1. It depends on your risk appetite. How high risk can you tolerate during volatility? Advise you to do a risk profiler. If you're a conservative investor, your fixed income investment vehicle will constitute majority of your investment portfolio. Up to 70 to 80%. If you're an aggressive investor, you may allocate heavilyy in equity. Don't use FSM profiler, it's a little complicated for newbie because it further divides the equity and bond into local and offshore.

2. Distribution is an attractive section but I don't bother them. For more experienced investors, they may interest on the return table against benchmark, performance chart against benchmark, its asset allocation according to sectors and countries/regions, top holdings, and cash reserves.

3. I assumed that could be referring unit splits. Usually, they may declare at the end of financial year.

This post has been edited by David83: Aug 4 2012, 12:35 PM

thanks david for the reply.

mind sharing what equity and bond fund did u guys invest in ? anybody invest in kenanga growth ?

thanks

Yup

the highlight only an example.

1. u hv to set goal how much u need in the future in unit trust.
2. work on it.

try this... http://www.publicmutual.com.my/InvestmentP...Calculator.aspx

yup as in u have units in kenanga growth bro ? thanks

mind sharing which fund u invested in ? sure thanks bro.

You can look at my current portfolio at FSM thread or following link:

https://forum.lowyat.net/index.php?act=Atta...post&id=2958416

Hi...i have a question to ask. What is the minimum age requirement to invest in a fund?

18 years old

Unless one does a Joint-Account with another who has reach 18 and above.

Icic...hmm is it wise for me to use a little portion of my study loan for investment purposes?

What are your priorities first?
$ into your studies > small investment WHICH MAY FALL when U need the $?
OR
$ which is not needed for 5 or more years into small investment > $ for your studies?

Don't be a gun slinger, be a sniper. Think/Learn, plan then only pull the trigger.
Just a thought

Yes, i do invested in Kenanga Syariah Growth Fund.

Usually i only invest using $ that i not urgently need. If you wanna invest, you should only invest only with extra $ u confirm do not need ti urgently.

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Added on August 6, 2012, 10:05 pmSo far hows the performance of the fund?

This post has been edited by silentemotion: Aug 6 2012, 10:05 PM

Invested since last June this year. Profit @ 0.75%. Look ahead for more profit increase further but expect the loser side a bit based on current world economic scenario. KLCI still +/- weekly, it depend on the stocks holding by this fund.

Read further before make decision, perhaps everyone know the risk of the fund chosen.

I holding another fund with PM and profit @ 1%.

A type of portfolio which qualifies for my "jettison the weakest link" rule.

According to my rule:
May not be suitable for other people, of course.

icic. Good that your still earning. Sometimes i feel it's not so suitable to benchmark with klci anymore as only 30 stocks listed in the index. It's pretty easy to manipulated instead.

I also wanna join David in sharing pie

Here's mine

I realize that this fund also had little portion in REIT as well. Huhuhu...

i hv more than 10 acc/funds in PM funds.

PSF,
PIX,
PIDF,
PSSF,
PISSF,
PISEF,
PITTIKAL,
PAGF,
PISTF,
PIOGF,
PRSF,
PIEF,
PDSF
PSBF,


I'm investing since 2007 and regular top up every 3 month. mainly from epf. i keep my stop lost at 10-15% for switching to bond funds. luckly never reach 15% since 2009.
but hv paper lost in 2008. but recover back.

Mind to share why investing in so many funds?

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Added on August 6, 2012, 11:38 pmIs it? Mind to share the stocks investment portfolio of this funds?

This post has been edited by silentemotion: Aug 6 2012, 11:38 PM