts Joined: Jul 2006
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QUOTE(onnying88 @ Aug 9 2009, 05:02 AM) Or else, i really wanna know how to "kaotim" the seller and lawyer too if can. Hope you can share with us  |
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Aug 12 2009, 08:08 AM
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#6
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Junior Member
337 posts Joined: Jul 2006
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QUOTE(mozakiboy @ Aug 12 2009, 02:02 AM) Would like to know if there are anybody that can help me do my refinancing, problem is that its between my mum and my name, is it possible for me to refinance the house without her knowledge?Indeed need help...Thanks sound like you wanna sell your mom house...(just kidding) |
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Aug 12 2009, 03:24 PM
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#7
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Junior Member
337 posts Joined: Jul 2006
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QUOTE(shanelai @ Aug 12 2009, 11:57 AM) Is BLR fixed for all the bank? where can get the latest blr? 1. nope2. http://www.meshio.com/base-lending-rate/ |
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Aug 12 2009, 06:42 PM
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#8
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Junior Member
337 posts Joined: Jul 2006
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QUOTE(shanelai @ Aug 12 2009, 05:54 PM) Is the blr fixed by government? The webpage seems like having the outdated rate? it is past half year rate? bank negara will give guidelines...subject to banks what is their BLR...that's the lattes rate (early march 2009)..keep watching further announcement by bank negara... |
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Aug 13 2009, 07:09 PM
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#9
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Junior Member
337 posts Joined: Jul 2006
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QUOTE(ChuckIsHot @ Aug 13 2009, 03:12 PM) My first post in LYN here is to post my house loan offer.... me too..the only bank that send agent to my office to send loan form and also letter offer...but in the end, i end up with ocbc due to better rates....Property: Condo, Sub-sales Type: Strata, Free-hold Loan Amount: 117,000 (90%) Loan Tenure: 20 yrs MRTA: 10 yrs PBB Free Legal (But still need to pay RM195 for Search) BLR-2.05% MRTA: 883 HSBC Free Legal (All free) 1st year BLR-2.05% Next 4 years BLR-1.55% Thereafter BLR-1.9% MRTA: 800++, i forgot I chose PBB although PBB is not really a flexi loan, due to better rate But HSBC has got really excellent service!! If I have tons of money to spare I would have chosen HSBC! |
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Sep 3 2009, 03:19 PM
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#10
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Junior Member
337 posts Joined: Jul 2006
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QUOTE(shychenko @ Sep 3 2009, 11:18 AM) hai please help me...wtb a 1.3million semi-d in bukit jelutong..whats the best home loan i could get? shit..i'm jealous of you...my salary around 15-17k a month other commitment: asb loan 100k (420 monthly) my house now 360k left (2170 monthly) cars fully paid im 26 or should i sell my house 1st? kindly pm or email me(shychenko@yahoo.com) This post has been edited by interferens: Sep 6 2009, 04:58 AM |
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Apr 21 2010, 08:27 AM
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#11
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Junior Member
337 posts Joined: Jul 2006
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hi all..just see this ads at http://www.offerstation.com/offers-promoti...y-financing.htm
Find out how you can enjoy up to BFR -2.10%, Zero Entry Cost, Fast Approval with the Al Rajhi Home & Business Premises Financing-i. Mystery gift for early birds and stand a chance to win a LCD or Netbook. Terms and conditions apply. Visit Al-Rajhi bank branch or website for more details. Call 1 300 826 000 for enquiries. Website: http://www.alrajhibank.com.my |
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