Aug 28 2009, 05:04 PM
QUOTE(jansen_chua86 @ Aug 28 2009, 02:11 PM)
For Flexi can try Standard Chartered but their rates are not B-2.3 being around B-2.2 for first 2 yrs and thereafter B-2.15 subject to appeal for better rates
Contact me at 0162605994 if you need any help on application of Standard Chartered loan
is it true that Std Chartered to revise their flexi policy frm Sep 1st, 2009? that is, need to utilize at least 30% of the current account (outstanding loan amount) else 1% charge will be imposed? Contact me at 0162605994 if you need any help on application of Standard Chartered loan
Is the new policy going to affect old-timer prior to Sep 1st? thks~Added on August 28, 2009, 5:09 pm
QUOTE(onnying88 @ Aug 28 2009, 03:55 PM)
You'r welcome 
Actually PBB have both Full flexi (with current acc) package and also semi flexi package. But 99% of PBB banker never push their full flexi loan, as they know their rates is bad. They even consult my client and tell my clients that only those people who with 'bad heart' will push for full flexi as it's not suitable for normal ppl. Only those businessman with big cash suitable for it. Then the PBB banker say we normal ppl use semi flexi is enough.
This is a real story my client told me.
So please make sure the one you apply with PBB is full flexi or semi flexi. Simply just ask them is there any current account link with the loan and also any withdraw fee.
u r rite, just went to pbb, they told me there is no flexi offered, the officer is not so friendly comparing to others (maybe my loan amount is small), but i'm their small stockholder ler... worry of their attitude gonna piss off customers & affecting the price Actually PBB have both Full flexi (with current acc) package and also semi flexi package. But 99% of PBB banker never push their full flexi loan, as they know their rates is bad. They even consult my client and tell my clients that only those people who with 'bad heart' will push for full flexi as it's not suitable for normal ppl. Only those businessman with big cash suitable for it. Then the PBB banker say we normal ppl use semi flexi is enough.
This is a real story my client told me.
So please make sure the one you apply with PBB is full flexi or semi flexi. Simply just ask them is there any current account link with the loan and also any withdraw fee.
btw, OCBC is offering semi-flexi (i suppose) too, the transaction fee is RM10, i forgot to ask is the transaction fee amount can be revised at time or permanent? any idea? thks~
This post has been edited by sotong168: Aug 28 2009, 05:12 PM
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