found out that alot of people here think... if u have high CL, u die... coz u must spend all ur CL...ahahaha

actually cards can be good and can be bad...

if you are good in exploring it's benifit, u win the bank...

but if u overspent and unable to pay... the bank win U...

ahahhaha... agree? anyone...

I think this is what @tinkerbel means - FUBAR Definition

@TeraPox,
Ur most certainly right and we've mentioned that previously.

@hye,

My statement is early of the month. I usually get my statement by mid of the month.

mine @ the end of the month as well... all 4 my cards..

you can choose the your own statement date...I called Maybank to change statement date to early of the month but the CS promised me that the change done already. Then used my card later still havent change....haihs.... ...

Any MBB user received a card about Ogawa's Father's Day celebration promotion? I got a card today.

anyone got CIMB plat?

just wanna ask about the benifit

i got mine last week and you can redeem free toothbrush....

I didn't even notice that portion. So are you going to redeem it?

It's so near to me. Let me think of it.

Plan to but no time to go.......subang parade...best part you dont have to buy anything to redeem the free toothbrush..

free toothbrush???
u mean electronic toothbrush?

Maybe I should share some tips on using credit card

1) Credit card is like your wallet, NEVER EVER REVEAL DETAILS OF YOUR CARD TO ANYONE (INCLUDES YOUR BOYFRIEND/GIRLFRIEND).

- I had one case where this stupid lady broke off with her bf but let her bf charge his maxis autodebit into her card. Now, the amount up to RM2K+ and they are no longer in Malaysia. Bank is chasing her for money but she refuse to pay. Bank can't do anything because it is her bloody fault that she let her bf use her card

- ALSO, when a TELEMARKETER CALLS to clarify your credit card details, just hang up because if you say YES, then they will do magic with your account

2) If you LOSE YOUR CARD, CALL IMMEDIATELY TO BLOCK IT, don't care if you feel like you misplaced it because you can always request for 1-time basis waiver of replacement card. OR think of it this way, is it better to risk paying RM50 or have the fear and worry of searching for the card?

3) When traveling, it is always good to call the bank and let them know how to contact your or where you are going, ask them what to do if you lose the card overseas so that they can advise you on backup plans

4) The best way I personally find to keep track of records is through online because I get my information faster rather than waiting for the postman. So, go ONLINE rather than OFFLINE

5) When you pump petrol, the best is always to go to the cashier to charge the card since the pump terminal takes a deposit of RM200. This is to prevent your card from being over limit or blocking your card from future transactions.

6) At most times, it is better to have a lower credit limit than a much higher one. This is for you to control your finances. Think of it this way, credit cards are like portable money rather than a loan. Spend what you can afford.

Yes. Electric toothbrush.

besides Maybank, how about other banks regarding changing the statement date?

This post has been edited by pisang: Jun 17 2008, 10:34 AM

sorry if this questions has been asked before or there is a post on it. i just wanna know, is it ok to apply CC at a particular's bank booth in shopping complex? any CC promoter here? thinking of getting an HSBC CC.
Thanks.

sure, no problem, but you will need to provide the relevant documents as well, 3 month salary slip, bank statement ..... etc etc.

thought u r DA supporter??

owh...thanks for the info.but right now,very difficult to find HSBC booth~ weekdays no time to go to the Bank...haihh~ if anyone have the contact number for HSBC CC promoter,do inform me ya.last time my friend got one,but threw it already...huhu

Any particular reason you would want a HSBC card?