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 CREDIT Card Thread v2, Everything about the world of plastic

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SUSDavid83
post Apr 1 2008, 09:51 PM

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QUOTE(hye @ Apr 1 2008, 09:44 PM)
I think it's the reference to the ipay plan from CIMB.
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Maybe too but I don't know how that plan works.

I know that it's a replacement for previously Flexi Payment and Flexi Payment Plus.

Sorry guys.
SUSDavid83
post Apr 1 2008, 10:22 PM

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QUOTE(guanteik @ Apr 1 2008, 10:17 PM)
have anyone tried applying MBB credit card through online M2U? I have tried to apply and guess what, I still need to fax/mail over my documents such as IC & CC...
Can I just walk to the counter and pass it to them?
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Sadly that you need to submit the supporting documents to the card centre.

Walking to the counter/branch doesn't really guarantee the delivery of your documents to the card centre. It may take longer or lost in the pile of other application forms.
SUSDavid83
post Apr 1 2008, 11:16 PM

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QUOTE(alex_cyw1985 @ Apr 1 2008, 10:58 PM)
anyone knw when maybank2u will update our credit card transaction?

my last sunday petrol transaction nt shown in maybank2u
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Usually within couple of days (two to three days).

If the merchant is using Maybank terminal, it'll be as fast as couple of hours (charged in the morning, appeared in the late evening).
SUSDavid83
post Apr 1 2008, 11:23 PM

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QUOTE(yks8845 @ Apr 1 2008, 11:18 PM)
Is true....i and my colleague apply cc at the same time with the same bank ...i already got my card but he didt ( he called card center and been told didt recieved any of his application) blink.gif which he applied thru walking to branch, reversely i fax to card center. nod.gif
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It's always better to mail or fax your supporting documents to the card centre. Card credit is usually handled by another wing of the bank.
SUSDavid83
post Apr 1 2008, 11:32 PM

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QUOTE(yks8845 @ Apr 1 2008, 11:31 PM)
David 83,

so do u might to share or elaborate benefit / rebate of maybank petronas visa cc / cimb petronas master cc... rclxms.gif ( since u got one of them if i not mistake)..
how actually 2% Rebate at PETRONAS service station works/calculate ?

and wat is the meaning of this ? =* Rebate is subject to a maximum spending of RM2,500 at PETRONAS service stations or rebate of RM50 per card per month.
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I'm only owning a Maybank Petronas Visa CC. The only benefit I could see is the time limited of 5x Treat Points till 31 July.
SUSDavid83
post Apr 2 2008, 09:30 AM

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QUOTE(guanteik @ Apr 2 2008, 09:16 AM)
Existing MBB card member don't need to submit the documents... what a relief...
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Sorry that I don't know that you're an exisitng MBB CC holder too.
SUSDavid83
post Apr 2 2008, 01:09 PM

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QUOTE(ante5k @ Apr 2 2008, 01:05 PM)
I got my sony maybank card last year... the call center from maybank call me up and ask "you interested in credit card?"  I say "can also". after a few weeks, i got my card.. no forms whatsoever needed. smile.gif
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You must have substantial financial product with Maybank. tongue.gif
SUSDavid83
post Apr 2 2008, 06:53 PM

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QUOTE(yks8845 @ Apr 2 2008, 06:48 PM)
may i know  smile.gif Any different with credit limit ?
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Meaning either you get one card or two cards from CIMB DA. The combined credit limit or simply credit limit is 8k.
SUSDavid83
post Apr 2 2008, 09:38 PM

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Who wants to order Pizza Hut online? tongue.gif

http://www.maybank2u.com.my/promotions/con...hut/index.shtml
SUSDavid83
post Apr 9 2008, 03:46 PM

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QUOTE(yks8845 @ Apr 9 2008, 11:42 AM)
Any know Does CIMB offer online credit card statement (paperless )like Citibank ? Can i ask CIMB replace normal mailing statement ( paper ) with it...?  smile.gif
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They have online statement but not in the exact format as the printed version. It's something like Maybank2u online statement.
SUSDavid83
post Apr 10 2008, 08:11 AM

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QUOTE(yks8845 @ Apr 9 2008, 06:23 PM)
ok thanks....by the way How i gonna cancel my credit card ? i mean can i just simply cut it into two pieces and send back to branch ?  brows.gif

And I already sign in the back of the card but yet make any transaction..is that any fees Bank ( CIMB ) gonna charge me ?  rolleyes.gif
ps:// i just received that card last 2 week  laugh.gif
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To cancel the card, go to the nearest branch and fill the cancellation form. The bank officer will take care the rest.
SUSDavid83
post Apr 11 2008, 01:11 PM

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QUOTE(jack7155 @ Apr 11 2008, 12:01 PM)
i would like to apply for citibank cc. which kind of citibank cc is foc of annual fee? can someone help here?
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Choice card with condition. I think with minimum one swipe per month.
SUSDavid83
post Apr 11 2008, 08:22 PM

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QUOTE(jack7155 @ Apr 11 2008, 03:35 PM)
oo.... using it to pay all neccesary things like electricity, phone bill, insurance and some groceries.... all need to pay ones.... not splurge tongue.gif now thinking of citibank coz wanna buy notebook from dell. their installment cc type is only maybank and citibank which i dont have biggrin.gif
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CIMB Direct Access Gold/Platinum is free for life without condition.

Same goes to CIMB Mastercard Paypass and CIMB Petronas Mastercard.

Dell accepts Maybank CC for the 0% installament programme. You can apply Maybank Petronas Visa. It's the first card that comes with free for life without condition from Maybank. Maybank Flex has condition for annual fee waiver.
SUSDavid83
post Apr 11 2008, 09:10 PM

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QUOTE(weirdguy @ Apr 11 2008, 08:58 PM)
Is it possible to pay Standard Chartered card through Maybank?
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Assuming that you're referring to paying SC bill using Maybank2u. Check under Interbank Fund Transfer.
SUSDavid83
post Apr 11 2008, 09:32 PM

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QUOTE(weirdguy @ Apr 11 2008, 09:17 PM)
For the A/C input, what should I put? The credit card number?
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Your credit card number.

Payment type is Credit Card.
SUSDavid83
post Apr 13 2008, 09:26 PM

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QUOTE(guanteik @ Apr 13 2008, 08:35 PM)
thanks for the prompt reply.
has anyone tried using AMEX with Caltex?
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Caltex should accept AMEX too. I think Caltex has partnership and collabration with Maybank.
SUSDavid83
post Apr 14 2008, 05:32 PM

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QUOTE(yks8845 @ Apr 14 2008, 02:27 PM)
How long have to wait to get / recieve new approved maybank petronas visa credit card while already have all detail appear in maybank 2u ( credit card no,credit limit etc) ?
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Few more days. Don't worry.

QUOTE(cute_boboi @ Apr 14 2008, 03:06 PM)
That day @PC Fair, the Maybank approached me for Petronas Visa free for life.

I asked them, I'm an existing MBB CC holder, I'm interested on MBB Petronas Visa CC, can I still apply for it ? The fellow looked lost interest... and ask me to go personally to MBB branch to enquire.  doh.gif
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You can still apply. I'm owning two CC from MBB.
SUSDavid83
post Apr 15 2008, 05:40 PM

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I received a letter from Maybank for Etiqa Car Insurance offer.
SUSDavid83
post Apr 16 2008, 07:13 AM

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QUOTE(yks8845 @ Apr 15 2008, 11:38 PM)
Free or what ?  drool.gif
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Free PA worth RM 30k if I renew my car insurance and road tax with Maybank.

QUOTE(yks8845 @ Apr 16 2008, 12:46 AM)
Any one have idea How cash advance work ? highest limit can withdraw depends on what ? If let say withdraw RM1000, next month must pay back full amount ? cant pay min payment ?
One of my friend having Financial problem and wish to take cash advance..


Added on April 16, 2008, 1:16 amOne more question....How to change my current credit card statement mailling address ? (due to move to new other place soon ) Need to go card center ? branch ? or just needed to call card center..enlighten me pls smile.gif

Ps:// i mean For CIMB bank smile.gif
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Cash advance got withdrawal fee and interest is being charged from the day of withdrawal till you "repay" back.
SUSDavid83
post Apr 16 2008, 08:30 PM

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Hong Leong upbeat on new platinum card

KUALA LUMPUR: Hong Leong Bank Bhd, which launched Malaysia's first platinum business credit card with a cheque facility, anticipates 10% of new card bookings to come from this product in the next 12 months.

Group managing director Yvonne Chia said apart from new card bookings, she was positive the new product would be well - received and contribute 10% to 20% in total card receivables over a three-year period.

"We consistently adopt a customer-centric approach, taking extra care to understand their needs and desires. The bank employs sophisticated consumer analytics to enable us to understand and design products that are relevant and needed.

"Because of this, we are able to build long-lasting relationships with our customers while acquiring new ones who find our products that most suit their requirements," she said yesterday after launching the new card, targeted at small business owners.

According to Chia, the bank saw great potential and opportunities in the small business segment as close to 500,000 small business owners in Malaysia comprised mainly sole proprietors.

Furthermore, a high percentage of them still relied on their own funds and family or friends to finance their business operations, she noted.

Research had shown that more than 40% of small business owners used their personal credit card for business payment with the balance paying by cheque and cash.

This product provides a flexible payment solution, giving business owners accessibility to pay for business-related expenditure via credit card or cheques.

General manager for credit cards and personal financial services Margaret Then said in the financial year ended June 30, 2007, the bank's credit card business grew more than 35% as opposed to the industry's 20%. In the past two years, its credit card growth had also outpaced the industry's growth, she added.

"Among the features business owners can expect from this card are longer interest-free credit period of up to 60 days for all retail transactions and a cash rebate of 20% on interest charged on cash transactions," Then said.

Other benefits include waiver of annual fee (save on fees just by charging two times monthly or a total of RM15,000 per annum) and insurance privileges, such as comprehensive travel protection of up to RM2mil and retail purchase protection of up to RM10,000 per occurrence.

URL: http://biz.thestar.com.my/news/story.asp?f...60&sec=business

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