Anyone with priority banking experience and wishes to share their experience? Apparently the turnover of RMs at Citibank's Citigold is very and there are too many customers while Stanchart's Priority Banking is too slow. Any comment? Some bank's RMs are very good and efficient too.
List of banks and their priority banking services as well as minimum balance requirements:

1. Maybank Premier Wealth - RM 250k

2. RHB Premier Banking - RM 200k

3. CIMB Preferred - RM 250k

4. Alliance Bank Privilege Banking - RM 300k

5. Public Bank Red Carpet Banking - RM 300k

6. Hong Leong Priority Banking - RM 300k

7. Affin Invikta - RM 200k

8. HSBC Premier - RM 300k

9. OCBC Premier Banking - RM 300k

10. UOB Privilege Banking - RM 500k

11. Standard Chartered Priority Banking - RM 350k

12. AlRajhi Affluent - RM 250k

13. AmSignature Priority Banking - RM200k

14. Rakyat Xclusive - RM300k

most of them require the funds to be placed in FD to ensure it won't drop below the minimum entry requirements. some provide complimentary World or Infinite Credit Cards as well.

This post has been edited by mrcloud9: Nov 16 2025, 06:13 PM

Dozz great so you can tell us how Stanchart Priority Banking is like. Is it very good? Personally I dont have any banking relationship with Stanchart aside from their cards.

Myself I have Maybank Private Banking, CIMB Club, RHB Infinity Banking, HSBC Premier and Public Bank Red Carpet. so far, im quite happy with them aside from the fact some of them are just too aggressive selling their products to me.

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Added on November 21, 2007, 10:35 pmMy father got fed up with Citigold. His RM there keep changing. One year more than 3 times change ok. My father said when he joined they required 300k but recently his RM told him 200k can get you Citigold already. He discouraged me from having it because of that RM problem.

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Added on November 21, 2007, 10:58 pmdozz which part of the country are you from?

This post has been edited by mrcloud9: Nov 21 2007, 10:58 PM

darkmage, if im a multimillionaire, my accounts will be in coutts & co london, bnpparibas, credit suisse and deutsche bank !

oh i see youre from sabah then. kk is not a small town anyway, perhaps citibank will have a branch there sooner or later. since you were mentioning about gifts, i must say through my experience local banks are more generous with gifts for their priority banking customers. maybank especially. every year for raya i get nice gifts from them. this year they sent me imported dates with praying mats in a nice box. last year was the wooden Quran stand with religious books. on birthdays they give nice presents too. the best was a designer tie i got few years ago. as for ladies it was designer scarf. the standard leather holders, desk clocks all these i think all banks also give. cimb club they give me kuih raya! hahaha and also a leather watch case to put display my watches. hsbc premier nothing much la presents wise. hehehe...

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Added on November 22, 2007, 12:59 amhsbc premier is going through corporate rebranding at its malaysian branches through strages. the latest is menara milenium damansara heights. very impressive. posh and cozy. i opted for hsbc premier because its really convenient since i go abroad for business quite a bit. so when im in london, my hsbc account there is also premier account. its worldwide privilege.

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Added on November 22, 2007, 1:03 ami would recommend hsbc premier actually. very professional and their investment products is among the best in town. thats because they have their own hsbc investments based in hong kong. all the funds and products are moderated by hsbc investments hong kong. ive had experience of getting a lump sum returns of more than 60% on my investments in a structured products by investing for 18 mths. not bad right. in addition, you're entitled to hsbc world mastercard which mind you, being a world mastercard, holds a higher distinction than platinum cards. even hsbc staff isnt aware of this. they always say its at par with the hsbc visa platinum but theyre wrong. World Mastercard is a rank higher than Platinum Mastercards.

This post has been edited by mrcloud9: Nov 22 2007, 01:03 AM

yes, world mastercard is higher than platinum mastercard. in malaysia only hsbc issues this card. it is just like how visa infinite is higher than visa platinum. rhb is the only card issuer in malaysia issuing visa infinite in msia.

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Added on November 22, 2007, 9:06 amlloyds does not offer retail banking in malaysia. the office in keck seng is just a rep office like credit suisse.

This post has been edited by mrcloud9: Nov 22 2007, 09:06 AM

like the name suggests, priority banking is preferential treatment service granted to a select group of customers in a bank. they are usually invited to enjoy this service and most often qualify a certain sets of criteria like certain amount of deposits/investments or housing loan. adcantages include access to private lounge which means you dont have to queue the standard long line to do your banking transactions, faster loan disbursement, pre approved credit cards, preferential rates for any bank products etc

you can even conduct fax banking.

the usual, higher limits and lifestyle service. useful for frequent travellers.

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Added on November 22, 2007, 12:22 pmexactly. thats the trouble sometimes when you have friends working in the bank. no privacy because they can access your accounts. thats why i have a few bank accounts because i dont want to put all my funds in one bank.

This post has been edited by mrcloud9: Nov 22 2007, 12:22 PM

nope i dont have citigold. my dad discouraged me from having an account with them after his bad experience.

thats right

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Added on November 22, 2007, 1:11 pmdozz your stanchart cheque book a bit like brownish goldish colour right?

This post has been edited by mrcloud9: Nov 22 2007, 01:11 PM

got, its gold brownish colour. i suggest you ask your banker to issue you that cheque book since youre priority customer. that cheque you can let 3rd party do encashment. the standard one cannot. they wont allow.

the new premier mastercard too simple the design. thats because theyre making it standard the whole world same design. the previous premier mastercard is nice. greying gold colour with shining effect and a very big P on it.

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Added on November 22, 2007, 7:01 pmyoure just being humble. people whose income is too low dont even have cimb club okay. but there are also very wealthy people out there who insist on the mass banking way. they refused to accept the priority banking status because they want to remain low profile.

what puzzled me is the processing time you were complaining. ive submitted for a loan via cimb club before an it got approved in less than 7 working days. i was impressed actually!

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Added on November 22, 2007, 7:08 pmspeaking about cheque books, most banks they have specially designed personalised cheque book for priority banking customers. sometimes, you get unnecessary attention which i dont like. like my maybank cheques, it writes MAYBANK PRIVATE BANKING on top of it. quite big. so each time i issue people will stare and look at me or say "wah so rich ah! private banking ah you! got millions inside one!"

stanchart's priority banking chequebook is quite discreet, just the colour is different and the Priority Banking writing quite small. its goldlike brown as opposed to blue colour for normal customers. at least it doesnt yell so loud. i quite like my cimb club cheques, the colour is grey as opposed to pinkish red for normal customers and behind it the background theres subtle writing of 'club'. so, its not so obvious lah and not many people know club is actually priority banking at cimb bank. hsbc used to be quite discreet but since they did the rebranding and the introduction of new size cheque book the writing HSBC PREMIER is quite big on top. again, ignorant people wont know what that means. so, better lah. same colour as normal customers, grey in colour.

public bank the most discreet, you red carpet also your chequebook same as others! but sometimes its useful to have the priority banking writing on the cheques, at least people have confidence to accept cheaques from you if you first time deal with them.

This post has been edited by mrcloud9: Nov 22 2007, 07:08 PM

yes not a problem. dont forget to mention specifically priority banking chequebook, no point if they end up giving you the same normal blue cheque book again right! hehe

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Added on November 23, 2007, 12:44 amyeah good point.

This post has been edited by mrcloud9: Nov 23 2007, 12:44 AM

Good then. Let me know when you get it! Hehe

yes you can show the card. in hsbc's the case, its in the system. so for example when you reach london, you identify yourself and they could see your malaysian portfolio from their system. i believe hsbc premier is the first globally linked premium banking service. that means if you want to open another account in uk (lets say you get posted there), they can help you set up the account even before you reach uk. all can be done from malaysia!

This post has been edited by mrcloud9: Nov 23 2007, 10:36 PM

the term hsbc use is "globally linked up premium banking service" and yes they can view your accounts directly. even as it is now, i can view my london accounts balance from the hsbc malaysia internet banking.

true. so for those who think they may have needs to operate bank accounts in foreign countries, its useful to have hsbc premier. you can enjoy same privilege and standard worldwide.

just wait and see!

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Added on November 26, 2007, 9:05 pmaggronax, what colour is your cheque book?

This post has been edited by mrcloud9: Nov 26 2007, 09:05 PM

haa good2. then you can tell us nice or not! hehe

anyone here with hong leong priority banking?

couldnt agree more. hsbc premier ranks among my priority banking favourites too. i especially like the internet banking where you can monitor your bank accounts abroad through your local login. this is extremely convenient. so, just by login into the premier internet banking i can also view my hsbc uk and australia bank balances. the talk about other hsbc premier centre not having private room isnt exactly true. of course the one in damansara heights is impressive as it has been recently remodelled for 4 million ringgit as part of their worldwide premier rebranding exercise. ive been to the main office in kl and they too have private rooms for you to discuss your banking transactions with your RM.

im not sure about the HK premier mastercard. i know they offered me a malaysian premier mastercard which is world mastercard. thats even higher than mastercard platinum. the card is purple in colour. i like the old premier mastercard better because it has the shiny gold dust effect on it. looks very exclusive.

regarding the hsbc premier chequebook with the writing PREMIER on it, i think you can always request for a normal chequebook and they will be more than happy to arrange for you. i know it is possible because ive done this with other banks since their PRIORITY word printed on the chequebook is too big and im concerned it maybe misunderstood as an act to impress others. so, i politely declined and requested for a normal chequebook and theyre more than willing to arrange. they said im very funny because they say there are other customers who are non-priority banking who want to have the priority chequebook but im the other way round!

of course it is handy to have the priority chequebook in hand, at least certain establishments of which you dont have very long rapport are more willing to accept your cheque but most often i find it attracts wrong attention especially one which is issued by a leading local bank. the priority writing is very big on the cheques and most people would end up saying im rich or wealthy because of whats stated on the cheques.

couldnt agree more!