Man it's been ages since I used lowyat forum, but I need to get this off my chest before my stress spirals over.

TLDR: Got misled by someone impersonating as police, got scammed into buying jewelry and pawning for cash and carrying out third party transfer, and awaiting the results of the police investigation.

Going to break this down into points for easier reading.

1. I got a call in mid-July from a handphone number with a person claiming that my info has been leaked and used to sell fake goods on Shopee, then I was directed to a balai polis Pahang. They claimed that they had some voice recording for purposes of court, and had a video call stating that there was an arrest order for me given by the court. In the same video call, there was a female police officer showing pictures of suspects, asking me if I know anyone of them. This then went up to a Tuan Inspector N**** (which i later checked to be an actual inspector in Pahang) and then subsequently to some a**hole named ACP Dato Fahmi (egoistic soab). They also asked me that I was to be a part of a police investigation in order to prove that my finances are clean. They also asked how much is the max credit given.

They made it very clear as this was under the secrets act, they did not want me to reveal details to anyone, not even my family members.

As they somehow knew that I had a kid, they asked me if I wanted to end up in prison. Given how I was emotionally, I didn't think twice about helping them out, so.....

2. They asked if I could take leave from work, and I did. They then called me, making sure that that I was not within earshot of anyone, and proceeded to tell me to
a) buy jewelry using my credit cards
b) pawn said jewelry
c) transfer to a third party bank account, they issued a document under Bank Negara Malaysia with some details
d) get proof of transfer.

And I stupidly went through all that. This took place again 2 weeks later, they claimed they were in court to assist and everything. They also reassured me that the auditing department will clear them as how it is when we are assisting the government. Yada Yada.....

3. They also asked me to apply for a personal loan, and I got 12k from AEON. Again this is transferred like in No 2.

After I was done with these tasks, there was barely anything which raised my suspicion (only now), and I asked the police near my workplace, they confirmed that it was a scam. Luckily being the recorder that I am, I took a record of all the transactions done, the loan applied, everything and filed a police report last Saturday. I already submitted the records of all the purchases and transfers as requested by the police, and went to all banks involved (credit card and savings account). From what I have heard, as the transaction was genuine, the banks are unable to dispute and I will have to bear the brunt of it one way or another. I can only remain hopeful that the inspector in charge of my case can retrieve most of the cash, but what I have heard was that if it was an online transfer, it can be very difficult. I did get their names and account numbers though.

4. After the whole incident, i called that person (directly, not whatsapp) who used another number to call me 2 weeks ago but truecaller and that is how I came to confirm that it was a scam.

The whole purpose of me writing this is to remind, and to remind myself that sometimes I need to be cynical instead of overly emotional. I'm finding my way to deal with this.

Update: my bank just called me and they told me that they are unable to retrieve the money from the scammers accounts, so the police will have to arrest these people. From what I know, the telephone numbers are prepaid, and bought by foreigners. Fuck I had hope of getting the money to settle the cards.

Update update: police can only issue arrest warrant, up to bank's jurisdiction on whether to give money or no. Yep I'm fucked.

Update*3: getting grilled from my dad about it. Everything just makes me want to puke at this point.

Last update: got some money from my dad, have to repay him back at some point. gonna bear the brunt of the personal loan and the other cc via instalment pay for the next 7 years altogether. get lucky and pay off slowly i guess. if got lump sum settle the other cc before loan.

PSA 1: Double and triple check the numbers using Truecaller. If Truecaller wasn't reliable (like the first round). then always ask for their officer number. Double check with police officers using your IC number if there is anything against you.

PSA 2: Don't let them fool you using your loved ones, like me.

PSA 3: Anything involving third-party transfers is a HUGE RED FLAG OK.



All I can do is pray that I get to sort this out one way or another. And I still need to call AEON about possibly settling the personal loan earlier. Fuck.

This post has been edited by TsubakiKira: Sep 17 2025, 09:30 AM

Have you contacted the National Scam Response Centre (NSRC) at 997 ?

haih...stay strong bah...

browse more /k during ur free time...get more awareness there....

this kind of news pops up like every fortnight... even teachers/lawyers/professional still falls into this trap up to 7 figures...



used to get this kind of calls on my mum's phone... but now no more... guess they blacklisted my mum's phone

if im free i will always accept and answer yes , ya , yes , ya and ask them silly question to prolong as long as possible ...

Thanks for the PSA and sorry to hear you fell for one of oldest scam tactics around.

My response to these police calls whether genuine or scammer is come and catch me if you have evidence and then hang up the phone.

Tak buat salah takut apa?

Just want to say

no cops will ever call u personally if u were really involved in a crime

thy will just show up physically

Called them but they did not pickup.

Dang. Sorry to hear. Yes alot of ppl get scammed because they leverage on your emotions at that moment.

I previously got scammed by my high school classmate who used to work in bank. He secretly do insider trading for the purpose of scamming people.

I trusted him because back in school he's a genuinely nice guy. Seems like greed changes people.

Anyways I only lost 3k.

I would recommend all not to answer any calls not in your contacts.
Have a missed call then check truecaller, then check for whatapps in the truecaller feature.
If a mobile number dont have whatapps, ignore or block.
If the caller ID is no one you know, ignore or block.
It may be fun to pick up and play along, but Scammers are very creative and one day you might be fooled.
Even a recording of your voice can be used by AI for scamming.

sorry to hear that TS . stay strong . Hopefully you'll bounce back . A good thing is you have realized and spreading awareness here. Many out there are still oblivious to these scams.

secret acts....right. this kind of sheet also belips. aiyoma.

Any one still need truecaller = waterfish ready to be scammed anytime anywhere.

The only thing that is solif bullet scam proof for every1 = IQ + Logical Sense + Confidence. Nothing else.

Lucky for you, I lost 20k+

Learnt this the hard way.

That is true. I didn't download any funny apps or click on any phishing links, but I still got good.

I probably should be more cynical and ask for details all the way. That is my fault.

did i read wrong, They (inspector) also asked me to apply for a personal loan and transfer. sound like give money for settlement

you are NOT stupiak la, they played with your emotion to blur/induce panic in you - hence lack of better judgement - I'd go panic at the disco too if they mentioned my kids - that's a parent #1 concern, our kids safety.

i tend to ignore all the calls that are not registered in my contacts, and even if I do answer - i play the quiet game - where I won't say a word until the person that called starts talking first, usually by 5 seconds of silence they just hang up the call .. from there just block/report the number. I mean, if someone called you, means THEY have something to say, the fact they can hang up without a word - they try pancing for victim
and because i'm malaysian, if the caller is chinese/england - i balas in our national language / if caller bahasa then i play cina beng tarak paham or use fancy queen england

thank you tho, for sharing - hopefully things turn out better for you

losing 20k and if young can still recover ok la....
not end of the world


those retirees lost over 100k all their retirement lifesavings got no way to recover if kena scammed

work hard and smart, hope they catch the scammers.

Again, under the pretext of ensuring finances are clear. Like I said everything went haywire the moment they brought up my family and kid. Fuckers.

1. logical. if you cant brain this, why cant ask a 2nd person to help you "clarify" this ?

2. even you dont have any friend who can trust, TRY CHATGPT. give it 30sec, it can fully explain why this is a "very common scam tactic" , and this is FREE consultation.

3. dont have lawyer friend? do you have extra RM500 to spend? 2 hour simple query, cost round this price. for a normal solicitator.. or even criminal lawyer.



You dont have to be HIGH IQ, but if your logical sense still working, you know, how to seek "extra opinion" for clarity.