you really utilised the card to maximum. this is good.

I agree with ya. This guy doesn't need any other card IMHO.

for my current situation, the maximum utilisation of CC benefits is UOB ONE Plat.

pump petrol, n shopping at Carrefour - routine transactions.
others, GSC movie.

@TeraPox,
I had NO idea there was a Priority Lounge @ LCCT. Am also wondering if U know whether Citibank has the same priviledge in accessing that lounge? I do know we can get into the Priority Lounge @ KLIA. So, RHB gives better benefits when it comes to these lounges huh?! Now, I certainly have to consider RHB!! *ggrRrrr*

PS: I am also assuming this benefit is meant for their Platinum cardholders?

ahh i remember one credit card give free trolley bag if successful registered...still got around ah?

Im also using One card at BHPetrol and GSC, and Maybank on other things.

But this just came into my mind...
Do u think using Maybank/other cards at GSC is more worthy than using One card that gets 5% rebate?

Lets calculate...
If i buy 1 ticket (RM10) at GSC using One card, i get RM0.50 rebate.
But if i use Maybank to buy, i will get 10 points (RM1 = 1 point)..
So does this 10 points worth more than RM0.50 ?
Anybody that has actually free enough to calculate how much does Maybank points or other bank's points are worth?

This is an example of stuffs can be exchanged starting from 2000 points.



And so goes to comparison using One card or Maybank or other card at Carrefour....
I dont usually buy stuffs at Carrefour that goes above RM100 to be eligible for the rebate..

This post has been edited by WaCKy-Angel: Jun 16 2008, 12:03 PM

And it's valid for 3 years starting year 2008. Previously, only valid for one year.

@TeraPox,
I just checked RHB's website. Apparently, only the Visa Infinite credit card allows access into airport lounges. My question now is, how difficult is it to obtain this card as opposed to their usual Platinum card?

Also, are U issued a separate Priority Pass membership card or is it linked with ur Visa Infinite card?

This post has been edited by tinkerbel: Jun 16 2008, 02:05 PM

As I said b4... I don't have a RHB card yet... but i know that they are issuing a separate Priority Pass membership card to you once they approve your visa.

the card that access me into the priority lounge is my EON bank Visa... which does almost the samething as the priority pass except that it only valid for LCCT, KLIA and Changi...

in a word, my EON bank card is not "as powerful" as priority pass interm of accessing priority lounges...

so, my plan is...to cancel my EON bank soon,and switch to RHB...

@tinkerbel
Not really. You can apply for RHB's Platinum card and you'll get the Priority Pass as well. Upon approval of your card, you'll get 2 cards -one being your credit card and the other one the Priority Pass. You'll need both cards to enter the airport lounge if I'm not mistaken. You'll need to pay to enter the airport lounge if I'm not mistaken. (Priority Pass is a membership actually which the bank bears the membership fees being you as a Platinum card holder)

To obtain VISA Infinite - it's requirements is more or less equivalent to a Citigold card member.

no, hye, you don't need to present your RHB visa card, but only ur priority pass...

they will swipe your priority pass and let you sign on it...

I've being a guest of a priority pass member once... that's why i know...

everything inside the VIP lounge is FOC with your EON platinum?

Hey guys, wen applying for another credit card they will usually ask wat is ur credit limit, if the actual limit is 4k but i told them 6k instead, will they find out?

Nop...They will only know whether u pay your money or not

are you sure they won't check? imho, they will counter check the database in BNM.

Absolutely....They are not allowed to check such info.

Ya tats wat i thought too.

Can anyone confirm it?

The credit limit isnt based on the card u give them.

They have their own risk calculation system.
All they need to find out is whether u are a good pay master or not (payment).

If these are true then why do the bank insist that your credit card need to be @ least 1 year old before using it as reference to apply a new card. In fact, some are more aggressive when they can make do with a 6 or 10 months card. Sometimes the banks makes it a little hard by asking for a 18 months old card before it can be used to make reference when applying for a new card.

Anyone can explain this phenomena ?

to see how's your payment history gua...

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Added on June 16, 2008, 4:11 pm@pisang

EVERYTHING!!! except beer...



This post has been edited by TeraPox: Jun 16 2008, 04:11 PM