does anyone already checked with PTPTN branch on how the "direct debit" works in order to get 10% discount?

I would be very much be delighted if you can cc me in your followup.

Hi, i would like to know that amount in MAKLUMAT TUNGGAKAN PINJAMAN cannot be discount?
i got 5k+ in Jumlah Tunggakan Ujrah under MAKLUMAT TUNGGAKAN PINJAMAN where it stated ** jumlah ini tidak menentukan layak insentif diskaun..Zzz

Dear Fruitie, 5k is just Jumlah Tunggakan Ujrah under MAKLUMAT TUNGGAKAN PINJAMAN, 
My Jumlah Kesuluruhan is RM21k + where i just paid RM400 until now since i graduated few years ago. 

Meaning salary deduction same as direct debit?

my medical company is not a company recognized by ptptn.  oh well thank you and I'll just continue on paying my loan anyhow.

how often do you swipe your card with them? i find it a hassle just by going into utc kuching

Guys, can use credit card for full settlement at PTPTN office?

i saw from PTPTN website there is this link for "Permohonan Potongan Gaji Online PTPTN"
http://semakanonline.ptptn.gov.my/potonggajionline/
don know this is the one for us to enroll for the monthly salary deduction and entitle to the 10% discount also.
if yes, that will be good as no need to go to PTPTN office

oooo... how many months didnt pay til they barred you? and what you mean you ahead of schedule of 18 months, coz initially i thought they still see if you pay installment every month regardless if you pay extra or not on the previous months.

sry, little knowledge in this..

Eh didn't know can pay PTPTN with credit card. Must go office there pay? Cannot pay online with credit card?

Initially wanted to set auto debit cause of the 10% discount but if deduct from salary then...don't wan liao.

h fruitie, do u mean the lump sum payment for conventiona (more than the monthly payment inside agreement)l is no go , u will still be flag in ccris
for ujrah, u can pay lump sump as long as more than the agreement amount that it will not be flag in ccris

Hi fruitie, I managed to checked with ptptn on today and found out that I have outstanding payment of about RM3K (My tunggakan is 8 months which means I'm behind schedule for 8 months).. the officer advised me to settle the outstanding ASAP as I might be barred from travelling overseas..  My company may require me to travel to oversea for some conference by next year

FYI, I haven't visit Bank Negara yet but is planning to do so ASAP to check my ccris record to see if i'm really barred or not barred

May I know what do you mean by "went and clarified" ? can I just settle my outstanding of RM3K in one shot and do you know how long it takes to "unbarred" a person if he/she is found to be barred from travelling oversea?
Thanks for the updates.

I managed to allocate some time to check with PTPTN (also in KL Sentral). For direct debit in order to get 10% discount, we need to fill the form on the spot in order to entitle the discount.. and the discount is only applicable for the payment that you agreed upon filling up the form until 31 Dec 2017  

Ya. I planning to travel overseas that's why i want to make full settlement. 

huh, then isn't it a big fat lie? How can they label it as auto debit when it requires to salary deduction? What if I have other source of income to pay the loan instead

Besides, is there any way to check the tunggakan online? I delayed about 9 months from the starting period because I wasn't working and then began paying it back on time onward. Few months back I put in a lump sum of 10 months total amount, not sure if they cancelled it off with my delayed amount. The tunggakan can check online?

I thought u work hr. hr also got travel 1?
What cc best to use for settle ptptn? Any that can have max benefit?

Oh I thought hr just sit at office and interview ppl. Hehe.

What benefit pay with the card? Points?

Thanks for the clarification.. is it any branches of PTPTN office that anyone can go to clarify in order to unbarred or just their HQ (megan avenue) only?

Btw, congratz that you already cleared now.
not really salary deduction.. I managed to call to PTPTN again to clarify and they said that direct debit also can be done through filling the form which will then directly deduct from savings/current account.. but it's true that the officer gave diff answers as if my friend who went there to clarify and the officer said it can be done through salary deduction only.. LOL

Actually, it is never allow to pay any loan using credit card. This include house mortgage, hire purchase, defaulter repayment and of course PTPTN as well. Credit card is is equivalent to future money and it is quite dangerous to use future money to pay past debt.
Maybe it is arguable that some pay their credit cards on time etc.... but generally it is better for the general public, and economy that loan is not allowed to be pay by credit card.

Cause when they bankrupt the morons who accept the credit card and upfront cash loans, they have guaranteed return.

Because the bankrupt person has no choice but to make monthly payments till the end of time.

And its funny as hell as I watch them buy RM4000 iphones and RM8000 luxury bags but make RM 3000 a month.

They can barely even repay the interest and minimum payments on top of their unnecessary car loans for a honda city they cannot afford.

Not even barely afford. Upfront 9 yr loan, still cant afford the car.
Why you think, when they go bankrupt, the bank suddenly lower the interests ?

Now, all banks are offering 0% 12 month installment balance transfer.

They want to steal these people for themselves and watch them bankrupt in their own banks.

Thanks. I went to KL Sentral branch yesterday and made full payment using credit card.

I will need to go there again on 2nd week of Dec to get the official release letter.