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 CREDIT Card Thread v2, Everything about the world of plastic

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SUSDavid83
post May 3 2008, 09:20 AM

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QUOTE(vexus @ May 3 2008, 09:05 AM)
mine telling me which credit card offer free for life with no term and condition.
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This question has been asked and answered repeatively. You may also refer to post 1.
SUSDavid83
post May 3 2008, 04:32 PM

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QUOTE(vin_ann @ May 3 2008, 03:46 PM)
mayb what he mean is accumulated total credit card limits is 40K.


Added on May 3, 2008, 4:16 pmOMG OMG...
dun know it's true or not. or it's a scam.

im just received an SMS from 017-6674 172

saying that, at BHP Petrol, use your E-card or/and UOB ONE card RM50 above, you can win total value of RM150,000 of prizes and LCD TV.
For details pls call 03-2070 9499.

the SMS i received is in Mandarin words.

UOB Card holder, do you got received this kind of SMS???
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.
I think I listened that in the radio this morning. Not sure which channel.
SUSDavid83
post May 4 2008, 04:50 PM

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Really can't find Direct Access info at the merged site.

Perhaps you can give DA CS a call to confirm.
SUSDavid83
post May 4 2008, 06:29 PM

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QUOTE(zenquix @ May 4 2008, 04:52 PM)
Choose Direct Banking in the top bar
http://www.cimbbank.com.my/index.php?tpt=da
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After being redirected, an error said that the page is not found.
SUSDavid83
post May 4 2008, 08:45 PM

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QUOTE(vin_ann @ May 4 2008, 07:53 PM)
i have no problems in login into the page.
actually it's the same page u login into ur CIMB bank lol...
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I'm not talking about logging into CIMBClicks to view DA statement.

I'm taking about going to DA info page. I still get HTTP 404 Not Found error message upon clicking Direct Banking at CIMB Bank homepage.
SUSDavid83
post May 5 2008, 02:31 PM

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QUOTE(Dyong @ May 5 2008, 02:21 PM)
Whats the point of having so many credit cards when it's all on combined credit limit?

Profiteering perhaps.
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Making your wallet thicker. laugh.gif
SUSDavid83
post May 5 2008, 06:06 PM

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QUOTE(cute_boboi @ May 5 2008, 04:25 PM)
Anyone with MBB Visa (any card) manage to get the MBB Petronas Visa card yet ?
hmm.gif
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I got. Any problem with that?
SUSDavid83
post May 5 2008, 08:01 PM

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QUOTE(lwb @ May 5 2008, 07:35 PM)
i read in time magazine several months ago.. that the credit card craze is sweeping into china. an interesting take was that, some of those youngsters actually believe that their asset just swell with their credit limit..

they felt that if the credit limit is 10k, then they're 10k richer.. i'm not sure how much of branding/marketing creates such relation. it's a scary thought.

i still remember how i barked and negotiated downward my credit limit upon first sighting them. the person on the other end of the phone had to repeat back what he heard in case he misheard me..

credit card is an unsecure loan product and it offers the fattest margin on the retail side of banks today (correct me if i'm wrong)..

freebies/zipp/incentives/rebates/etc have it's way of being equalized from other less noticeable transactions/fees..

if i were you, i'd aim for a lower cost structure to protect myself. although it might be less colorful in terms of features and offers, but at the end of the day, i'd prefer to keep my earn more than to part them off to the plastics..
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OMG ... this is very dangerous and marketing tactic (if they really use this point).
SUSDavid83
post May 5 2008, 09:12 PM

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QUOTE(wvt @ May 5 2008, 09:03 PM)
Anyone apply Citibank CC via online(with the call me application type)?

how long only they will response to u?so they come to your place to collect everything?
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They'll respond will fast one. My last experience was within one or two working days.
SUSDavid83
post May 6 2008, 04:53 AM

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QUOTE(Shinichi @ May 5 2008, 11:29 PM)
anyone here using DA and only remain either Visa/Mastercard only?
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I only applied for CIMB DA Mastercard.
SUSDavid83
post May 6 2008, 01:49 PM

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QUOTE(SnoWFisH @ May 6 2008, 01:45 PM)
just checked wif my dad's cc statement...seems like Direct access master cards can get 2% petrol rebate at any petrol stations PLUS mesra points at petronas. im just wondering if this is the case, what's the use of launching cimb petronas co-brand cards.
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The co-brand card launched first before the 2% rebate by DA card.
SUSDavid83
post May 6 2008, 05:54 PM

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QUOTE(joanalooidog @ May 6 2008, 05:53 PM)
ANyone been to the HSBC expo in Midvalley last weekend?
The credit card agent told me that HSBC offering free for life card provided I swipe at least once every month . So i apply one.
But the thing is after i search HSBC website, no sign of the free for life thing.
I call HSBC, they say no such package, but HSBC can waive it provided I call them every yr to ask for annual fee waiving. Wat lah, feel like being cheated.
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That's wny I mentioned earlier that it was a dirty marketing tactic used by the card agents.
SUSDavid83
post May 7 2008, 07:05 AM

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QUOTE(bee993 @ May 7 2008, 06:49 AM)
online banking of citibank or any other bank?

i dint hav acc wif citibank.....juz the cc wan onli..
thanks
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Internet banking with other banks under Interbank Fund Transfer.
SUSDavid83
post May 7 2008, 10:06 AM

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QUOTE(eric84cool @ May 7 2008, 09:54 AM)
May I know how to pay utility bill by using credit card thru MBB???I don't want to use auto debit....
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Not every bill can be paid using MBB CC.

Check the list at http://www.maybank2u.com.my/consumer/onlin.../bills_loc.html
SUSDavid83
post May 7 2008, 10:18 AM

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QUOTE(WaCKy-Angel @ May 7 2008, 10:09 AM)
Well not exactly, those merchants affiliated with Maybank and have in the list so its easier for ppl just to choose.
But u can actually pay anything using auto debit as long u got their account no tongue.gif
Just abit more procedure only
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But he doesn't want Auto Debit.
SUSDavid83
post May 7 2008, 08:30 PM

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You guys are still hanging on in this version? Why not move to another version and reference this thread to the new version?
SUSDavid83
post May 7 2008, 09:00 PM

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QUOTE(vin_ann @ May 7 2008, 08:47 PM)
we all are waiting you to open a new 1...  tongue.gif
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No thanks. I have been the TS for the this current version.
SUSDavid83
post May 7 2008, 10:37 PM

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Kindly move your discussion to v3.

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