This is just an election manifesto or what?

From what I read, one party's manifesto states the suspension of repayments for those earning below RM4k/month while another party's manifesto is to scrap it all together. The latter to me is farfetched by miles..

Anybody read the manifesto or are up to date can confirm this?

It's just a manifesto. Don't put high hope.
Till it is being presented in the coming budget, then you can see more hope.
Everybody can make promise. It's free world!

Not even planing to put any
Unlike the black sheep reported on the news, I'm grateful to receive PTPTN to further my studies therefore I'm happy to repay my PTPTN loan regardless of discount in which I have no objections to ..

The too good to be true manifestos reflects the maturity of the country's politician as well as the citizens..

For every freedom, there will be an anchor holding us down...

I'm more than happy to pay back and if it's scrapped off of course it's a better thing to me.

So I will continue paying with my credit card every month to earn cash back.

If they scrap, hope no crazy budget item or policy is implemented to offset this

Cash back FTW

As much as I don't want to bring in political issue into this topic but I will rather give chance to a new change than being stagnant with what it is now.

Till GE14 is conluded, there's no government for the mean time.
Whatever is in the manifesto is merely a promise. Don't hogging over till.
You'll get a clearer picture once dusts are settled when a new government is elected and a new whole Budget 2018 is presented.
Whether PTPTN will be in that particular budget, it's still unclear.

wow, haven't been here for a while...if anyone wants to update the 1st post with PTPTN details, let me know.

Is it possible to change the direct debit account/bank after successfully applied for it?

change ? no.

u have to cancel and reapply. go ptptn counter ask

hi, recently got news stating those earning less than RM4k a month can apply to defer loan repayment? anyone done so?

wonder if ptptn in ccris record will still be accumulated if can successfully defer?

I think valid for exception imigresen blacklist only.

Not for ccris record.

big news yesterday for ptptn loaners

KUALA LUMPUR, July 23 — The government will not blacklist Malaysians who default on their loans from the National Higher Education Fund (PTPTN) from leaving the country.

Only those who have been declared bankrupts — not those who have been inconsistent with payments — may be blacklisted.

https://www.malaymail.com/s/1655002/no-more...parliament-told

so if i were not continue paying ptptn (recent < 4k salary), i will get bad ccris record but not blacklisted from going oversea right?

another news of the day.

best to blacklist those ppl, bar them from going overseas, bar them from epf savings. chances has been given (govt essentially lent them interest free loan but still refuse to pay back)

take a look at USA and see how lucky you are to receive basically interest free loans.

first. ptptn have interest.

second. i think yes. policy gonna come out to force ppl to pay, else ready to declare bankruptcy

If we successfully postponed our payment, will we get bad ccris as well??

I did mention 'almost' interest free. Not free. No one is going to give you free money, maybe except BN.