Remember to select the Payment Type as Credit Card.

Key in your 16-digit CC number in the Account Number field.

As long as you met their requirements, you could give a try to apply for it.

So cancelling a CC, will TP attached to that cancelled card will be gone as well?

Gold and Platinum cards have higher annual fee but better privileges. For instance, Platinum card holders have its own dedicated, different set of privileges.

I don't know and care of it since I'm not qualified in that group of cardholders.

You try to browse the pamphlet like say Maybank. They have Platinum Privileges section.

http://www.maybank2u.com.my/consumer/onlin....shtml#platinum

I called Maybank CS to confirm regarding the TP. They said that if I cancelled the card, the TP associated with the cancelled card will gone as well.

What do you mean by preloaded amount?

Nowadays, the card details is usually available in M2U. I didn't go to the counter/branch to make the card details available unless you change your saving/current or M2U account (I guess).

50,000 platinum cards target by Amex

PETALING JAYA: American Express (Amex), which jointly launched its platinum credit card with Malayan Banking Bhd (Maybank) yesterday, expects to issue 50,000 of the premium card this year.

Head of global network services (Japan, Asia Pacific and Australia) Kula Kulendran said the 50,000 cards, which represented 20% of Amex's existing subscriber base of 200,000, was a realistic target.

"Malaysia is a sizeable market for American Express in South-East Asia. We have confidence in this (Malaysian) market," Kula told a press conference before the card launch yesterday.

He also said Amex had targeted to add 100,000 cards in other categories apart from the 50,000 platinum cards. "We have a large customer base to tap on."

Maybank, which took over Amex's charge card and merchant acquiring business in Malaysia last August, expects the new product to boost its consumer banking business.

"This new card is recognition of the growing affluence of Malaysians," said Maybank acting chief executive officer Datuk Aminuddin Md Desa.

Maybank is the country's biggest issuer of credit, debit and charge cards, and merchant acquirer.

The banking group currently has 1.5 million credit card holders and more than 50,000 merchants accepting debit, credit and charge card payments.

"Consumer spending is still relatively good. We anticipate a 20% year-on-year growth on our credit card billing for the financial year ending June 30, " said head of card business, B. Ravintharan.

URL: http://biz.thestar.com.my/news/story.asp?f...87&sec=business

Mine is RM 5k.

The same goes if you add another card, the credit limit won't be increased unless you asked for a review (increase request).

As for me, my 1st MBB CC appeared automatically in M2U once it approved and the card hasn't arrive at the collection branch. Same goes to my 2nd MBB CC (Petronas).

HSBC does offer separate credit limit. Previously I have both HSBC Visa and MasterCard. They're not sharing the same credit limit (combined limit).

How about Maybank? Will they waive annual fee? My MBB is coming to its 1st year soon and if they don't waive for me, I'll cancel the card but before this I need to redeem all my TP.

The chance of getting waiver is thin.

I also had a recent conversation with the CS. They said if I cancelled the card, all the oustanding balance (inclusive of the 0% installament programme) will be transfered to the other card. However the TP won't be "migrated".

MBB is my primary credit card and I have been using for almost every CC transaction. Now with no longer having my HSBC, I only use both MBB.

Since I don't have any HSBC CC and don't maintain any saving/current account with HSBC, I'm wondering that what am I going to do with the security device? So I return it back to HSBC and at the same time cancel the Internet Banking account?

I don't carry that around me. I leave at the house last time when there's a need to access the online accounts.

I saw some of my colleagues carry that around with badge ties (the one you hang your badge round the neck).

I have another card (CIMB DA) but I don't carry that around much.

Physical security token to generate a random challenge code. The 6-digit code needs to be keyed in together with your password for successfully login.