Credit Card Thread V3, Everything about Plastic World Fantasia
Credit Card Thread V3, Everything about Plastic World Fantasia
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Jun 2 2008, 10:47 AM
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Junior Member
25 posts Joined: Nov 2007 |
i was trying apply the UOB Vox card where i can spend my night out (selected disco) with discount and free entry. Any body here got use uob credit card, can give comments... cos it must be used 6 times or else they will charge the usage annually. comment pls! TQ
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Jun 2 2008, 10:57 AM
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VIP
13,495 posts Joined: Dec 2006 From: KL, Malaysia |
U should check the old threads cause I'm sure it's been discussed before. Anyhow, discussions on CCs can be found here except i don't recall any discussion in this V3 thread on UOB VOX.
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Jun 2 2008, 12:21 PM
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Junior Member
190 posts Joined: Oct 2005 |
I just received my Citibank Clear MasterCard. How do I activate the card?
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Jun 2 2008, 12:52 PM
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VIP
13,495 posts Joined: Dec 2006 From: KL, Malaysia |
@danshi,
If U didn't receive any activation instructions together with the CC, U should be able to start utilising it oredi. Don't forget to sign at the back of ur card. |
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Jun 2 2008, 12:53 PM
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All Stars
10,912 posts Joined: Feb 2006 |
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Jun 2 2008, 02:42 PM
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Junior Member
190 posts Joined: Oct 2005 |
Thanks a lot guys. The letter instructed to register online. So I did register into the online account.
Will read it further to see on the details. Between, how do I redeem the free gift offered when applying for the card? |
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Jun 2 2008, 02:48 PM
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All Stars
10,912 posts Joined: Feb 2006 |
QUOTE(danshi @ Jun 2 2008, 02:42 PM) Thanks a lot guys. The letter instructed to register online. So I did register into the online account. you applied online? Will read it further to see on the details. Between, how do I redeem the free gift offered when applying for the card? what u can do now is waits, wait them to courier ur free gift to you. |
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Jun 2 2008, 02:55 PM
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Junior Member
508 posts Joined: Jun 2006 From: Lalaland |
can anyone show me the link to Maybank Petronas CC fees and charges,
can't find it on their website..only find the normal cc fee and charges. |
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Jun 2 2008, 04:57 PM
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All Stars
52,874 posts Joined: Jan 2003 |
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Jun 2 2008, 05:10 PM
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Junior Member
508 posts Joined: Jun 2006 From: Lalaland |
thanks..
just got my maybank petronas card approve ..at last. 2months waiting...huh but got reject by hsbc This post has been edited by amerz: Jun 2 2008, 05:19 PM |
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Jun 2 2008, 05:33 PM
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Senior Member
6,657 posts Joined: Jul 2006 |
it's abit stupid for the bank to charge me annual fees for my gold card and they know when i call they will / can waive for me immediately. if they just send a nice simple letter to tell me they will waive it, isn't it look even better on their customer service image? haih....
not complaint, just tot it would be better. btw, it's HLB. |
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Jun 2 2008, 05:36 PM
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Senior Member
6,657 posts Joined: Jul 2006 |
my 2 UOB card sleeping in my drawer since day 1 i received....kakakakaka/...
Added on June 2, 2008, 5:41 pmmy 2 UOB card sleeping in my drawer since day 1 i received....kakakakaka/... This post has been edited by yewkhuay: Jun 2 2008, 05:41 PM |
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Jun 2 2008, 05:51 PM
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Staff
25,802 posts Joined: Jan 2003 From: Penang |
Thread merged.
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Jun 2 2008, 05:59 PM
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All Stars
52,874 posts Joined: Jan 2003 |
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Jun 2 2008, 06:29 PM
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All Stars
10,912 posts Joined: Feb 2006 |
QUOTE(yewkhuay @ Jun 2 2008, 05:33 PM) it's abit stupid for the bank to charge me annual fees for my gold card and they know when i call they will / can waive for me immediately. if they just send a nice simple letter to tell me they will waive it, isn't it look even better on their customer service image? haih.... if u din care to call the customer service for waiver, they will get the annual fees. not complaint, just tot it would be better. btw, it's HLB. imaging, 1,000 customer, only 50% of them call in to waive, another 50% annual fees is in pocket already. QUOTE(yewkhuay @ Jun 2 2008, 05:36 PM) my 2 UOB card sleeping in my drawer since day 1 i received....kakakakaka/... which UOB CC? Added on June 2, 2008, 5:41 pmmy 2 UOB card sleeping in my drawer since day 1 i received....kakakakaka/... ONE Platanium? beware, there got mention annual fees of RM388 if u did not swipe for minimum of 6 times per year. |
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Jun 2 2008, 06:39 PM
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VIP
9,137 posts Joined: Jun 2007 From: Wouldn't be around much, pls PM other mods. |
QUOTE(yewkhuay @ Jun 2 2008, 05:33 PM) it's abit stupid for the bank to charge me annual fees for my gold card and they know when i call they will / can waive for me immediately. if they just send a nice simple letter to tell me they will waive it, isn't it look even better on their customer service image? haih.... The problem with banks or any other profit earning institution they wouldn't do that as it's business.not complaint, just tot it would be better. btw, it's HLB. Try and imagine this scenario: Someone has to convince the business to drop the annual fee charges. Say got 1000 cards which the annual fee is RM100. Thus to present the scenario, one has to tell the business the impact before and after i.e. pre: 1,000 cards * RM100 annual fees = RM100,000 annual revenue post: -nil- revenue in that line So generally, how would business approve of that when you equate to banks with 700,000 card base or even 1 million card base. Blatantly that one person is telling the bank that they're going to loose that amount of revenue if one is to scrap annual fees. Thus the easy way out is wait for customers to come to senses to ask for waiver. As there's still some that pays their annual fees without complaining and to the bank...it's a blardy profit straight to the revenue line. |
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Jun 2 2008, 07:45 PM
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Senior Member
3,807 posts Joined: Mar 2007 |
QUOTE(yewkhuay @ Jun 2 2008, 05:33 PM) it's abit stupid for the bank to charge me annual fees for my gold card and they know when i call they will / can waive for me immediately. if they just send a nice simple letter to tell me they will waive it, isn't it look even better on their customer service image? haih.... annual fees is okay because you can use the points to waive it. but i bet many waives it without even touching the points not complaint, just tot it would be better. btw, it's HLB. |
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Jun 2 2008, 09:22 PM
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Senior Member
6,657 posts Joined: Jul 2006 |
QUOTE(soitsuagain @ Jun 2 2008, 07:45 PM) annual fees is okay because you can use the points to waive it. but i bet many waives it without even touching the points i did. i just tell the CS officer i m calling regarding my annual fees, i havent even asked to waive he oready replied he will waive it n appear in next bill. it's ok for me since i don have to tell them off how much business i m bringing to HLB thru my house loan n car loan n the recent increase in usage with my card ( MBB card waiting for replacement ). |
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Jun 2 2008, 10:50 PM
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Moderator
9,301 posts Joined: Mar 2008 |
AmEx can also be used to pay Astro, not online though.
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Jun 3 2008, 12:48 AM
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All Stars
17,053 posts Joined: Jan 2003 |
QUOTE(yewkhuay @ Jun 2 2008, 09:22 PM) i did. i just tell the CS officer i m calling regarding my annual fees, i havent even asked to waive he oready replied he will waive it n appear in next bill. it's ok for me since i don have to tell them off how much business i m bringing to HLB thru my house loan n car loan n the recent increase in usage with my card ( MBB card waiting for replacement ). HLB now everywhere in shopping complex say FREE FOR LIFE WITHOUT TERMS |
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