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 CREDIT Card Thread v2, Everything about the world of plastic

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SUSDavid83
post Mar 28 2008, 10:40 AM

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QUOTE(WaCKy-Angel @ Mar 28 2008, 10:35 AM)
For a credit card?

Interesting...got any website or pic for it?
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For Internet Banking access to view the CC statement; not for the credit card usage.


SUSDavid83
post Mar 28 2008, 10:52 AM

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QUOTE(danlhct @ Mar 28 2008, 10:50 AM)
Wow, u are so royalty to Maybank  tongue.gif
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Not really. I just want to consolidate my spending into a card so that I could collect more TP. tongue.gif
SUSDavid83
post Mar 28 2008, 11:02 AM

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QUOTE(WaCKy-Angel @ Mar 28 2008, 10:53 AM)
cool so how does it works?
Where that thing get the codes?
Dude its loyal
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Good question. I also not sure. In fact, a quite similar device I also have for my office VPN access.
SUSDavid83
post Mar 28 2008, 01:16 PM

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QUOTE(nicholas84 @ Mar 28 2008, 01:12 PM)
HLB cc sales convinced me into getting 2 cards from them
it's gold master and mtv visa
they came recently
i don wan to use it
should i just leave it be or call them up to cancel?
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The card will be deactivated if you don't use it after 6 months from the day you received the card and didn't use at all.

This post has been edited by David83: Mar 28 2008, 01:16 PM
SUSDavid83
post Mar 28 2008, 05:38 PM

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QUOTE(whoopa @ Mar 28 2008, 02:58 PM)
hey how do i get this ... i tried logging on to the hsbc website they ask me this .. za douz
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Go to the nearest and get yourself a security device first before registering an account with HSBC Internet Banking.
SUSDavid83
post Mar 29 2008, 06:06 AM

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QUOTE(siaokia @ Mar 29 2008, 12:53 AM)
@david83

You got how many credit cards?
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Only 3 - 2 from MBB and 1 from CIMB DA.
SUSDavid83
post Mar 29 2008, 09:13 AM

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QUOTE(bee993 @ Mar 29 2008, 09:04 AM)
can i change the name on my cc?

are there any charges?

thanks
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Trigger for a card replacement. tongue.gif
SUSDavid83
post Mar 29 2008, 11:12 AM

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QUOTE(lil`pumpkinz @ Mar 29 2008, 11:09 AM)
I've forgot the pin number of my credit card. Is there any way that I can recover the pin? Call the customer service?
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The best way is to call the CS. Every bank has its own methodology to recover or reset the PIN.
SUSDavid83
post Mar 29 2008, 11:20 AM

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QUOTE(lil`pumpkinz @ Mar 29 2008, 11:13 AM)
Thanks for the reply. But, is it safe? I mean the CS probably knows my pin number already.
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I highly doubt that. They won't be reviewing your PIN and my guess that they don't know about it.

Perhaps they'll teach a way to reset the PIN or send your with a new PIN.

Give them a call and you'll know better. Prepare for tonnes of question for verification purpose.
SUSDavid83
post Mar 29 2008, 11:32 AM

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QUOTE(lil`pumpkinz @ Mar 29 2008, 11:24 AM)
Thanks  icon_rolleyes.gif BTW, do you have the CS number for CIMB?


Added on March 29, 2008, 11:25 amOh ya, and last question. If I tried to access in, do you think the machine would eat my card if I fail after 3 attempts?
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CIMB CS number: 603-6204 7788

CIMB DA CS number: 603-6204 7878

From my experience on CIMB ATM machine with my CIMB ATM card, the machine didn't "swallow" my card at the moment I have reached my maximum retries. The system just disabled my card access.
SUSDavid83
post Mar 29 2008, 01:21 PM

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QUOTE(Darkmage12 @ Mar 29 2008, 01:02 PM)
They won't know ur pin they will send you a new pin generated. Btw you cannot even reset it yourself
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From my last conversation with CIMB DA, they said something if your PIN is suspenced (blocked) for ATM access, you need to get a replacement card to get new PIN. (something like that).

I have this sticky situation. I requested a PIN for ATM access for my CIMB DA but now, I don't want this access anymore. I asked (called) the CS if this ATM access could be disabled (since it has been activated before). They said that there's no such facility to disable it back from their system and suggested me to purposely key in a wrong PIN till it reaches maximum attempts (at the condition your card or ATM access is so called suspended or blocked). Before ending the call happily or rushy, I also confirmed with if I were to do that (key in a wrong PIN till it reaches maximum attempts) just to deactivate my ATM access. In the future, if I want to have this access back, what shall I do? Should I request a new PIN or what? The telebanker said that I'm not able to do it and I have to replace my current CIMB DA with a new card.

P/S: PIN for ATM access for CIMB and CIMB DA is meant for registering a CIMBClicks Internet Banking. But bear in mind that, this PIN also allows you to perform cash advance facility (in order you have to use it especially when you're on travelling).
SUSDavid83
post Mar 30 2008, 01:50 PM

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QUOTE(WoodStock @ Mar 30 2008, 01:42 PM)
i have one MBB master gold card, and a MBB sony card (visa classic)

since i have gold card, most of the time i use only gold card, leave the Sony card behind.

wondering, when the time come, will MBB CS waived only my MASTER GOLD CARD, but charge me annual fees for the SONY CARD?
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It depends on which card arrives the anniversary date first. They'll charge if you don't ask for waiver.
SUSDavid83
post Mar 30 2008, 10:36 PM

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QUOTE(cute_boboi @ Mar 30 2008, 02:17 PM)
I notice the new MBB Visa Flex card now comes with Visa Wave.
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That is a good news I guess.

Wondering if Visa Paywave works on Mastercard Paypass terminal.
SUSDavid83
post Mar 30 2008, 11:31 PM

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QUOTE(siutimtim @ Mar 30 2008, 11:26 PM)
today mid valley hsbc also offer free for life card and 30% increase of credit but dont know is the agent cheat or real?

I call hsbc before and ask cs and they say no such thing as free for life or offer like that. Do you think can trust the agent and apply ?
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Agent on the field cannot be trusted fully. I won't apply from them too. tongue.gif
SUSDavid83
post Mar 30 2008, 11:45 PM

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QUOTE(hye @ Mar 30 2008, 11:41 PM)
Yeah ... I'm wondering about this as well. Does anyone also know whether Paywave / PayPass / VISA Wave is also available overseas ?


Added on March 30, 2008, 11:43 pm

I'll take the 30% credit limit increase with a pinch of salt but HSBC never offer any Free For Life cards.
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Paywave is popular in Europe.
SUSDavid83
post Mar 31 2008, 10:46 AM

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QUOTE(WaCKy-Angel @ Mar 31 2008, 10:19 AM)
Yes paywave card can work in both visa wave and paypass terminal.
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Confirmed working? Or just theoretical speaking.

Any MBB Petronas Visa user tried Paywave feature on Mastercard Paypass terminal?
SUSDavid83
post Mar 31 2008, 10:47 AM

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QUOTE(vin_ann @ Mar 31 2008, 10:45 AM)
all maybank terminal ? or Visa terminal?
only Maybank Visa?

then soon my UOB Visa Wave is out-dated...
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MBB is the first bank in Malaysia to offer Paywave in their MBB Petronas Visa CC.

If I remembered correctly, Maybank Mastercard CC doesn't offer Paypass feature.

This post has been edited by David83: Mar 31 2008, 10:48 AM
SUSDavid83
post Mar 31 2008, 07:18 PM

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QUOTE(vin_ann @ Mar 31 2008, 06:45 PM)
1st time use CC? so bad luck?

btw, did maybank got offer for the secure online security???

for visa it's visa verified
for master it's secure e-pay
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Yes. Maybank does offer MSOS (Secured Online Security thing).

http://www.maybank2u.com.my/consumer/onlin...bout_msos.shtml

This post has been edited by David83: Mar 31 2008, 07:18 PM
SUSDavid83
post Apr 1 2008, 12:33 PM

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QUOTE(JamesPond @ Apr 1 2008, 10:31 AM)
new card always has this problem with maybank..
it is very common
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So far still no fraud case. Touch wood that I won't be getting in the nearest future.

QUOTE(HMMaster @ Apr 1 2008, 12:15 PM)
Anyone that receive a call that related to credit card? A malay lady called me this morning and asking whether I'm using credit card or not. (I'm not really clear what she was saying that time) This is most probably a scam.
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What's the number of the caller?
SUSDavid83
post Apr 1 2008, 09:23 PM

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QUOTE(vin_ann @ Apr 1 2008, 06:38 PM)
CIMB got. minimun 1k spending.

i thinks David83 know this well... he preivously got show us the document. dun knw which pages now.
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Sorry I don't know.

The only thing that I could refresh my mind is Citibank Choice card.

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