Why other bank can do and they couldn't?
A normal banker will call me to remind me for upcoming e-FD maturing and offering higher interest for OTC placement.
FD amount is not very big at all.

That depends on how many account the RM handle and what are her priority and target. When you called, she could be in meeting, training or attending to customer.



This post has been edited by icemanfx: Aug 30 2019, 01:28 PM

What I dislike is that she just wants to sell UT/retail bond to me.
And she doesn't disclose everything properly and pushes the request to CitiPhone or cashier counter which is not what she said during sign up.
I don't mind if she doesn't call/approach me for any deal but when I contact her, at least could assist on the request.

This post has been edited by CardNoob: Aug 30 2019, 01:29 PM

She has target to meet; similarly for uob rm. For reasons, banks segregate customers to different tiers, so could market their products more efficiently. If you don't like RM selling products could choose banks RM that are not commission based e.g bos.

bos?

Bank of Singapore. Their RM are not commission based, don't simply push products to you.

Any banks have any promotions/offers/etc for Priority/Premier/Preferred banking?

2 i have heard (for new to bank)

OCBC - 5% FD for 6months

SCB - 4.7% FD with 30% CASA

OCBC TNC


The 6-month Effective Interest/Profit Rate for Premier Deal for a 5.50% p.a. Fixed Deposit/-i placement of RM100,000 combined with a Premier Booster Account/-i with an account balance of RM200,000 is 3.90% p.a. For a comparison, the 6-month Fixed Deposit/-i board rate as at 21 June 2019 is 2.90% p.a.
* Fixed Deposit/-i Promotion: The Premier Booster Account/-i minimum deposit amount must be double to the 6-month Fixed Deposit/-i placement amount and will be earmarked for 6 months starting from the deposit date. Fresh funds are required. Fresh funds are defined as funds from a third party bank (which means any licensed bank in Malaysia, other than OCBC and OCBC Al-Amin), which are deposited or transferred into an Eligible Customer’s account with OCBC or OCBC Al-Amin, not more than 7 days from the date of participation in this Promotion.

Premier Booster Account/-i: The minimum amount to open Premier Booster Account/-i is RM200,000 and a minimum balance of RM20 must be maintained in the account.

BOS is very good. I'm a happy client.

not listed on pg1. whats the criteria?

good day , anyone has a reachable contact for bank rakyat’s xclusive customers? The hotline numbers from the website don’t seem to work. Can’t get hold of a single person.

Quick question:

Which bank PB doesn’t require POI for their complimentary credit cards when one has the required minimum AUM with them?

Last month i received a message from RHB that they welcome me to RHB Premier banking. Just wanna to ask that do they give the premier visa infinite as complimentary or i need to apply?. How about the debit card visa infinite?. And how long that i can get those card?. They pos it or need to collect at branch?

You would have to apply. RHB dont give the VI out as complimentary based on my experience.

Anyone went to hlb priority bank dinner ?

Gooding ?

Thinking of moving cash out from my CIMB Preferred account to other premier banking if got promotion like free Dyson or something CIMB Preferred is convenient (special parking spot in front of bank, special waiting area, RM do FD for you etc.) but I don't have much confidence in their infrastructure as a whole: CIMB Clicks is buggy as hell with frequent downtimes.

Wonder if anyone has any priority banking to recommend? HSBC Premier looks attractive since I've been in their priority banking area last time to ask about loans, but idk what their RM service is like.

What's your main criteria?

I also plan to move my cash out of CIMB Preferred. Recently, been having some unfavourable experience with the KLCC branch.

Their FD rates not that attractive anymore. And my RM replies with my inquiries take forever. And yesterday, went to the branch to change new ANG BAO ringgit notes took me an hour and a half. My RM message me in the morning said there're available new notes, I told him thanks and ask him to prep for me as I;m in a hurry. When I arrived at the time he told me earlier, he not yet prep my money, so I wait, sigh...

Same with my thoughts.
Moved out from cimb as their system had been frequently down, apps is always down after 6pm in my mind.. i dunno they upgraded it or not..

Except for the airport lounge, ntg much. But their system just doesnt giv me confidence at all.

Transfer most to hlb for that reason..