Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed
187 Pages « < 63 64 65 66 67 > » Bottom

Outline · [ Standard ] · Linear+

Prepaid Cards BigPay (with Mobile Application) V1, Prepaid MasterCard - CashBack & BigPoint

views
     
sendohz
post May 17 2018, 09:20 AM

Regular
******
Senior Member
1,361 posts

Joined: May 2006


Ya some saloon merchant only accept visa.
That was the first time i realise, 'Oh, got different terminal different acceptance'.
psiloveu
post May 17 2018, 10:47 AM

Enthusiast
*****
Senior Member
795 posts

Joined: Apr 2009
A question regarding to insurance premium auto debit

for the card holder name section, what name should i fill in? our name or the number which appear on the card 0000-0011-3333?

I did use this card to make payment via TNB portal, the card holder name is the number set "0000-0011-3333".

Thank you very much.
sendohz
post May 17 2018, 10:51 AM

Regular
******
Senior Member
1,361 posts

Joined: May 2006


QUOTE(psiloveu @ May 17 2018, 10:47 AM)
A question regarding to insurance premium auto debit

for the card holder name section, what name should i fill in? our name or the number which appear on the card 0000-0011-3333?

I did use this card to make payment via TNB portal, the card holder name is the number set "0000-0011-3333".

Thank you very much.
*
I just put my usual real name.
psiloveu
post May 17 2018, 11:03 AM

Enthusiast
*****
Senior Member
795 posts

Joined: Apr 2009
QUOTE(sendohz @ May 17 2018, 10:51 AM)
I just put my usual real name.
*
Thank you very much for the answer. notworthy.gif
kaiserreich
post May 18 2018, 02:56 PM

Pendekar Papan Kekunci
*******
Senior Member
4,234 posts

Joined: Sep 2006
QUOTE(bbhing98 @ May 15 2018, 09:40 PM)
Hi guys. I have a few questions here.
1. If I topup rm10k in it and I use the card in US, I have the option to choose to pay in USD or MYR right? (In which payment in USD would be the best?)
2. It's stated that there's some cross border fee + currency conversion fee. But I heard from some people that right now there's no fee for overseas transaction for a period of time? Any idea when it will be until?
3. Is using bigpay for retail payment a lot beneficial compared to using normal debit card in US?
4. Is there any maximum withdrawal amount in USD, considering overseas cash withdrawal is costly, one would definitely withdraw a lump sum in every withdraw.
*
1. Always pay in local currency. Let the CC convert.
2. No fees for Bigpay until further notice
3. More convenient if all your funds are from MYR
4. see above posts

QUOTE(bbhing98 @ May 16 2018, 01:52 AM)
I will be in US for about 5 months for my exchange program. Is it adviced to open a bank account during the 5 months or to continue cash withdrawal from ATM using Malaysian debit card?

And referring to 3), what I meant was malaysia local debit card such as Maybank/cimb bank.

Thanks
*
Not recommended to open bank account unless needed. Some banks charge monthly fees if you do not maintain minimum balance.
Last I checked, some famous banks like WellsFargo or Chase need $1000 min or they charge you monthly fee $12. Some Credit Unions don't charge anything and you get a debit card. Some banks charge debit card fees. best to ask the people over there for options.

For cash withdrawal, few options
1. Use bigpay, pay Rm10 each withdrawal.
2. Open Citibank account in Malaysia. Citibank can do withdraw at any Citibank ATMs worldwide for free. But not sure about exchange rate.
3. You can survive without cash in US. Can buy $1 mineral water and pay with card at Walmart, nobody cares.

If you need to buy stuff from US sites that only accept US cards, you can go get those supermarket debit cards. Some charge fees for reload, so best to ask locals, or do your own research

This post has been edited by kaiserreich: May 18 2018, 02:59 PM
bbhing98
post May 18 2018, 04:37 PM

Getting Started
**
Junior Member
271 posts

Joined: Mar 2015


QUOTE(kaiserreich @ May 18 2018, 02:56 PM)
1. Always pay in local currency. Let the CC convert.
2. No fees for Bigpay until further notice
3. More convenient if all your funds are from MYR
4. see above posts
Not recommended to open bank account unless needed. Some banks charge monthly fees if you do not maintain minimum balance.
Last I checked, some famous banks like WellsFargo or Chase need $1000 min or they charge you monthly fee $12. Some Credit Unions don't charge anything and you get a debit card. Some banks charge debit card fees. best to ask the people over there for options.

For cash withdrawal, few options
1. Use bigpay, pay Rm10 each withdrawal.
2. Open Citibank account in Malaysia. Citibank can do withdraw at any Citibank ATMs worldwide for free. But not sure about exchange rate.
3. You can survive without cash in US. Can buy $1 mineral water and pay with card at Walmart, nobody cares.

If you need to buy stuff from US sites that only accept US cards, you can go get those supermarket debit cards. Some charge fees for reload, so best to ask locals, or do your own research
*
Thank you very much for the feedback. Greatly appreciate it
cybpsych
post May 18 2018, 09:04 PM

---------------------
*********
All Stars
65,285 posts

Joined: Jan 2003
Attached Image
stargate8
post May 18 2018, 10:42 PM

Live Long and Prosper
******
Senior Member
1,224 posts

Joined: Nov 2009
From: Kuching + KL


QUOTE(cybpsych @ May 18 2018, 09:04 PM)
Attached Image
*
wow thanks
Ramjade
post May 18 2018, 10:50 PM

20k VIP Club
*********
All Stars
24,346 posts

Joined: Feb 2011


QUOTE(bbhing98 @ May 18 2018, 04:37 PM)
Thank you very much for the feedback. Greatly appreciate it
*

kaiserreich
I will give you another different advise. Best to open a US bank account. Why?

1) you are unlikely to visit the US again. Why regret say 10 years down the road that you did not open account. Open 2 so you can keep the US account "active"
2) opening a US bank account open you up to cheap investment option in US as you are able to move money easily between brokerage
3) it's awlays good to have bank account overseas

There are so many US banks offering free bank account.
bbhing98
post May 19 2018, 01:30 PM

Getting Started
**
Junior Member
271 posts

Joined: Mar 2015


QUOTE(Ramjade @ May 18 2018, 10:50 PM)
kaiserreich
I will give you another different advise. Best to open a US bank account. Why?

1) you are unlikely to visit the US again. Why regret say 10 years down the road that you did not open account. Open 2 so you can keep the US account "active"
2) opening a US bank account open you up to cheap investment option in US as you are able to move money easily between brokerage
3) it's awlays good to have bank account overseas

There are so many US banks offering free bank account.
*
Hi, thank you for your suggestion.

1) why do you suggest to open 2 accounts? Is it so that I can make some transaction between the 2 accounts through online banking so as to keep it active?
2) which bank do you suggest me to open without any minimum balance or annual fee for maintaining the account?
3) what type of account should I open? Savings account only? Or current account too?

Highly appreciate your reply smile.gif
vez
post May 19 2018, 03:17 PM

Look at all my stars!!
*******
Senior Member
4,622 posts

Joined: Mar 2007


can we use bigpay card to pump petrol? is it need to have at least RM200 inside our bigpay card?

This post has been edited by vez: May 19 2018, 03:18 PM
TSfairylord
post May 19 2018, 03:28 PM

tag [@fairylord]
*******
Senior Member
2,012 posts

Joined: Dec 2007
From: Fairytale
Just noticed the title of this thread have been updated and the link to official website of bigpay is added in post #01. Cheers
Ramjade
post May 19 2018, 04:52 PM

20k VIP Club
*********
All Stars
24,346 posts

Joined: Feb 2011


QUOTE(bbhing98 @ May 19 2018, 01:30 PM)
Hi, thank you for your suggestion.

1) why do you suggest to open 2 accounts? Is it so that I can make some transaction between the 2 accounts through online banking so as to keep it active?
2) which bank do you suggest me to open without any minimum balance or annual fee for maintaining the account?
3) what type of account should I open? Savings account only? Or current account too?

Highly appreciate your reply smile.gif
*
Yes. To keep your account active.
Just Google. Zero fee bank account in the US.
Savings in US is usually have limited amount of withdrawal a month (2-3x/month)
Current usually have unlimited withdrawal.
So is your choice.

QUOTE(vez @ May 19 2018, 03:17 PM)
can we use bigpay card to pump petrol? is it need to have at least RM200 inside our bigpay card?
*
Keep min amount inside. Topup if you need to use it.
Reason: you can't transfer back to your bank account. So somehow you need to use it up.
weejin2000
post May 20 2018, 12:11 AM

Casual
***
Junior Member
444 posts

Joined: Aug 2006
QUOTE(vez @ May 19 2018, 03:17 PM)
can we use bigpay card to pump petrol? is it need to have at least RM200 inside our bigpay card?
*
Yes, can use to pump petrol.
Yes, it will first authorize RM200 first. After few days change to exact amount.
TSfairylord
post May 20 2018, 12:39 AM

tag [@fairylord]
*******
Senior Member
2,012 posts

Joined: Dec 2007
From: Fairytale
QUOTE(weejin2000 @ May 20 2018, 12:11 AM)
Yes, can use to pump petrol.
Yes, it will first authorize RM200 first. After few days change to exact amount.
*
Meaning if less than RM200 in Bal would not be able to pump petrol?
vez
post May 20 2018, 01:04 AM

Look at all my stars!!
*******
Senior Member
4,622 posts

Joined: Mar 2007


QUOTE(weejin2000 @ May 20 2018, 12:11 AM)
Yes, can use to pump petrol.
Yes, it will first authorize RM200 first. After few days change to exact amount.
*
QUOTE(fairylord @ May 20 2018, 12:39 AM)
Meaning if less than RM200 in Bal would not be able to pump petrol?
*
i want to know this biggrin.gif is it need at least RM200 inside bigpay card to be able to pump petrol?
hebe87
post May 20 2018, 01:13 AM

Enthusiast
*****
Senior Member
935 posts

Joined: Jun 2008
QUOTE(vez @ May 20 2018, 01:04 AM)
i want to know this biggrin.gif is it need at least RM200 inside bigpay card to be able to pump petrol?
*
if less than rm200, can pump petrol. but u need to bring ur card to cashier and ask her to charge the amount of fuel u want to buy
TSfairylord
post May 20 2018, 01:55 AM

tag [@fairylord]
*******
Senior Member
2,012 posts

Joined: Dec 2007
From: Fairytale
QUOTE(hebe87 @ May 20 2018, 01:13 AM)
if less than rm200, can pump petrol. but u need to bring ur card to cashier and ask her to charge the amount of fuel u want to buy
*
I see, so unable to use direct on petrol island terminal if less than RM 200.

,Thanks for information
R4yMoNd
post May 20 2018, 01:59 AM

Regular
******
Senior Member
1,139 posts

Joined: Aug 2006
another Airasia wallet? naaahhh Skip
iXora.ix
post May 20 2018, 05:50 AM

scoot scoot
******
Senior Member
1,682 posts

Joined: Jan 2007
From: Kuala Lumpur



QUOTE(fairylord @ May 20 2018, 01:55 AM)
I see, so unable to use direct on petrol island terminal if less than RM 200.

,Thanks for information
*
Correct. Normally I reserve rm 200 in card plus remaining to use. So let say I want to pump RM 50, I usually leave the balance RM 250 or more. Unless you go pump at Petron, which has preset button, and eliminate to pre-aut RM 200

187 Pages « < 63 64 65 66 67 > » Top
Topic ClosedOptions
 

Change to:
| Lo-Fi Version
0.0646sec    0.59    6 queries    GZIP Disabled
Time is now: 6th December 2025 - 08:31 AM