Ts treat it as money gambling lose or bursa saham. Life is short yolo, mostly everyone die at 60 yo

Ts treat it as money gambling lose or bursa saham. Life is short yolo, mostly everyone die at 60 yo

Money lose and earn over time is fine, for me it's not the money. It's the damn credit card companies wanting to you settle the outstanding asap. That's the headache for me.

Police normally go to your house to get you directly. Not call you. Why people still got these kind of trap?

I had a funny experience with a so called polis officer.

yeah he said the same thing.

then I said to him "fark you"

he reply back, "fark you"...it went on for 1 minute of fark you back and forth.

Damn funny. He threatened to arrest me, I said polis come to house to arrest not via the phone, since when so high tech.

he said he will come to my house to arrest me, and whack me kaw kaw.

I asked him what is my address...he stalled, kantoi hahahaha

then I ask him, your polis boss in Myanmar got feed you well or not? KPI fulfilled? You argue so much with me, sure tonight no dinner

then he shut the call

They play the physo game. Once u panicked, they hook u in. Depends on the emotional state of the person also during that call. Many professionals, rich poor young old, type A,B,C all also kena.

Man it's been ages since I used lowyat forum, but I need to get this off my chest before my stress spirals over.

TLDR: Got misled by someone impersonating as police, got scammed into buying jewelry and pawning for cash and carrying out third party transfer, and awaiting the results of the police investigation.

Going to break this down into points for easier reading.

1. I got a call in mid-July from a handphone number with a person claiming that my info has been leaked and used to sell fake goods on Shopee, then I was directed to a balai polis Pahang. They claimed that they had some voice recording for purposes of court, and had a video call stating that there was an arrest order for me given by the court. In the same video call, there was a female police officer showing pictures of suspects, asking me if I know anyone of them. This then went up to a Tuan Inspector N**** (which i later checked to be an actual inspector in Pahang) and then subsequently to some a**hole named ACP Dato Fahmi (egoistic soab). They also asked me that I was to be a part of a police investigation in order to prove that my finances are clean. They also asked how much is the max credit given .

They made it very clear as this was under the secrets act, they did not want me to reveal details to anyone, not even my family members.

As they somehow knew that I had a kid, they asked me if I wanted to end up in prison. Given how I was emotionally, I didn't think twice about helping them out, so.....

2. They asked if I could take leave from work, and I did. They then called me, making sure that that I was not within earshot of anyone, and proceeded to tell me to
    a) buy jewelry using my credit cards
    b) pawn said jewelry
    c) transfer to a third party bank account, they issued a document under Bank Negara Malaysia with some details
    d) get proof of transfer.
   
    And I stupidly went through all that. This took place again 2 weeks later, they claimed they were in court to assist and everything. They also reassured me that the auditing department will clear them as how it is when we are assisting the government. Yada Yada.....

3. They also asked me to apply for a personal loan, and I got 12k from AEON. Again this is transferred like in No 2.

After I was done with these tasks, there was barely anything which raised my suspicion (only now), and I asked the police near my workplace, they confirmed that it was a scam. Luckily being the recorder that I am, I took a record of all the transactions done, the loan applied, everything and filed a police report last Saturday. I already submitted the records of all the purchases and transfers as requested by the police, and went to all banks involved (credit card and savings account). From what I have heard, as the transaction was genuine, the banks are unable to dispute and I will have to bear the brunt of it one way or another. I can only remain hopeful that the inspector in charge of my case can retrieve most of the cash, but what I have heard was that if it was an online transfer, it can be very difficult. I did get their names and account numbers though.

4. After the whole incident, i called that person (directly, not whatsapp) who used another number to call me 2 weeks ago but truecaller and that is how I came to confirm that it was a scam.

As no one knows apart from the psychiatrist that I am seeing, and knowing that this could very well be the end of what I have with my partner, I have been mulling over who should I talk to, but that isn't for this.

The whole purpose of me writing this is to remind, and to remind myself that sometimes I need to be cynical instead of overly emotional. I'm finding my way to deal with this,

Update: my bank just called me and they told me that they are unable to retrieve the money from the scammers accounts, so the police will have to arrest these people. From what I know, the telephone numbers are prepaid, and bought by foreigners. Fuck I had hope of getting the money to settle the cards

PSA 1: Double and triple check the numbers using Truecaller. If Truecaller wasn't reliable (like the first round). then always ask for their officer number. Double check with police officers using your IC number if there is anything against you.

PSA 2: Don't let them fool you using your loved ones, like me.

PSA 3: Anything involving third-party transfers is a HUGE RED FLAG OK.



All I can do is pray that I get to sort this out one way or another. And I still need to call AEON about possibly settling the personal loan earlier. Fuck.

Police normally go to your house to get you directly. Not call you. Why people still got these kind of trap?

Damn bro, i feel your pain. I got scammed once before of 32k. All my savings, gone. Just started work few years and living frugally, eat economy rice everyday, use secondhand car while my colleagues all buy new cars etc, just to give it all to the scammers.

This is the hand u have been dealt with. Take it, learn from your mistakes, take some time to grief and move on. You can also talk to your wife. Lean on her for emotional support.

Once u have moved on, you will remember it, but u wont feel like eurhhhhhhh sakitttttt when u think about it.

shit bro, this is why i damn paranoid with the rate of how much scams cases are rising. everyone is damn desperate in trying to earn more due to rising cost of living so they are getting more easy to prey on

its not the end of the world, but the feeling really sucks. last time i only kena skem on buying a phone, wasnt huge amount (<1k) but fuck i feel like i want to vomit just rethinking about it

For me it wasn't even about earning. Scammer mentioned my kid and used that to blackmail me. Didn't help me emotionally. Credit card companies can only say the transactions are valid so I have to tanggung lah. Wishing that my saving account got back something, but they told me they already withdrew the money. Just praying for some goodwill amount that will help.

Borrow from fren and family? Pay credit card by installment?

yeah this is another of my fears, confirm will fucking panic, its like imagine if you get a call one day and was told one of your family members got kidnapped, give RM10mil ransom or else.. you dont feel safe already when people threaten you this way. its a whole diff level kind of fear struck into you

but the main gist ive taken from your case is to always be calm, dont rush to react and think it thoroughly before doing anything. especially when it involves money

Exactly this, all logic goes out the window. Have to remind myself to calm down the next time this shit happens. Still feeling very stupid a bout it.

this is normal, your brain will always remind you of stupid shit that youve done in the past. can be something minor like failing an exam which makes you feel dumb

but ultimately rice is porridge ed, so best to do is to continue living and move on. if there was a button to go back in time heck i would SMASH it to go back in time to undo my stupidity