Direct debit is obviously eligible.
That's what from the revamped eligibility from Budget 2017.

57k
how much u deduct per month?

57k per month only 290? Mine close to 500

depends on the payment period. maybe his is 15 or 20years?


urs 10years?

u better that the extra money invest in asb

yes. true.
but eventhou its only 1%pa, its not a small amt if u compound for 20years.

maybe 2018 budget get 20% off if fully pay? haha 

so u found way to invest ?

hi for direct debit, how does it work?
lets say, i owe ptptn 20k, required monthly repayment is 150..
if auto debit:
1. i only need to pay rm135? (left 20k-150 = rm19850)
2. i still need need to pay 150 but rm15 is reflected in the total of 20k. ( left 20k-150-15=rm19835)

for auto debit, the 10% discount is for the amount i pay?
so let say, in this case, required is 150, but i pay 300 instead.
disregard the above 1/2 case, am i still rebate rm30 or rm15?

yea..by right i should pay 300 per month..but i did not pay for last few months...now tunggakan rm1000...

if i apply for the direct debit not sure if can get 10% discount? will the auto debit from my account?

i am wondering wht i didnt receive any 10% rebare even though I did autodebit
now i only realized need to wait 5 mths

i thought autodebit date is fixed regardless weekend /public holiday
so i just wait for it to auto deduct on today right ?
later late payment will flag as 1 in CCRIS lagi

I have completed my studies for more than 3 years, 
Anyway, may I know how to check my CCRIS status?
TQ.

Immigration black list?

It's just a manifesto. Don't put high hope.
Till it is being presented in the coming budget, then you can see more hope.
Everybody can make promise. It's free world!

I'm more than happy to pay back and if it's scrapped off of course it's a better thing to me.

So I will continue paying with my credit card every month to earn cash back.

For gen z who cares about the interest la...as long as they eligible to defer the payment and use the money to fund their luxury goods instead thats the happiest thg for them

Just wondering, is it possible to pay the monthly installment more than the allocated amount online? Because I am confused with the UI at the bottom of the penyata online for online payment, regarding the "Bayaran Balik" column.

EDIT: I included the screenshot.

[attachmentid=10035697]

Hi,

To answer your question, yes you can pay more than what your installment amount is.

But what appears weird is, my bayaran balik column shows me the total outstanding amount that I have left and not "0.00".

May be worth checking with PTPTN themselves on this.

Cheers
J

Ah thanks, makes more sense now!

I'm on the 3% loan. Did not change to the 1%, hence explains why I'm seeing it differently.

Cheers!

J