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 Need advice on repaying PTPTN loan, all ur News and Questions on PTPTN

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SUSDavid83
post Nov 25 2008, 08:52 PM

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Caj 1% PTPTN mulai Jan, bukan 1 Jun

Caj satu peratus terhadap peminjam Perbadanan Tabung Pendidikan Tinggi Nasional (PTPTN) mula dilaksanakana pada 1 Jan tahun depan dan bukan 1 Jun tahun ini seperti yang diumumkan sebelumnya.

Menteri Pengajian Tinggi Datuk Seri Khaled Nordin berkata tarikh penguatkuasaan itu ditunda kerana beberapa perkara yang perlu diteliti dan diselesaikan oleh perbadanan itu termasuk proses dokumentasi.

"Kita telah menyatakan ia (caj) bermula 1 Jun tahun ini tetapi memandangkan ada beberapa perkara yang perlu diteliti dari segi dokumentasi, penerimaan dan sebagainya, maka pelaksanaan itu ialah pada 1 Jan depan," katanya, lapor Bernama.

Ogos lepas, kerajaan mengumumkan pengurangan caj PTPTN kepada satu peratus bagi semua pelajar universiti berkuatkuasa Jun tahun ini.

Sebelum ini, caj perkhidmatan PTPTN yang dikenakan terhadap penuntut peringkat siswazah ialah sebanyak tiga peratus, manakala pasca siswazah pula lima peratus.

Khaled memaklumkan demikian selepas menyaksikan majlis menandatangani perjanjian antara PTPTN dan Maybank sebagai ejen Skim Simpanan Pendidikan Nasional (SSPN) hari ini.

Perjanjian itu membolehkan pemegang akaun Maybank menabung ke dalam PTPTN melalui lima saluran perbankan Maybank iaitu mesin ATM, mesin deposit tunai, Maybank2u.com, perbankan telefon Kawanku dan perkhidmatan kaunter.

URL: http://www.malaysiakini.com/news/93724
SUSDavid83
post Nov 25 2008, 09:23 PM

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QUOTE(socratesman @ Nov 25 2008, 09:18 PM)
So this applies to students currently studying? What about those who graduated years ago & are still paying back the loan?
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Originally it stated that it'll affect all but now, I'm not sure.


SUSDavid83
post Jan 12 2011, 11:19 PM

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The salary deduction form is a compulsory I believe!
SUSDavid83
post Dec 3 2011, 07:47 AM

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I feel like the Ujrah payment using FPX got some problem.

1. Using IE8, once click on Teruskan. Nothing pops up and proceed for payment.

2. Use Chrome, everything can go through until the CIMBClicks/M2U payment successful windows pops up, it gets stuck once click to Print. After printing completed, it won't go back to update the main page even though you clicked on Return.
SUSDavid83
post Dec 5 2011, 02:18 PM

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For Ujrah holders, do your latest statement got this entry: "BYR INS KEPADA SYKT"?


SUSDavid83
post Dec 7 2011, 10:34 PM

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Peminjam yang disenarai-hitamkan saman PTPTN

URL: http://malaysiakini.com/news/183424
SUSDavid83
post Dec 8 2011, 04:50 AM

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Use FPX. It'll be updated within a day.

Transaction fee is 50 cents also. FPX will connect to your Internet banking; being M2U or CIMBClicks.
SUSDavid83
post Dec 10 2011, 02:51 PM

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Submit your complaint online at:

http://icare.ptptn.gov.my/eApps/system/index.do

I think the previous email address is invalid.


SUSDavid83
post Dec 11 2011, 09:38 PM

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My Ujrah has completed but salary deduction hasn't started until today. Being charged for Ujrah fee for few months. Counter checked with my friends and they have started salary deduction. Perhaps there was some error in the documents.
SUSDavid83
post Dec 11 2011, 09:39 PM

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QUOTE(hit47 @ Dec 11 2011, 08:02 PM)
whos here have implement ujrah 1% in their statement? i have submit my application for ujrah..the thing that we go to LHDN to mati setem, and all the agreement on how much we have to pay for a month using ujrah. but until now still no news..and i dun no when the ujrah will start deduct my salary.anyone here?
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Please check at:

http://www.ptptn.gov.my/index-ujrah.html
SUSDavid83
post Dec 12 2011, 11:16 PM

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155,343 PTPTN borrowers defaulted on RM929m loans

KUALA LUMPUR (Dec 12): At total of 155,343 recipients of National Higher Education Fund (PTPTN) loans have yet to repay their loans totalling RM929.53 million as of last Oct 31, the Dewan Negara was told on Monday.

URL: http://www.theedgemalaysia.com/political-n...929m-loans.html
SUSDavid83
post Dec 13 2011, 09:00 AM

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General election is coming. Government has no money. They're asking PTPTN to do their dirty jobs.
SUSDavid83
post Dec 14 2011, 05:48 PM

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QUOTE(ldhong @ Dec 14 2011, 05:10 PM)
Salary deduction is not mandatory...

I didnt submit my employer details when applying for Ujrah....

I make myself to pay back every 6 months one sump of money....
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I thought it's one of the criteria in order to qualify for Ujrah.
SUSDavid83
post Dec 14 2011, 06:02 PM

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PTPTN has replied my question regarding 9811 BYR INS KEPADA SYKT inside Ujrah statement:

QUOTE
Untuk makluman, jumlah RMX.XX ialah untuk tujuan bayaran insurans.

Untuk makluman, kos insurans tersebut dicajkan kepada setiap peminjam PTPTN bertujuan untuk melindungi jumlah pembiayaan pinjaman sekiranya berlaku apa-apa perkara kepada peminjam.Ianya juga sama sepertimana pembiayaan yang dibuat kepada pihak bank.Untuk makluman tuan, kos insurans ini telah dinyatakan didalam perjanjian pinjaman PTPTN yang telah ditandatangani dan dipersetujui oleh pihak peminjam.Ianya dinyatakan didalam perkara 4 perjanjian PTPTN iaitu:

¿Untuk melindungi kepentingan PERBADANAN akibat kematian atau apa-apa kecacatan kekal yang dialami oleh PELAJAR disepanjang tempoh pengajian dan tempoh bayaran balik pinjaman tersebut, PERBADANAN adalah berhak mengikut budibicara mutlaknya mengambil dan memenuhi apa-apa prosedur bagi mengambil termasuk memberikan akad bagi pihak PELAJAR perlindungan insurans yang mencukupi untuk menampung sepenuhnya kos pinjaman tersebut yang dikeluarkan kepada PELAJAR daripada penawar pakej insurans yang diluluskan oleh PERBADANAN dan PELAJAR adalah dikehendaki menanggung semua kos tersebut sumbangan bagi perlindungan insurans tersebut. PELAJAR adalah dengan ini memberI persetujuan yang tidak boleh dibatalkan untuk membenarkan PERBADANAN memotong terus kos perlindungan insurans ini mengikut kaedah yang ditetapkan oleh PERBADANAN daripada Pinjaman tersebut  yang dikeluarkan oleh PERBADANAN kepada PELAJAR¿.

SUSDavid83
post Dec 17 2011, 10:01 AM

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QUOTE(smwah @ Dec 16 2011, 11:19 PM)
i not sure saksi or the some ppl to acknowledge.
As for company potongan, can i ask any of my boss to sign? or can curi sign myself...... i got the cop just fiill in the name and tandatangan...
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I asked my HR to do that.
SUSDavid83
post Jan 12 2012, 11:18 PM

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I think the 2012 statement is not ready!
SUSDavid83
post Jan 15 2012, 11:13 PM

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QUOTE(shee @ Jan 15 2012, 09:34 PM)
Is that no. pin for efes is same with no surat tawaran?
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For the old 3% statement, the answer is YES.

For the Ujrah, new password will be generated.
SUSDavid83
post Jan 15 2012, 11:54 PM

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No surat tawaran is not the same as the NRIC number! This one I can confirm.

The old 3% statement and new 1% statement (if you did the conversion) are having different no surat tawaran.
SUSDavid83
post Jan 16 2012, 12:00 AM

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QUOTE(shee @ Jan 15 2012, 11:58 PM)
OK, I no going to accept the 1% ujarah, too many jobs to do. cry.gif

So, which mean, I use the Pin no as No Surat Tawaran for ebanking payment? Correct?
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Wrong. You use the PIN to gain access to the online statement. From the online statement, you can obtain your No. Surat Tawaran. The PIN is not the No. Surat Tawaran. Please do not get confused.
SUSDavid83
post Jan 16 2012, 12:03 AM

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QUOTE(shee @ Jan 16 2012, 12:01 AM)
Is that anyway can get the no surat tawaran? I no sure where I keep the document already cry.gif
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You may call PTPTN or email them.

Login in to the online statement is the fastest. Use your NRIC as username and PIN as the password.

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