But maybank only max 30 years option

Hello, I never have any commitment before as I just start working for few months already after finish study. So I thought of doing ASB Financing as my first. Is it worth to start now? What I'm worried is that assuming lower dividend this year causes to have the same or less loan rate so technically I might receive loss instead. What ae your thoughts about this? Or should I just invest ASB normally instead of financing it. Or is there any better shariah financing alternative other than ASB? Thank you sifu

Thanks to this group, im reminded to chk the latest rate for my 3yr old asb 3.55 rate 😳

affin at 3.45 upto 40yrs tenure is lowest i seen. cimb also upto 40yrs making it similar repayment $

been paying 9xx when i could be paying 7xx 🥲

Hi... Which bank offer lower rate and longer tenure?
Ambank is 3.45%

Manage to secure asb2 loan with Maybank at 3.4%,

Unfortunately, Ambank agent said its already full.

Did you ask both agents on the same day?

Went with ambank 1st due to longer loan tenure, but when the quota is full, they recommended me to go for maybank.

Hi guys Pls advice , is Asb2 maybank fully booked or not . I’m super confused by the personal bankers . Agent A say got quota then  agent B say don’t have . They chasing submission not approval is it ? Any bankers here plssss😥

I have submitted yesterday and got approved by today...all done via Maybank 2U... does not seem need agent to do the job

Did you take the takaful/insurance with the loan? How much you have to pay?

Yes...takaful for 5 years  RM 200k + RM 1076 (takaful)

So, how much is your commitment per month with that loan? It seems like RM892/month right?

I am not sure on monthly installment as I am still awaiting the details. Initially they quote me as below



Then I ask to revise it and reduce takaful to 5 years. So far I only got the sms, awaiting for revised details from Maybank. I should get it by tomorrow

How did you manage to ask them to revise the takaful tenure? I saw no option on the Maybank2u app. They automatically go for max. Btw, is this ASB or ASB2?

I asked them to do so when they called, yes, there is no option in maybank 2U, I believe it is for ASB according to the balance they ask me to withdraw, my ASB 2 got nothing inside.

I see. I thought we can use Maybank2u for ASBF2. Pity.
Btw, assuming your age is less than 30, you can get a better deal for ASBF with other banks. They provide longer tenure and more competitive profit interest. You can get monthly instalment as low as Rm7++/month. You really should reconsider this loan.
Just my humble opinion. No hate.

Hi guys Pls advice , is Asb2 maybank fully booked or not . I’m super confused by the personal bankers . Agent A say got quota then  agent B say don’t have . They chasing submission not approval is it ? Any bankers here plssss😥

Affin Bank 3.45% 40year maximum

Ambank is 3.3% .. i took with them early of the month



Maybe u can contact ambank directly and ask if still available