@labtec,
If the bank approves the transaction it'll probably be fine. I don't know about other banks but Citibank charges a fee for transactions above stipulated credit limit. RM25 I think.

oh... u applied MBB Amex?

btw, i saw this when shop at the Jasco just now. the wired thing is, Maybank is Jasco's Bank, but why Citibank managed to do their promotion there?



if im not wrong, Jasco One Utama got the Visa Wave device, while Jasco Wangsa Maju still dun have.

@vin_ann,
$ resolves a lot of issues It's also part of Marketing

This post has been edited by tinkerbel: May 24 2008, 12:11 AM

i dun know the reason why but pls dun spell Jusco as Jasco.. it hurts my head

they call to offer, since i m replacing my maybank flex (it's only 8months old from previous replacement , but oready torn ..), then might as well give it a try.

@yewkhuay,
Just look at how u keep ur stuff; 8 months oredi torn... u big buwee / abuser... And U expect people to believe that it was *I* who threatened U?!

being a daily use card, it should be proud to retire b4 expiry....

Dont fight la....not good...settle in msn or wat la....

I clarified with the Citiphone officer. he said they only charge if you don't settle whatever you overlimit before the next cycle billing date.

@DDSFan8,
Ah.. I see. In that case, I don't suppose there's a problem if the bank esp if the bank allowed the transaction. U perhaps should call the bank and ask for a temporary increase in credit limit to be 100% sure

oic, the i think need to check further with bank. thanks dude

yaya. last time Citibank got promotion on car loan, swipe minimum RM1,000 for deposit, can get 3.88% loan for Myvi and Cash Discount RM500

ops. sorry.

it's Jusco

I was wondering if there are a wide selection of choices for fresh graduates who just started to work (without 3-month payslip documentation)?

What about for those with no income statements (say..housewives)?

Came across these questions over lunch and was curious of the possibilities...

who knows direct access head office address and fax ?

Direct access card no need. Just your degree and offer letter will do.

For fresh graduates, they can try to apply using 1 month payslip. Probably if they are working for big companies, the banks will see this as lower risk but if they are working for smaller companies then very difficult to get approval.

Banks will ask for any proof of income and this demonstrate the person ability to pay off their expenses. So if that is non-existent then I doubt so any banks will issue this group a credit card.

Direct Access Fax Numbers: 03 2093 1329 / 2093 1494 / 2093 2446 /
2093 3157 / 2093 3403

Their card centre address: Direct Access, P.O. Box 11751, 50756 Kuala Lumpur

@moonstone13,
You can alwiz check out Direct Access' Credit Card for Graduates. U should be able to get more information on the card here

@IceBikers,
You might want to try:
Direct Access
P.O. Box 11751
50756 Kuala Lumpur

t: 603 - 6204 7878
directaccess@cimb.com

G.. U people are so quick! I was typing and when I posted, I saw I was late ! *gulps*

This post has been edited by tinkerbel: May 24 2008, 09:15 PM

Maybe their hubby supp cards for them.

@moonstone13,
I don't think housewives would qualify as principal cardholder unless the card's a complementary one